Shopping Without Money
Written by Cassie Hansley, Realtor® with Wilkinson And Associates in Lincolnton.
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Are you one of those obsessive shoppers who often find themselves out shopping for stuff you don't need with money you don't have? I know for myself, that I have done that in the past and I know plenty of people who still do that. But, would you or anyone you know, shop for a home without having money? To my daily amazement, I find that the overwhelming answer to that question is "YES!"
Let me start by saying that I am not talking about pocket money, I am talking about enough money to purchase a home. There have been many times just this year that myself or one of my fellow agents have talked with a potential home buyer about looking for a home and come to find out later that they do not even qualify for a mortgage or have the cash to buy a home. Why? Why would you go shopping for one of the biggest purchases of your life without having the money, or at least, knowing you are qualified for a mortgage, first?
If you are thinking about buying a home anytime in the future, you should talk with a loan officer about qualifying for a mortgage. This is a relatively short and painless process in which you just fill out an application for a residential mortgage and you have to provide proof of your income. The loan officer will take a look at your credit report and guide you in the direction you need to go. This pre-qualification not only tells you if you can or can not buy, but it should also calculate the total amount that you will be able to borrow based on your ability to repay the mortgage. Then, when you start to look at homes to purchase, you will know exactly what price range to look in and you can fill confident that when you place an offer that you are qualified to buy. This will make your home buying process a much smoother transaction for everyone involved.
Looking to Buy In Lincolnton, North Carolina???
Contact Cassie for information on ALL HOMES AVAILABLE in Lincolnton, North Carolina and Surrounding Areas.
If you have any questions about the process or where to get started, please feel free to contact me ANYTIME at 828-234-3106.
I Represent People Not Properties!!!
If you want to find out how you can buy a home in Lincolnton, Lincoln, Catawba, Iredell, Gaston, and Mecklenburg Counties, Please feel free to get in contact with me at 828-234-3106 ANYTIME or you can email me at cassiehansley@yahoo.com.
If you would like to start your search NOW, please visit http://www.lincolntonhomefinder.com/ to begin looking for YOUR HOME. I look forward to hearing from you and discussing your situation and what you are looking for.
Lincolnton, NC, Lincoln, Gaston, Catawba, Cleveland, Iredell, & Mecklenburg County!!
Access to all homes on the Market!!! Log in to thehomefinder to start you search on my website at http://www.lincolntonhomefinder.com/.
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Direct: 828-234-3106
Toll Free : 1-866-736-2990
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