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November 2013 Real Estate Newsletter

By Jeana Cowie

Real Estate Agent with RE/MAX Real Estate Limited

October 31, 2013 10:25 PM

November 2013 Real Estate Newsletter presented by Jeana Cowie

Call Jeana Cowie, your Bergen County REALTOR© C# 201-982-2200

Jeana Cowie, ABR, CRS, GRI, SRES

November 2013

Over 600+ Homes SOLD. Paramus Real Estate Agent Specialist. Selling Bergen County Real Estate for 20+ years.
Call Jeana Cowie today at cell 201-982-2200

Worst Time Of The Year May
Be The Best For Buyers

Why is the worst time of the year, often the best time for real estate buyers?
The holiday season and the following "worst weather" months are widely considered the worst time of the year for selling or buying real estate. In reality, these distraction-packed months - November to February - carry benefits for determined buyers.

Join the "herd" of buyers who are active during traditional "good weather" home shopping months - starting with the spring frenzy of home buying - and this competition for properties can mean buyers pay more, lose out on good-value

Mortgage Rates

U.S. averages as of October 24, 2013:

30 yr. fixed:   4.13%
15 yr. fixed:   3.24%
1 yr. adj:        2.60%

View current rates

listings, and receive less attention from swamped real estate and mortgage professionals.

Yes, tradition may dictate that you put your dreams and your life on hold to spend and eat too much over the holiday

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Wondering What Your Bergen County Home Is Worth in Today's Market?

Call me for a free, no obligation market analysis 201-982-2200. Thinking of buying a Bergen County home? Call or email me today Email: jmcowie@optonline.net

Remodeling Projects That
Add Value To Your Home

     Selling your home for more money is always top importance for sellers. However, sometimes they don't know how to add value to their home. Not all remodeling and maintenance projects increase the value of your home. Some may not even provide equal return on investment, at least not initially. Think solar. That may take a while to recoup the expense of the installation.
      The following are remodeling and maintenance projects that tend to increase not only the value of your home but also its mass appeal to buyers.
      1. Updating electrical and plumbing
      2. Bathroom remodel
      3. Kitchen remodel
      4. Painting
      5. Outside maintenance
      When you think about what buyers are looking for, it's easy to understand why improving these areas would bring increased value. Moving into a home that has major, or even minor, electrical and plumbing issues can be a real headache. Electricity and plumbing are two major necessary conveniences in the home. When they're malfunctioning it's often not only time consuming to fix but possibly costly.

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How Much Home
Should You Buy?

     To buy the home that's right for you and your household, you may already have a dream home in mind. Then comes "what if we had a...?" Reality sets in - you've got McMansion tastes on a starter home budget.
      That's when it's time to face the question - how much home do you really need?
      Nearly every buyer compromises on something. Maybe you get a fixer upper instead of a new home. Or, you buy a smaller home in a more expensive neighborhood. Or, you get a larger home in a suburb and compromise on the commute.
      Here's a better way to set your shopping parameters. Ask yourself these questions:

How long will you likely live in the home?

How large is your household? Is it likely to grow?

Where do you want to live - near work, near family, in a certain school district?
You should have a fairly good idea of the number of bedrooms, baths and living areas you want as well as other features you want your home to have. But the trick with buying a home is getting as much as you can on your wish list without becoming "house poor."
House poor means you can afford your house payments but you can't afford to do much else. That's why you should begin your search for a home with learning what you can comfortably afford.

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Thinking of selling?

Call Jeana today for a free market analysis cell 201-982-2200

Home Organization & Using Self-Storage Spaces

Though self-storage is typically used for storing things you can no longer afford to keep in your home, storage units can be used for more than just a place to stack your old boxes. The beauty of having your own unit is that you have the freedom to do what you want with it. Some storage facilities can even serve as weekend soup kitchens, business stowage, exhibitions, and much more. Other facilities like Storage Post can also help with hosting projects such as community events or canned food drive
For the fellow -mothers out there, storage can be something that drastically reorganizes your life. Regardless of the

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