You Really Can Fix Your Credit Score

Through the years,many people have Stopped By My Website with the purpose of beginning their home search. I've made contact with many of them, asking several questions about their Real Estate plans. There has always been one question in particular at the very top of my list. The question? Have you talked with a lender, someone in Mortgage to get your pre-approval? I then share why this is important and finally, even make some suggestions as to which lenders to contact. Upon checking back with them, I've observed that some have sailed right through the pre-approval process without even a hiccup, while others have encountered some credit related problems that must be fixed.

Here is the good news: The majority of credit problems can be fixed! It involves a couple of steps that you need to follow. 

First, you have to make a commitment to do whatever it takes to repair your credit. Be advised, it won't necessarily be easy but when completed, a strong credit score and report will help to do amazing things in getting you into your next home.

One of the best one word definitions of the word commitment I've come across is, "Inconvenience". Remember, there is a price to pay for doing anything worthwhile in life and that includes fixing your money problems. It cannot be, “Am I committed at this moment to make a change financially, but will I be committed two months or three months from now and until the task is completed?” I urge all of my readers to understand, Knowing is better than Not Knowing when it comes to Real Estate and getting your next Mortgage. Learn about your credit and take the steps necessary to repair it.

Second, you could seek some advice from a credit counselor. Some Mortgage Companies are equipped to do this and they do it very well. For sure, your Loan Officer can advise you on the subject of Credit Repair. Additionally, be advised that Realtors have many times assembled teams of professionals around them, including Credit Counselors. I would urge you to check with your Realtor for names of people/companies who in a credible way provide this service. At the same time, I urge you to be careful with scams and unethical people/programs when it comes to credit repair.

I have found the following post to be of great benefit in repairing your Credit Score: 7 Fast Fixes For Your Credit Score 

David Burrows

David L. Burrows, Realtor®
Classic Realty, Ltd.,
7529 Presidential Lane, Manassas, Virginia 20109
Serving: Gainesville VA, Haymarket and ALL of Northern Virginia
Direct: 703.859.5188
Office: 703.257.6330
Blog: David Burrows Properties
Blog: Real Estate Starting Point
Search For A Home: Virginia Online Home Search

It is always an honor to assist Home Buyers and Sellers with their Northern Virginia Real Estate needs. If you are searching for Virginia Real Estate Listings, then I urge you to utilize the valuable tools on my VERY USER FRIENDLY WEBSITE. It is there that you can search Haymarket Homes For Sale, Gainesville VA Homes For Sale, Manassas Homes For Sale, Warrenton Homes For Sale and much, much, more.

Most important, Write, Phone or Text Me with any questions.