The two hottest trends in the mortgage industry for both new home loans and home refinance loans are Socially Responsible Mortgages and Green Mortgages.

What is a Socially Responsible Mortgage? A home mortgage is called a "Socially Responsible" mortgage or a progressive mortgage when the mortgage broker donates 10% or more of their total commissions to your favorite charity - at zero cost to you - because they care.  While Socially Responsible Mortgages or Progressive Mortgages cost the same or less than any other mortgage from any bank or lender - two things make these mortgages special.

First, with most "Socially Responsible" mortgage, your socially responsible mortgage broker is not restricted to any one bank or lender - so the mortgage broker can pick just the right loan for you from any of dozens of lenders and hundreds of loan types and programs.  This means lenders and banks compete for your business - so you get truly great rates and low costs.

Second, the power is in YOUR hands!  With a "Socially Responsible" mortgage, you get to decide where the 10% charity donation goes!  And then YOU also get any tax write off for the donation!  What this means is that when you get a Socially Responsible mortgage, your mortgage broker will donate $100's or $1,000's of dollars to your favorite charity, church or social organization - whether it is the American Cancer Society, the Boys & Girls Club, the VFW, the Sierra Club, or any other standard charity you like.  All at no additional cost to you!

What is a Green Mortgage?   A home mortgage is called a "Green" mortgage when you use the mortgage to add any combination of solar power or hot water, alternative energy systems, energy efficient appliances, or even purchase greenhouse gas reduction credits or "green tags" for your home.  When used in combination to add or retrofit solar energy systems, these green mortgage loans are called solar mortgage loans.

How is a Green Mortgage different from a "green" mortgage broker?  A green mortgage broker is a broker who commits to reducing and greening their office's environmental impact, carbon emissions, paper usage, etc.  while there are no set standards for a "green" mortgage broker, they should at least: use renewable energy (when available), use 100% recycled office paper, use 100% fluorescent light bulbs, participate in a 100% carbon off-set or reduction program, recycle 100% of office waste and offer "digital" documents to customers as a green paperless alternative. 

Remember: with a Socially Responsible Mortgage, you can make us donate $100's or even $1,000's to your favorite charity for free and with a Green Mortgage, you can dramatically lower your global warming impact and your energy bills!  Why not do both?

People often ask "What Kind of Mortgage can I get with green or socially responsible mortgages?"  You can use Better World Mortgage.com's™ progressive, green and socially responsible mortgage services for your new home loan, when refinancing your home for a better rate, for cash-out refinances, refinancing to add solar and other alternative energy modifications, and for home remodel projects.

Want to learn more about Socially Responsible Mortgages or Green Mortgages? 

Call Better World Mortgage.com™ at 503-936-9989 or send us an email here:  Contact Us.

Find out more about Better World Mortgage.com™ here:  Home Page.

Ready for a Socially Responsible Mortgage with Better World Mortgage™? go here:  Better World

Don't just get a mortgage, make the world a better place!

Cheers –

Jonathan

Jonathan W. Logan, Esq.
~ Founder | Social Entrepreneur
Better World Mortgage™
~ The Socially Responsible Mortgage Referral Network™
25 NW 23rd Place, #290
Portland, Oregon 97210
Tel. 503-936-9989
Fax 503-228-2630
Web - http://www.BetterWorldMortgage.com
Email - JLogan@BetterWorldMortgage.com

“Referring Home Buyers to Socially Responsible Mortgage Professionals and Inspiring Charitable Donations by the Mortgage Community Nationwide.”