How To Get A Mortgage Now

Reblogger Tim Sherwin
Mortgage and Lending

Here is an excellent blog on How to get a Mortgage in today's enviroment. It is more important than ever to save copies of your personal financial documents. Banks require more now than ever! 

Original content by Ilyce Glink

What do mortgage lenders look for when they scrutinize your finances? It all boils down to financial stability and making sure you’re a good credit risk. But how exactly do lenders get a snapshot of your finances?

On your application, you’ll be asked to disclose personal finance information that will help the lender decide whether your finances are stable or precarious at that moment in time. 

From your employment status to your cash reserves to your credit score, there are numerous pieces of the puzzle that will help paint of picture of your financial situation. If you're trying to buy a home in the future, you need to know what information will be on mortgage lenders' radar. To see the breakdown, read my full blog post at




Ilyce Glink is the author of several books, including 100 Questions Every First-Time Home Buyer Should Ask and Buy, Close, Move In!. She blogs about money and real estate at, The Equifax Personal Finance Blog and CBS Moneywatch She is Chief Content Strategist at, a community for real estate investor


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Tim Sherwin