I have a good friend, a RE broker, whose wife until recently was doing third party negotiations for loan modifications. I called him hoping she'd be able to help one of my clients, a fellow whose work week has been cut back from 5-6 days to 3. This reduction in hours has predictably caused a fina
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01/27/2009
OK, I'm semi-over the Eagles loss now. its a good thing there's still some afterglow from the Phillies winning the World Series, or I'd be standing out on the ledge again. Once again, with the whole world watching, Donavon McNabb proved that he CANNOT lead a team trailing by a touchdown or less t
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01/20/2009
Well, all those who saw last night's BCS championship between Florida and Oklahoma were treated to quite a game. It certainly wasn't the high scoring affair that the pundits expected. The 'over-under' line was 70, and, to me, that was a much easier call than picking the winner. I told anyone who
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01/09/2009
Well, its time to climb out from beneath the rubble of negative press and take a deep breath. The market here in the South Jersey area has shown a marked improvement just in the last couple weeks. There's no time for post holiday blues this year. Hopefully, you're all positioned to take advantage
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01/08/2009
The Holiday season is always a time of reflection and happiness for me, albeit somewhat bittersweet since my Mom's passing some 6 years ago. I don't know why, but I'm still like a little kid at heart and this time of year leaves me almost giddy (no, its got nothing to do with happy hour). Its alw
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12/16/2008
The first time homebuyer needs to be realistic when making choices in real estate transactions. Everyone considering purchasing a home should be pre-qualified by a mortgage professional. This is simply a review of your employment and income as well as your recurring debts. Actually, we at LINCOLN
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12/11/2008
Your 'Approvability Quotient,' as I like to call it, depends on the strength of your credit and employment histories. As I mentioned in last week's post, the underwriter looks at your whole picture. Have you been renting, and if so, have you paid it on time? Simple laws of probability indicate th
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11/25/2008
This is a great time to buy a home, particularly for first time buyers. Rates AND home prices are drifting downward, which makes this a unique window of opportunity. Historically, home values and rates move in opposite directions, so the fact that they are both down makes this a 'win-win' market
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11/19/2008
I've received a request to re-post this letter from Corey the well-driller to Obama, and am glad to do so. Given the furor about "Joe the plumber" I've written an open letter to Mr. Obama myself. I think it is worth the read. Maybe if Americans could take a closer look at what a small
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11/01/2008
I've taken the liberty of posting this morning only to put my post from last night, the letter from Corey, under as many noses as possible. It is a letter from a true American to Mr. Obama. These links below also are real eye openers. I'm not going to comment, its up to you to judge their validit
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11/01/2008
