creative financing: Rent-To-Home-Ownership: Sometimes a Renter's Best Shot....
- 01/01/13 02:34 AM
What is Rent-To-Own?Here in South Jersey, we employ a variety of creative financing techniques, designed to give prospective first-time home buyers the best shot at home-ownership, even when their credit score can not pass muster with the Bank. "Rent to Own", otherwise known as "renting with the option to buy", is one of those techniques where the tenant, in addition to a lease, is given the right, or "option" to purchase the property at some point in the future.Here at Dennis J. Zisa & Associates, we have customized this concept to accommodate South Jersey buyers, wanting to acquire their first home on a seller-financed … (1 comments)
The problem, however, facing many is that, even with a steady job, and a decent rental history, credit scores have suffered, dramatically. Coupled with the fact that banks and other traditional sources of mortgage financing have made their qualification standards more and more stringent,many find themselves seemingly stuck between a rock and the proverbial "hard place"!
Enter, the Seller-Financed, Installment-Sale purchase. Also known as a "contract-for-deed", … (0 comments)
I understand that you're frustrated over the fact that the buyer for your property has still not received a final approval on his mortgage, and that we have still not received that elusive"clear to close". It should go without saying that we, as your agent, are at least equally concerned and, yes, frustrated! That said, I am truly saddened by the fact that you are so quick to redirect your frustrations towards me and my office, and castigate the quality of service we have been, and continue to provide you, as your agent! Look, we both know that no … (5 comments)
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Dennis J. Zisa & Associates, Inc.
31 years in So. Jersey and the Greater Camden area
What is Rent-To-Own?Here in South Jersey, we employ a variety of creative financing techniques, designed to give prospective first-time home buyers the best shot at home-ownership, even when their credit score can not pass muster with the Bank. "Rent to Own", otherwise known as "renting with the option to buy", is one of those techniques where the tenant, in addition to a lease, is given the right, or "option" to purchase the property at some point in the future.Here at Dennis J. Zisa & Associates, we have customized this concept to accommodate South Jersey buyers, wanting to acquire their first home on a seller-financed … (1 comments)
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