smith mountain lake homes: Home Buyers Shouldn’t Sweat Student Loans - 06/05/15 11:53 PM
Millennial aged home buyers searching for an affordable Franklin County home or Bedford County home may wonder how much student loans will affect their ability to get a home loan. But there's good news from a recent study that shows student loans are not as likely to stand in the way of a mortgage loan as someone might think. As this news update states, TransUnion released a report that buyers between 18 and 29 with student loans do well on repayment and building good credit, both factors in obtaining home loan approval. 
This kind of encouragement is great for young buyers who are ready to move … (0 comments)

smith mountain lake homes: Innovative Education Highlights Smith Mountain Lake Schools - 08/17/14 10:46 PM
School children are donning backpacks once again in the Smith Mountain Lake community. Another school year is beginning at most area schools and man families here are expecting nothing short of excellence from public and private school systems. One of the ways the Franklin County school system is achieving high standards of learning is through an innovative, hands-on approach at the Gereau Center. 
 
Franklin County’s Gereau Center is a creative learning center whose program combines challenging academic standards and integrating critical thinking skills in a problem-based learning approach. The Center for Energy Efficient Design (CEED), in which Energy Engineering is … (0 comments)

smith mountain lake homes: Tips for the Home Search at Smith Mountain Lake - Know What You Need - 04/23/14 03:25 AM
Searching for a new home can be so exciting that sometimes buyers lose focus of the practical parts of home ownership. Daily life requires more than great curb appeal and beautiful interiors, each family has certain needs that have to be prioritized in order to ensure a perfect property selection. Forbes Magazine offers a few tips for buying a home in the spring, ones we thought were appropriate for any of our followers who want to be smart about their Smith Mountain Lake property search. One tip is to make sure you know what you really need and want. 
 
At … (0 comments)

smith mountain lake homes: Tips for the Home Search at Smith Mountain Lake - Get Pre-Approved - 04/18/14 01:57 AM
When the weather improves, so does home buying. Spring is consistently the busiest time of year for real estate, marked by increases in property listings, open houses and buying interest. Forbes Magazine offers a few tips for buying a home in the spring, ones we thought were appropriate for any of our followers who want to be smart about their Smith Mountain Lake property search. First is to hire an experienced real estate professional to guide your home buying process. 
 
Second is to understand your financial capacity for a home mortgage. Recent changes in home financing make it even more … (0 comments)

smith mountain lake homes: Tips for the Home Search at Smith Mountain Lake - Hire a Professional - 04/16/14 03:44 AM
In spring time many aspects of the economy get a lift from tourism to home and garden, fashion to the entertainment industry. When the weather improves, so do moods - and spending. Spring is consistently the busiest time of year for real estate, marked by increases in property listings, open houses and buying interest. Smith Mountain Lake is no different. Our area’s homes show best when the landscape is green, the trees and flowers are in bloom and the warmer weather makes the lake most inviting. 
Forbes Magazine offers a few tips for buying a home in the spring, ones we … (0 comments)

smith mountain lake homes: Smith Mountain Lake’s Latest Lodging - 01/16/14 04:00 AM
The variety of accommodations at Smith Mountain Lake are one of the reasons visitors are drawn here again and again. No matter what type of trip you’re planning and what requirements it demands, there is a suitable type of lodging ready and waiting. Families often enjoy sharing a rental home complete with a deck, dock and great water views. Business associates can trade the pressures of work for a more relaxed professional gathering at one of our beautiful local convention centers. Hotels and motels, bed and breakfasts and houseboats round out the lodging scene. 
Laker Magazine's latest lodging guide discloses more … (0 comments)

smith mountain lake homes: Thank You From Deb Beran Properties - 12/30/13 01:24 AM
As 2013 comes to a close and we look forward to another remarkable year in 2014, we want to pause and let you - our guests, neighbors and supporters - know how much we appreciate you. 2013 was an exciting year for our company marked by many personal high points and encouraging progress in the real estate market - both here at Smith Mountain Lake and beyond. Our best moments are those that bring us together with people of all types who are either discovering Smith Mountain Lake for the first time or who are an established part of the community. 
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smith mountain lake homes: Visit Smith Mountain Lake, Stay Forever - 10/15/13 09:22 AM
As Smith Mountain Lake continues to become Virginia’s best kept secret discovered by the luckiest of home buyers and home builders, new residents find they have a lot in common. Many are from across or out of state, often the east coast. A lot are looking for less traffic, noise and people. Most dreamed of the kind of amazing mountain and lake countryside SML offers. For most, a visit here was the catalyst for making it home.
New residents frequently say they stumbled upon Smith Mountain Lake by wedding or event invitation, by mention of an acquaintance or by traveling through … (1 comments)

smith mountain lake homes: Smith Mountain Lake Wine Festival Turns 25 - 09/17/13 10:20 AM
At the end of the month, one of Smith Mountain Lake’s most anticipated annual events will celebrate one of its proudest milestones. The Smith Mountain Lake Wine Festival turns 25 this fall and what may be more impressive than its longevity is how successful it has become in a place most would consider to be well out of the way where wine events are concerned. 
 
Twenty-five years ago, the SML wine festival was born out of an everyday conversation between lake locals. It started simple, as a one-day event with ten wineries and 800 in attendance. A quarter of a … (2 comments)

smith mountain lake homes: Positive Change for Virginia Home Sales - 09/05/13 12:30 AM
Virginia home sale trends directly effect Smith Mountain Lake’s real estate scene. We’re very pleased with a recent report issued by the Virginia Center for Housing Research at Virginia Tech for Virginia Homes Sales that compares pace of residential sales, median residential pricing, sales volume and average days on the market for the past three years. 
 
The report shows positive changes in 2013. Virginia has had a 23-percent increase in home sales from July 2012 to July 2013. This is exciting news for Virginia and the Smith Mountain Lake area, which usually fairs particularly well among Virginia localities. See the … (0 comments)

smith mountain lake homes: Smith Mountain Lake’s Autumnal Attractions - 08/28/13 12:26 AM
Summer at Smith Mountain Lake is known for peak tourism but locals would tell you our gorgeous fall season is just as popular. Autumn’s mild temperatures and clear skies along with the addition of rich red, brown and gold colored leaves is enough to make anyone fall in love with Smith Mountain Lake. What’s more, some of SML’s best annual events happen in the months of September and October.
 
The Annual Antique & Classic Boat Show kicks off the fall festivities in a big way. It’s a hit with the community, attracting antique and classic boat-lovers from near and far. … (0 comments)

smith mountain lake homes: Why You Should Retire at Smith Mountain Lake - 07/09/13 01:33 AM
 

We at Deb Beran Properties often hear that older residents searched for years before finding the idyllic place to retire at Smith Mountain Lake. A retirement location isn’t easy to narrow down. Where you retire effects both the retiree and other family members. Location plays a large part in quality of life, financial security and quality and frequency of family visits. Forbes.com contains a helpful article called Real Estate: 10 Retirement Options with tips to help those approaching retirement choose location wisely. The excellent quality of life here at SML parallels much of the article’s advice. 
Smith Mountain Lake … (2 comments)

smith mountain lake homes: Local Preschool Receives State Recognition - 06/25/13 01:28 AM
It’s easy to be proud of a community when its key establishments are frequently on the receiving end of state and national accolades. In the news last week is a report that one of the Smith Mountain Lake area’s preschools received a star rating by the Virginia Star Quality Initiative (VSQI). The Laker Weekly reports that the Virginia Star Quality Initiative, a program of the Virginia Early Childhood Development and Early Childhood Foundation that recognizes four areas of educational quality, granted the top rating to Trinity Preschool in Moneta. 
 
Trinity Preschool is being recognized for great education, qualified and well … (0 comments)

smith mountain lake homes: Waterfront Country Club Hole in One Sponsorship - 06/12/13 02:06 AM
Deb Beran RE/MAX Lakefront Realty had the privilege of participating in a special Hole In One sponsorship last month. The sponsorship took place at a dedication in memory of local women who were avid golfers and beloved friends and community members. A memorial clock was presented in memory of PT Smith, who recently passed away after battling ovarian cancer and other members loved and lost. PT Smith was a strong advocate of the game of golf as well as breast and ovarian cancer. We were honored to be part of this meaningful tribute to her legacy. 
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smith mountain lake homes: Spring Cleaning a Smith Mountain Lake Home - 05/07/13 04:48 AM
Last weekend, community volunteers gathered to take on our annual Take Pride in Smith Mountain Lake lake cleaning day, highlighted in our last news update. But the lake isn’t the only part of SML that can use a good spring clean. Your lake area home is another place where a day of rubber gloves, soap suds and deep scrubs will make the summer season that much more pleasing. We turn to HGTV’s spring cleaning tips for a few ideas on how to tackle the most challenging household jobs with expert efficiency. 
 
Spring weather makes it a perfect time to tackle … (0 comments)

smith mountain lake homes: Take Pride in Smith Mountain Lake - 04/24/13 04:31 AM
In just over a week Smith Mountain Lake residents will come together to do some spring cleaning of a different sort. The 26th annual Take Pride in Smith Mountain Lake clean up effort will commence on May 4th.  Volunteers will work together to prepare Smith Mountain Lake for a clean, safe and attractive summer season. This year’s lake clean up day will include work projects to improve the water and shoreline as well as the lush green landscape that is sure to make the summer fun season especially wonderful. Because residents of our beautiful lake community care and contribute to the … (0 comments)

smith mountain lake homes: Oakley Big Bass Tour at Smith Mountain Lake - 04/18/13 01:22 AM
Fishing enthusiasts will descend on Smith Mountain Lake this weekend to take part in the Blue Ridge Big Bass Classic, part of Oakley’s Big Bass Tour. Local news source The Laker Weekly reports more than 500 competitors are expected to participate. Prizes include a $30,000 bass boat, $1,000 for first and cash amounts for several lower place winners. The tournament, in its third year at Smith Mountain Lake, will open this Friday and take place through Sunday. 
 
The Big Bass Classic is just one of several major fishing tournaments to choose Smith Mountain Lake as a stop in the larger … (0 comments)

smith mountain lake homes: Vigilance Against Consumer Fraud - 04/03/13 02:45 AM
Deb Beran Lakefront Realty is as concerned about the wellbeing of Smith Mountain Lake and other local residents as we are interested in matching customers with the best possible home or property. We like to pass along helpful information useful to anyone. One of the rising issues of our society is consumer fraud. Along with identity theft, consumer fraud primarily targets a victim’s finances. While the government is working to protect citizens from fraud, each person would be wise to stay vigilant when it comes to their own accounts. Here are a few tips on protecting against fraud: 
 
- Use … (1 comments)

smith mountain lake homes: Settled at Smith Mountain Lake - 02/05/13 02:42 AM
Since its establishment in the 1960‘s, Smith Mountain Lake has earned a reputation as an idyllic retirement or second home location. Its custom building opportunities, well-designed developments, maintenance-free neighborhoods and pristine condominium and town home communities support high quality living. Large lots, low taxes and well-developed neighborhoods aid buyers in turning their SML property into a perfect home. Buyers in retirement or approaching retirement seek SML as the perfect place for entertaining and accommodating guests. 
 
Retirees from northern cities and surrounding states in search of a milder climate, escape from heavy traffic and overwhelming busyness and a location convenient to … (0 comments)

smith mountain lake homes: Lake Level Is Normal Again - 01/18/13 12:49 AM
After a week of rain and snow, Smith Mountain Lake’s water level is back to normal pond and rising. Smithmountainlakelevel.com shows a three foot rise in just four days, a relieving turn after several weeks 
of hovering at the very low sub 792-foot level. Water levels can make a big difference in on-the-water activity. Low levels can make it difficult for boaters to get watercraft in and out of the water, and may even prove dangerous when rough terrain is exposed in unexpected places. 
 
High water levels are optimal, but not so high that flooding is an issue. When the … (0 comments)

 
Deborah F. Beran Inc., Smith Mountain Lake, VA Real Estate Specialist (dba Deb Beran Properties)

Deborah F. Beran Inc.

Smith Mountain Lake, VA Real Estate Specialist

Smith Mountain Lake, VA

More about me…

dba Deb Beran Properties

Address: 6655 Scruggs, Moneta, VA, 24121

Office: (540) 721-1488

Mobile: (540) 529-4229



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