The Bullard Team - Scott, Barbara & Kim's Blog

Fiction:  The sky is falling.Fact:  The sky is not falling but it is changing.  The real estate market is experiencing a high rate of transaction fall out.Fiction:  There are no more 80/20 loans.Fact:  Yes there are, but higher credit scores are required.Fiction: Stated income and no ratio loans ...

We appear to be heading to an unusual period for the real estate market.  In the past, buyers who wanted to purchase with little down would be required to purchase mortgage insurance to cover part of their loan if they went into default.  A few years ago, many mortgage companies started offering ...