Nelia 's Blog

Recently, we have been looking around for Errors and Omissions (E&O) Insurance and we must have been talking to the wrong insurance agents because I get the very distinct feeling that they don't really know how to underwrite it correctly. The consensus seems to be that you need to find the right ...

This is a question that comes up quite often in the home buying process. Doesn't it make more sense to get a 15 year mortgage since the interest cost over time is reduced significantly?My answer in most cases is no. Not because I favor debt because I certainly don't. The problem is when you get a...

I know by now you might be a little perplexed by the title but do not worry as it will all be clear in the end. First, let's start by a quick question: Let's say that your bank representative called you one day and told you that if you opened a savings account in the bank today, they would put $2...

These days, you don't have to flip through too many national TV channels to hear something being said about the impending real estate bubble and its effects on property buyers and sellers. Usually the report will start quoting some report of the National Association of Realtors where the average ...

If you are financing your home with a mortgage loan, your lender will require that you carry homeowners insurance. The problem is that the insurance is one of the last steps in the closing process and it is usually purchased when things are quite hectic. For this reason it is no wonder that many ...