You Bought Your First Home. Next Step? Shopping For Insurance

No one should rush into purchasing their first home- or choosing their first homeowners insurance policy. You shouldn't purchase a homeowners policy until you find an agency you are comfortable with and a policy that you are confident in. Did you know that homeowners' insurance policy covers much more than just your actual home? Typically included in your homeowners coverage are protections for…

• The Structure of Your Home
  Usually your homeowner's policy will protect you from any damage that may occur that damages your property. Often, policies will protect you from loss that results from lightening, fire, theft, vandalism, smoke, etc.


• Your Personal Property
  Your personal possessions and property are usually protected within your homeowners insurance policy. In order to purchase the proper amount of coverage, you, as a homeowner, should keep a running inventory of your possessions. Make sure you take into account additions and deletions from your possession tally. Being diligent in keeping track of your things will save time you time if you actually have to file a claim.


• Liability
  Your homeowners policy also offers protection from costs associated with liability claims. Should an injury occur on your property, the liability coverage within your homeowners policy can take care of possible medical costs.

As a Pennsylvania homeowner, you should make sure that you are protected. If you have questions about your homeowners policy, or are unsure about your coverage, contact Humphries Insurance today. At out Virtual Insurance Office, you can learn more about your options, and get a free homeowners insurance quote.