Roger's Blog

Yesterday, my local paper published comments from the former Secretary of the Treasure, Paul O neill.  In article he stated that home loans should require a minimum of 20% down payment and that it would ensure long term stability.  I guess I sort of agree with that, but I also see where having th...

With all the recent changes in financing and the new laws that have been past, its easy to get misinformation or confusion on whats new in home financing. This year, our congress and president approved a first time home buyer tax credit of $7500.  Its only available for a short time, so now is th...

I haven't been posting as much as I would like lately, but I've got a serious case of "Buck Fever". I have warned my Realtors and other Referral Partners that I will not be in the office as much during October, In fact I'm leaving early tomorrow for the opening of Regular Deer Season.   I think b...

It used to be that Hard Money Lenders would do a loan with very little or no documentation of Income, Assets, or Employment.  Instead, they relyed on the properties equity to protect them.  You could get a hard money loan done in a few days to a couple of weeks. Now days, with values declining an...