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A Stress-Less Home Purchase

By
Real Estate Sales Representative with EXIT TriCounty Realty

The first step in buying a home (after preapproval of course) is to make sure you let the agent know exactly what you want in your purchase, and what you can afford. Communication is the most important thing between you and your real estate agent. This will help you to make the most of your time and not waste it. It's often helpful to visit your bank before even visiting a real estate agent to get Pre-approval for credit.  This way you will know what to look for and not be disappointed later by finding a home and not being approved for it.  The agent and seller will have an easier time knowing this information as well.

It is a pretty sure bet that you would be visiting numerous homes.  To avoid getting confused, bring a notebook to each house you look at.  Write down various things such as the address and price.  Also if there is anything in particular you have questions or concerns about. If you are intrigued by a certain house and make a second visit, make sure to be more inquisitive, do some serious inspection.  Ask about the house. How old is the roof?  Does it have a septic tank or is it connected to a sewer system?  What do the average utility bills cost?  Your real estate agent should be able to find out this information. These simple tips can help to make home buying less stressful and ensure that it is a positive experience.

DDR Realty
DDR Realty - Newburgh, NY
Orange County NY

You offer good advice to prospective buyers. Especially advising the buyer to obtain pre-approval first.

May 29, 2008 01:52 PM
Lori Franks
Real Estate Consultant - Brookings, OR
Brookings, Oregon

N. Toni, Pre-approval saves so much time!! Good advice. I also just wanted to stop by and say HI!

Jun 04, 2008 11:05 AM
Larry Bettag
Cherry Creek Mortgage Illinois Residential Mortgage License LMB #0005759 Cherry Creek Mortgage NMLS #: 3001 - Saint Charles, IL
Vice-President of National Production

Keep up the good work Toni.  With fraud and all, it's important not to waste time with borrowers who don't qualify.

Jun 09, 2008 04:11 PM
TONI THOMPSON
EXIT TriCounty Realty - Camp Springs, MD

LORI - Hello to you and hope all is well...Thanks for stopping in!

LARRY - Excellent point...especially with gas prices there is no time to waste on wild goose chases...!

Jun 14, 2008 12:54 PM