There are still 100% down opportunities for folks living in Virginia: 
Two Different Mortgage Loans
1. VA 100% loans for prior and active duty military
2. USDA provides an Urban Rural Development Program offers 100% down of the appraised value of property. This would be of particular notice for those that live in South of NoVa™ Areas, where a good portion of homes are located in rural areas.
We find it amazing while riding around our area, way out in what would be considered "no man’s land" a brand new development is out there. Riding along two lane roads for miles and there they are. This is another good reason to think about moving into the South of NoVa™ Area. It’s a good opportunity to live the country life and have a touch of the city.
Note: There is easy access to the Washington Metropolitan Area via Commuter Parking Lots to catch buses or rides. Slugging is a great way to get to work from Prince William County areas of Woodbridge, Dumfries, Triangle, and Quantico; Stafford County including Fredericksburg, King George county and Spotsy (nickname for Spotsylvania. You can drive your car into work and pick up slugs (folks wanting to get to work without driving). There is a special area where slugs go and wait for a driver that needs 1 or more bodies to be able to use HOV. For those new to this area, HOV stands for High Occupancy Vehicles. It’s is a special lane on Interstate 95 to quickly get into the District (Washington, D.C.) and beyond for work and return home.
There is also VRE (Virginia Railroad Express) train. Park in the train parking lot or dropped off and take the train into D.C. and beyond (Virginia and Maryland).
For more information email:
tbroderick@gidservicesinc.com
or call: 540.659.6170 the office number for GID Services, Inc a Mortgage Brokerage.
or visit: www.gidservicesinc.com
and when you contact GID Services Inc. ask what GID stands for. You may enjoy the response.
We hope you can take advantage of one of these Loan Programs, if not, please check with your or a local realtor to find out what is available for a 100% Loan or ask your or a local realtor what mortgage company to contact to get this information.
Another Note: When it comes to Mortgage companies or banks you want to work with reputable ones because there is a lot of fly by night Mortgage companies out there that will take unfair advantage of you. If you fill out applications to a number of Mortgage companies and banks, be careful, every time one of these institutions draws a credit report your credit score will go down.
Sometimes, don’t you get the feeling that you can not win for trying?
Take care
Larry and Madeline
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