ARCHIVED BLOG POSTS
2012
Pending Home Sales Index Leaps To Multi-Year High Homes were sold at a furious pace last month. According the National Association of REALTORS® (NAR), the Pending Home Sales Index rose 5.2 percent in October, crossing the benchmark 100 reading, and moving to 104.8. It’s a 5-point improvement fr...
11/30/2012
See How Credit Missteps Lower Your Credit Score The company behind the popular FICO scoring model has published a “What If?” series for common, specific credit missteps. If you’ve ever wondered how your credit score would be affected by a missed payment or a maxed-out credit card, now you can u...
11/29/2012
Case-Shiller Index Verifies Home Value Gains Through Q3 2012 The housing market continues to expand. According to the S&P/Case-Shiller Index, which was released earlier this week, U.S. home prices rose in September for the sixth straight month, climbing 0.3% as compared to the month prior. On a...
11/28/2012
Which Is Better : 15-Year Fixed Rate Mortgage Or 30-Year Fixed Rate Mortgage? As a home buyer or refinancing household in North Branch , you have choices with respect to your mortgage. You can choose a loan with accompanying discount points in exchange for lower mortgage rates; you can choose a...
11/27/2012
Simple, Inexpensive Ways To Prep Your Home For Sale When North Branch homeowners get ready to list, advice will often come from all corners of their personal and social network — what within the home to upgrade; what to repair; what to replace. And, although some advice remains valuable, much o...
11/26/2012
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Existing Home Sales Move Higher In October After a small decline in September, Existing Home Sales rebounded in October, increasing a modest 2.1%. The housing market’s slow, steady recovery continues as sales volume in all four regions expanded last month with the exception of the Hurricane San...
11/21/2012
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Homebuilder Confidence Spikes To 6-Year High The National Association of Home Builders (NAHB) released its Housing Market Index (HMI) Tuesday, which showed sharp, 5-point increase to 46 for November 2012, marking the seventh consecutive monthly gain for the HMI, and lifting the index to its hig...
11/20/2012
Federal Reserve : New Economic Stimulus May Be Warranted The Federal Reserve released its October Federal Open Market Committee (FOMC) meeting minutes last week, revealing a Fed in disagreement about the future of the U.S. economy and about what, if any, stimulus may be warranted in the next 12...
11/19/2012
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Your November Gardening Task List For homeowners who keep a garden, with the change of seasons comes a task list. There are basic tasks for gardeners — for example, raking the leaves, sharpening your tools. And, there are advanced tasks, too, which includes identifying and removing plants and t...
11/15/2012
Mortgage Approvals : Documents You’ll Need For Your Lender According to the Federal Reserve’s quarterly Senior Loan Officer Survey, it’s getting easier to get approved for a home loan. Between July – September 2012, fewer than 6% of banks tightened mortgage guidelines — the fourth straight quar...
11/14/2012
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