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group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
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AR's community takes the time to leave honest and transparent reviews of their experiences
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
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Each month AR runs numerous contests as a way for our members to engage in activities
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Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
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Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
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These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
My basic thought on Lease/Purchases is that they are generally not a great idea for buyers. Here are some specific thoughts on this:
If you seek out a lease/purchase, your selection is limited and you must "settle" on a home that may not really be your dream home.
You typically have to put down a substantial deposit, that you generally will lose if you do not complete the purchase at the end of the term.
During the time that you are leasing and waiting to purchase, you are typically the one responsible for the upkeep of the property.
You very seldom have much negotiating power in the transaction, because you are not a sure sale for the seller.
If the seller is gets in financial trouble and loses the house to the mortgage company, you risk losing the place you live and the money that you put down on it.
Most folks who seek out a Lease/Purchase are usually doing so because they do not yet have the credit qualifications to secure a mortgage. If you fall in this category, my suggestions to you would be:
Simply rent for now. The deposit is typically much less, and typically as long as you fulfill the terms of the lease and leave the home/apartment in the same or better shape, you will get your deposit back.
Work hard at getting your credit in order so that when you are done renting you can actually buy. If you will do this, then when your credit is in line, the whole world is your oyster!! You have a much wider selection of properties to choose from, so you probably won't have to compromise your wants/needs . . . PLUS you have much more negotiating power . . . because now you are a strong buyer!!
If you are a seller who is considering offering up your property for lease/purchase . . . let me warn you that THEY VERY RARELY WORK OUT. Most of the time you will end up with the house back and typically it is not in as good as shape as it started out . . . so selling it becomes even harder. If you do decide to accept a lease/purchase contract, be sure to get a substantial deposit to protect your investment in the property.
No matter what side of the transaction you fall on (buyer or seller), be sure to seek out the assistance of a Realtor who has experience in lease/purchase transactions.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.