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Selling a home today in Blaine can be a big challenge, especially with the tough competition from nearby short sales and foreclosures. Real estate values have been declining in part because of the low sales prices offered by banks who need to unload their inventory of their real estate owned. Roughly half of the sales in today's MN real estate market has come from non-bank home sellers. Are you searching for help to sell your Blaine home?
Benefits of Using A Real Estate Agent
It's never been more important to work with a Blaine real estate agent who understands the recent trends in Blaine market values. When we come out and visit your property to complete a Competitive Market Analysis (CMA), we will compare your home to all of the recent sales in your neighborhood. We will need to look at all of the homes for sold within the past few months to determine what the actual sales prices have been. In so doing we can estimate what type of price a home buyer might pay for your home within a reasonable period of market time.
One of the challenges for many sellers today is in trying to get enough for their house to pay off the their current mortgage. If a property seller owes more on their home loans than what we can sell it for we will either need to discuss paying down the mortgage, attempting a short sale on their home, or listing it for rent and in order to move to another home. With the quickly rising rents in today's market, sellers are quite often finding that they can cover all of the expenses for the home through their renter's income.
Lenders have specific guidelines to follow for those Blaine home sellers who have made the decision to rent out their house to buy another. Depending on the equity that you have in your home, a mortgage lender may or may not consider the rental income you receive when they qualify you for the new mortgage. The only way to know this is to call a lender to get preapproved.
Once we meet to discuss your home's current market value it is critical that you go through the process of getting preapproved for a mortgage loan. Your MN mortgage lender can help you discover which of the options are best whether selling or renting out your current home. The process of getting preapproved is generally free and contains no loan obligation. A good lender will be able to examine all of the options available to you such as through MN FHA loans, Conventional, VA, or other types of mortgage financing.
Blaine As A Community
When searching for Twin Cities suburban homes, consider the city of Blaine as a great possibility. Just 13 miles from Minneapolis and 20 miles from Saint Paul, Blaine offers a wide variety of employment as well as things to do. As a bedroom community to the Twin Cities, Blaine has more than doubled in size over the last 30 years. Mostly located in the County of Anoka, some portions of Blaine are in Ramsey county also. I found this excellent brief video which was produced by the City of Blaine, MN. If you are thinking about buying or selling Blaine real estate agent, please give me a call or send me an email.
Ready to Get Started?
If you think you want to learn more about selling your Blaine home call me. I will create a competitive market analysis for free. We will discuss all of the options available in the market today. Feel free to email or give me a quick call.
Casey Anderson Sales Executive, Licensed Realtor in Minnesota IBR Realty email@example.com Cell 651-245-1820 Woodbury, MN 55125 With a focus on Woodbury real estate and surrounding communities.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.