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Understanding Title Insurance - 11/27/09 03:10 PM
A policy of title insurance is a contract of indemnity between the insured and the insuring company relating to the title to the land described in the policy, protecting the insured against loss of damage by reason of defects, liens or encumbrances of the insured title existing at the date of the policy and not expressly excepted from its coverage.The policy is issued after a complete search and examination of the public records and shows the condition of the record title, including any money obligations outstanding against the property, easements and other matters which may affect the rights of ownership, possession (0 comments)
Economy Headed Toward Recovery - 11/18/09 06:52 PM
Thanks to the success of home buyer tax credit to date, the outlook for housing and the economy appears to be headed toward recovery. Executives from some of the largest brokerages in the country expect to see their sales grow 6-8 percent in 2010 and home prices to start heading up about 3 percent. Existing-home sales are expected to total 5.01 million in 2009, a gain of 2.0% over last year, and then are forecast to rise 13.6% to 5.69 million in 2010. It is expected that the expansion of the tax credit to include repeat buyers will help boost middle-market (3 comments)
Spacious 5 bedroom home with 1 bedroom apartment. Large family room, nice deck and balcony overlooking large backyard. Rural location just minutes from conveniences. Could easily be converted to 3 bedroom home and 3 bedroom apartment. Click here for more detailed property information. (2 comments)
Click here to view more detailed information on this property. (0 comments)
How to Get the Extended Home Buyer Tax Credit - 11/13/09 10:06 AM
So, you've decided to purchase a home and take advantage of the Extended Home Buyer Tax Credit. Here is what you have to do to get your benefit: Close on your home purchase between November 7, 2009 and April 30, 2010, or have a binding written contract by April 30, 2010 and close by July 1, 2010. Decide whether to: apply the credit to your 2009 tax return, filed on or before April 15, 2010; file an amended 2009 return; or, apply the credit on your 2010 return, filed on or before April 15, 2011. Attach documentation of purchase to your return. (0 comments)
Extended Home Buyer Tax Credit Common Questions - 11/08/09 10:20 PM
Who Qualifies for the Extended Credit? First-time home buyers who purchase homes between November 7, 2009 and April 30, 2010. Current home owners purchasing a home between November 7, 2009 and April 30, 2010, who have used the home being sold or vacated as a principal residence for five consecutive years within the last eight. To qualify as a "first-time home buyer" the purchaser or his/her spouse may not have owned a residence during the three years prior to the purchase. Which Properties Are Eligible? The Extended Home Buyer Tax Credit may be applied to primary residences, including: single-family homes, condos, (3 comments)
$8,000 Home Buyer Tax Credit Has Been Extended!!! - 11/06/09 07:30 AM
Legislation has been passed to extend the $8,000 home buyer tax credit to May 1, 2010, for first-time buyers and add a $6,500 tax credit for repeat buyers if they've lived in their home for five of the past eight years. Home prices are capped at $800,000. The legislation in both houses was included in a bill to extend unemployment benefits and is expected to be signed by President Obama shortly. Under the bill, income limits are expanded to $125,000 for individuals and $225,000 for joint filers. Individuals with incomes up to $145,000 and joint filers with incomes up to $245,000 (0 comments)
Looking For 100% Financing with No Money Down? - 11/02/09 07:54 AM
Are you ready to own a home but are not sure you will qualify due to lack of a down payment? Rural Development may be able to help you! USDA Rural Development has offers 100% financing opportunities to rural individuals and families with: No down payment required No expensive monthly mortgage insurance (which means you may qualify for a larger loan) Flexible credit and qualifying guidelines No maximum purchase price limit Closing costs can come from any source including gifts or the seller Repairs and improvements can be included in the loan Competitive fixed 30-year rates. So, if you have been (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.