Special offer

Twas The Day Before Christmas

By
Real Estate Agent with Frank Rubi Real Estate

And I sit and wait for the underwriters for a clear to close.  Can you believe they are working until 4 p.m. today?  I am having a hard time with it.  The home has been under contract since early November.  Thebuyer is self employed.  Self employed are getting it from both sides.  The government is out to tax the crap out of them and the underwriters don't trust their income evidently.

Oh, did I mention the original underwriter wasa fired by the mortgage company?  I don't know why but he or she was let go.  This didn't help matters any.  My seller has been more than patient.  He really wants to sell this house.  He has met just about every one of the buyers requests. 

So here I sit and wait for their final answer.  Hopefully every one will have the answer they want and a merry Christmas as a result.

Not even a mouse

 

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Charlie Ragonesi
AllMountainRealty.com - Big Canoe, GA
Homes - Big Canoe, Jasper, North Georgia Pros

Try doing it when the closing attorney is having their Christmas party that day ! Be delayed and have everybody waiting for you to get done. Can you say Bah hunbug !!!! Hope it all goes well for you. For us we did not impact their party too much

Dec 24, 2009 04:21 AM
Scott Taylor
Realty Center - Orlando - Ocoee - Orlando, FL
REALTOR

I pray things go your way! Merry Christmas!

Dec 24, 2009 04:28 AM
John Walters
Frank Rubi Real Estate - Slidell, LA
Licensed in Louisiana

Thanks for the response.  I think we will get a good decision.  I just don't think they care about our time etc.

Dec 24, 2009 05:26 AM
Toula Rosebrock
Diane Turton, Realtors, Forked River, NJ - Lacey Township, NJ
Broker/Sales Associate, Realtor, Lacey Township,

Hi John:

Yep, I can believe it....and my closing attorney was flying in from Florida this morning...

We finally closed today at 1:00pm.

Dec 24, 2009 02:12 PM
Frank Rubi
Frank Rubi Real Estate, LLC - Metairie, LA
FrankRubiRealEstate.com

John, can't do much today. Enjoy the kids and wife. MERRY CHRISTMAS. I am awaiting my crew to wake up and start the madness.

Dec 24, 2009 11:27 PM
Sallie Williams
Keller Williams Realty RED STICK PARTNERS - Baton Rouge, LA
REALTOR - MBA, Baton Rouge

John, I had a very similar situation with a self-employed buyer and an inexperienced underwriter who was asking for new documentation every other day.  It finally closed, and everyone was happy.  I hope everything went well with your closing and that you and your buyer will have a happy new year.

Dec 30, 2009 12:19 AM