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Advance Fee Loan Scams

By Donna Quanrud

Real Estate Agent with Coldwell Banker Burnet

August 26, 2006 05:24 AM

Another scam to watch out for targets loans to help you rebuild. This scam promises loans or credit without verifying your credit history or financial situation. They ask for large fees upfront with a supposed guarantee of a loan. Once you send them the money you will most likely never hear from them again.

Here are some things to watch out for:

If the loan is probably to easy to get it's probably too good to be true

Don't let them tell you that your past credit history doesn't matter.

It is illegal for phone solicitors to promise you a loan but request payment in advance. Be skeptical if they ask for any upfront payments

NEVER give out your personal credit and bank acount numbers or social security number when dealing with unknown comapnies.

Work with a local lender that you trust.

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Eddy Martinez

Nationwide Funding Group - Highland Park, CA

This scam is more and more prevalent. At least 25 % of my customers are cold called trying to get them into these scams.

Sep 16, 2006 07:51 AM

Anonymous

When you report this type of crime to the authorities ie... better business bureau, or the telebusters in canada or federal trade commision they say that they convey to law enforcement. They don't tell you how many other complaints that they need on the same webiste duping people until they will intervene or investigate and shut them down. The website that duped me ran for months after I made complaint to very such above authority sites.

They duped me out of nearly 2 grand and then in the 2 to practically 3 months after I reported them duped who knows how many other people. I feel that these law enforcement agencies do not understand that all they have to do is look up the domain owner of the website for free and it will tell them by legal notice who owns the website that they have paid to put it up on to the server that it has been placed upon. Some one had to pay for the website to be put up on the particular hosts server and to get that info then all the police or authorities have to do is go to any search to find domain owner for free websites and it will tell you who is hosting the website, who pays the bill on the website, what the real persons name and adress is that is footing the bill to the host that is hosting the website and his adress.

Then all the angry mob that it mentions up above about them showing up at a particular building because the phony loan company says they are in there at their website has to do is get the real owner of the website that is paying the bills name and adress along with most time there phone numbers and show up at the king pin of the scams door and demand their money back because God only knows that these law enforcement agenicies do not have people intelligent enough to figure out that you do not go to these false adresses listed upon there sites and you do not trace the phone lines because they are routed out of ozzzzzzzzzz. ALL THEY HAVE TO DO TO BUST THE MAIN GUY BEHIND THE SCAM IN ONE DAY IS LOOK UP THE PERSONS INFO BY THE URL ON A DOMAIN OWNER FINDING WEBSITE FOR FREE AND IT WILL TELL YOU THE GUYS NAME , WHO IS FOOTING THE BILL TO THE SERVER , HIS ADRESS AND HIS TELEPHONE NUMBER, THE LAW COULD BE AT HIS DOOR IN TORONTO IN A MATTER OF MINUTES AND ALSO HAVE THE SERVER THAT IS BEING PAID TO SERVE THIS CLIENTS WROTTEN WEBSITE SHUT DOWN THE SERVER AND SHOW UP AT HIS DOOR ALONG SIDE OF THE ANGRY MOB AT THE RIGHT LOCATION FOR A CHANGE IN TORONTO AND NOT MAIN STREET GEORGIA LIKE THE FRAUDULENT WEBSITE LISTS!!

This is exactly how you defeat these scamming websites! Until law enforcement realizes that you have to be smarter then the criminal itself they are not going to ever get caught and show up at the wrong door or try the old traditional method of wire tapping on their stolen cell phones that never works and never shut the website down in the process!! When All they had to do is find out who owns the domain or Url buT TYPE IN DOMAIN OWNER FINDING SERVICE FREE IN SEARCH AND THEN GO TO SITE TYPE IN SCAMMING WEBSITES URL AND THEN HIT SEARCH , WALLA YOU HAVE THE PERSON WHO IS PAYING FOR THE WEBSITE FROM THE START AND TYPICALLLY THEY ARE IN CANADA WITH REAL ADRESS AND PHONE NUMBER AND THE MAIN GUY BEHIND THE SCAM , IT IS THAT SIMPLE, IF YOU ARE THE SCAMMED ONE DO THIS YOUR SELF AND TELL THESE BETTER BUSINESS PEOPLE OR PHONEBUSTERS IN CANADA TO DO IT THIS WAY AND THEY MIGHT ACTUALLY CATCH THE WEBSITE SCAM ARTIST IN A MATTER OF DAYS AND NOT MONTHS!!

GO HERE AND TYPE IN THE WEBISTES URL THAT TOOK YOU OUT OF THE MONEY TO FIND OUT THE OWNER OF WEBSITE AND HIS ADRESS AND PHONE NUMBER, SOME ONE HAS TO PAY FOR THE SERVER SPACE AND THEY HAVE TO BE BILLED BY THE SERVER, 10 TO 1 THAT THE PERSON PAYING FOR THE SERVER IS THE KING PIN OR VERY HIGH UP IN THE SCAM GO HERE TYPE IN URL:

http://www.accesswhois.com/search/

Example this website is running the loan scam right now:

http://www.statewidefinancialgroup.com

There info comes up as this right here with the owners adress and his phone and full name of guy footing bill that law could bust right now as of 3/2/07 lets see how long this website keeps running until the law shuts these con artists down and shows up at the king pin belows door in Toronto just to prove my point of what I wrote above:::

HERE IS THERE INFO GET THIS CON ARTIST AND GET BACK THE PEOPLES MONEY HE DUPED:

Registrant: John Amore

Registered through: GoDaddy.com, Inc. (http://www.godaddy.com)

Domain Name: STATEWIDEFINANCIALGROUP.COM

Domain servers in listed order: PARK35.SECURESERVER.NET

PARK36.SECURESERVER.NET

For complete domain details go to: http://who.godaddy.com/whoischeck.aspx?Domain=STATEWIDEFINANCIALGROUP.COM

Notice now you have to be smart enough to copy and paste the URL above this line it gave me after I searched the URL to get the guys whole name and adress and phone who is paying godaddy each month or for the next year he plans on taking people out of money for!!

Here is what the next URL brings up under for complete domain details go to: (here is what it said:)

Registrant:
John Amore
154 Brock Ave
Toronto, Ontario M1R8A6
Canada

Registered through: GoDaddy.com, Inc. (http://www.godaddy.com)
Domain Name: STATEWIDEFINANCIALGROUP.COM
Created on: 31-Jan-07
Expires on: 01-Feb-08
Last Updated on:

Administrative Contact:
Amore, John dbill20006@hotmail.com
154 Brock Ave
Toronto, Ontario M1R8A6
Canada
(416) 755-2854

Technical Contact:
Amore, John dbill20006@hotmail.com
154 Brock Ave
Toronto, Ontario M1R8A6
Canada
(416) 755-2854

Domain servers in listed order:
PARK35.SECURESERVER.NET
PARK36.SECURESERVER.NET

SO THEREFORE IF JOHN AMORE DOES NOT GET ARRESTED AND HIS WEBSITE THAT HE IS RUNNING THIS LOAN SCAM OUT OF SAYING THEY ARE IN NEW YORK BUT ARE ACTUALLY RUN OUT OF CANADA ASKING YOU TO MAIL YOUR PAYMENT TO CANADA BEFORE THEY RELEASE THE LOAN AMOUNT THAT YOU WILL NEVER SEE. THE WOMAN OR MAN YOU MAIL THE WESTERN UNIION TO IN CANADA GOES TO THE WESTERN UNION RIGHT DOWN THE BLOCK FROM THIS JOHN AMORES HOUSE BECAUSE 10 TO 1 ODDS IT IS HIS GIRLFRIEND AND COLLECTS YOUR MONEY!! HOW WOULD YOU LIKE TO GO COLLECT YOUR MONEY BACK ABOVE IS HIS ADRESS AND THE SAME GOES FOR LAW ENFORCEMENT ALL YOU HAVE TO DO IS GO OVER TO THIS GUYS HOUSE AND ARREST HIM FOR A FRAUDULENT WEBSITE AND THEN CHECK HIS COMPUTER AND GURANTEED YOU HAVE YOUR KING PIN OR HE WOULD NOT BE PAYING GO DADDY TO KEEP THE WEBSITE RUNNING IN THE FIRST PLACE, A LITTLE COMMOM SENSE APPLIES HERE, SOME ONE HAS TO PAY THE GO DADDY SERVER TO HOST THE WEBSITE ONCE IT IS CREATED BEFORE THEY CAN START THE SCAM SO YOU GO TO THE ROOT OF THE PROBLEM WHICH IS WHO IS FOOTING THE BILL FOR THE WEBSITE AND YOU HAVE YOUR MAIN MAN INVOLVED IN THE SCAM THAT COLLECTS THE MONEY AND STARTED THE SCAM TO START WITH!!

NOW BUST THIS JOHN AMORE AT: 154 Brock AVE, real adress I looked it up on mapquest and then get some people in these government agencies with six figures a year that know a thing or 2 about computers like URLS domains websites etc and you would bust every one of these sites that offer loan scams the second that you pull up who is footing the bill for the Domain!!! Never thought of that did you, maybe that is why it takes months to bust the guy who took my money and my friend just got scammed by this John Amore below and this type of thing is still going on all over the net. NOW BUST THIS GUY BELOW BECAUSE HE WOULD NOT PAY THE BILL ON A WEBSITE THAT IS RUNNING LOAN SCAMS UNLESS HE IS CONNCECTED TO THE SCAM ITSELF!!!