Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
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Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
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Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Steps of Foreclosure begin when the lender is no longer willing to work with the property owner to bring the loan balance to current status. While there is no concrete law regarding the number of missed payments which must have occurred, some lenders are willing to delay longer than others hoping to avoid the cost, time and paperwork involved.
Although foreclosure allows the lender to claim title and force sale of the property based on loan default, there are foreclosure steps which must be followed
Default Notice requires the lender to inform the property owner by letter stating foreclosure is pending and must include the number of payments in arrears and balance owed. There is no requirement that this letter be sent be registered or certified mail.
The only option the borrower has at this point is to contact the lender in an attempt to bring the loan into current status. Unless being removed from layoff is imminent for the property owner, or the area real estate market is slow, steps of foreclosure will not of interest.
Acceleration Notice is required by law in most states. This documentation must clearly advise of mortgage termination and must offer a 30-day grace period for the total balance to be repaid. This communication may or may not include notice of intended legal action. While this notice may be sent by regular mail, in most cases it will be in the lender's interest to obtain signed proof of receipt of the letter.
Short Sale is an option lenders may use for steps of foreclosure. In this process, with the knowledge and consent of the lender, an investor or realtor may approach the lender offering to purchase the property. This offer will usually be very low or a rock-bottom figure but is of benefit to the lender and the investor since the property will not be exposed as a 'foreclosure'; thereby allowing the investor to profit from the resale and the lender not to incur additional expense.
Public Auction takes place on the courthouse steps of the town or county in which the property is located. The opening bid and bidding increments are at the lender's discretion with the opening bid usually set very low. The lender knows that if no bid occurs, the property title automatically reverts to him, and that the borrower now owes auction and attorney fees in addition to the balance.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.