Many of us just make the paces each day. Get up in the morning, shower, have coffee, off to work, work, go for lunch, back to work, go home, have dinner, do some laundry/cleaning, catch some TV/read a book, then to bed. Get up the next day and start all over again. Then there are others who work on themselves each day to make themselves better; not only for themselves, but also for those around them. Be the best you can be and your best … (5 comments)
So, you want to be THE BEST realtor or the BEST loan officer or THE BEST insurance agent OR ??? You dream about it, you think about it, how do you ATTAIN IT? Start by developing a PLAN OF ACTION. STEPS TO YOUR SUCCESS. Step 1: Decide you will compose and complete the plan! The remaining steps are up to YOU! I look around for role models and consult with them. How did they rise to the top? What were their major problems encountered along the way to impede their growth? How … (3 comments)
I have been accused of always thinking of tomorrow. Well, being a financial planner, as well a mortgage consultant, my focus IS on the future as well as the present. You need to budget and invest TODAY for a successful financial FUTURE tomorrow. If you spend like a drunken sailor and throw your money to the wolves, there will be no happy financial tomorrow. Aside from finances, it … (1 comments)
This quote came from a client of mine: Tina. She and her husband came to me about a year ago. They wished to buy a home, but they were being declined by lenders due to their credit. Using our credit repair system, I spent time with them and told them what they needed to do to be able to raise their score. In 4 months, their score was good enough … (7 comments)
ann sabbagh: What makes YOU come alive?
- 07/30/10 03:25 PM
"Don't ask yourself what the world needs; ask yourself what makes you come alive, and then go and do that. Because what the world needs is people who have come alive." Harold Whitman If you are bored in your job; if you are hanging with people who do not place a smile on your face; if you wake up and say "ugh, another day to live"; then it is time you COME ALIVE! Change something in your life. Make it happen for you AND the ones who love you. Think: WHAT MAKES YOU COME ALIVE? … (8 comments)
On a recent transaction, I had a buyer who was purchasing a 2 unit home to occupy one of the units. He was being financed by an FHA loan. Per FHA guidelines, the buyer must take occupancy within 30 days. The condition on the P&S was to have one of the tenants vacate the premises. The seller was not able to meet this condition by the mortgage contingency date, so I requested … (5 comments)
ann sabbagh: Can EXCELLENCE be within reach for you?
- 07/29/10 04:47 PM
"Excellence can be attained if you Care more than others think is wise, Risk more than others think is safe, Dream more than others think is practical, And expect more than others think is possible." Anonymous
Do you care? Do you take some risk? Do expect more than others? Yes to all? Success is within your reach, if it didn't happen already! … (5 comments)
Today's top income-tax rates of 33 percent and 35 percent will most likely return to 2000 levels: 36 percent and 39.6 percent. Single filers with taxable income above $192,000 and … (3 comments)
ann sabbagh: IPHONE just took a dip in the pool!
- 07/24/10 06:06 AM
My daughter's boyfriend's IPHONE just had a dip in the pool! We quickly acted and started the drying process. I checked out the You Tube Video's for tips on correcting this ugly situation. We were told to do the following by the You Tube "experts":
•1) We took out the Sim card and dried it with a towel. •2) We took out the dryer and started drying the whole phone on a low warm heat setting. •3) The drying enabled us to power "off". •4) We placed the phone in a dish and covered it with rice. •5) Now we wait … (7 comments)
ann sabbagh: WAIT A MINUTE!! WHERE are the AR points for my peers?
- 07/19/10 04:21 PM
Ok...where did the points go for everybody? We are missing a piece of AR we all enjoyed seeing! Have you noticed your point tally on Active Rain no longer is publicized? Click on your state and see the changes that AR made. For one, you no longer know how many points you need to step up to the next level or how many the step below you has to go to catch up to you.
Is all this important anyways? In the scope of life, NO, but AR can be a game of sport which encourages blogging. The blogging also creates … (10 comments)
ann sabbagh: Before you have a SIGNED lease for an apartment, do you allow other agents in to view your rental listings with their clients?
- 07/16/10 02:23 AM
Let's face it: little commission is made with rental listings. If you need to co-broke, even less is made. You have built up a client base of renters and you are known as the rental agent in your area. So, you have investors who own multis in your area whom you have been doing business with for years and when they have an empty unit coming available, they call to let you know when it will be vacant. As potential renters call, you inform them of this soon to be vacancy. You have one renter who shows great interest in a … (1 comments)
ann sabbagh: Want to live longer?
- 07/13/10 04:11 PM
"You live longer once you realize that any time spent being unhappy is wasted." Ruth E Renkl We can choose to be unhappy or we can choose to be happy. No one MAKES us unhappy. We LET others make us unhappy. We all need to learn to "tune out" those around us who want to steal our joy and hope our joy rubs off on them....somehow! If we succeed, we all live longer! It's a win-win! So, go be HAPPY today! … (2 comments)
ann sabbagh: What is your destiny?
- 07/08/10 04:11 PM
"Destiny is no matter of chance. It is a matter of choice: It is not a thing to be waited for, it is a thing to be achieved." William Jennings Bryan
Choose your destiny! Do not wait until something happens. We must MAKE life happen. Plant seeds, network, create a business plan. Focus on what you WANT your destiny to be. Be pro-active; not reactive. It's all up to YOU! Good luck! … (5 comments)
ann sabbagh: Do you give up? Or do you turn a defeat into a VICTORY?
- 07/08/10 03:52 PM
"My greatest point is my persistence. I never give up in a match. However down I am, I fight until the last ball. My list of matches shows that I have turned a great many so-called irretrievable defeats into victories." Bjorn Borg - Professional Tennis Player
Persistence is the KEY to success! Do not accept defeat. YOU may lose a seller or a buyer, but a new consumer is around the corner who DOES wish to have the benefit of your services. Bjorn Borg : You got it RIGHT!
… (4 comments)
ann sabbagh: Do you appreciate people?
- 06/09/10 01:28 PM
"I will smile at friend and foe alike and make every effort to find, in him or her, a quality to praise, now that I realize the deepest yearning of human nature is the craving to be appreciated." Og Mandino (1923-1996), Author and Speaker
Sometimes we need to take a step (OR TWO!) back and think about the POSITIVES of a person and learn to appreciate those positives. Unfortunately, it is easy to see the negatives. So, the next time you see a positive, please be sure to let the person know you appreciate that positive.
By the way, … (1 comments)
ann sabbagh: What makes YOU come alive?
- 06/07/10 10:12 AM
"Don't ask yourself what the world needs - ask yourself what makes you come alive, and then go do it. Because what the world needs is people who have come alive." Harold Thurman Whitman - Philosopher and Theologian
The real estate industry needs ALIVE: PASSIONATE employees more now than ever!!! If you are not passionate about this industry, it would be of benefit to you and the industry to find your passion. Passion brings SUCCESS!
Ann Sabbagh Vice-President Seacoast Mortgage Corporation 401-305-6906 or 508-243-1190 Residential & Commercial Financing MLO10920
"When you choose me as your mortgage consultant, you … (2 comments)
Do you think of yourself first when doing business? Do you believe if you do the "right thing" for the client, your success will follow? It is so important to make the client the most important ingredient in the equation. A client's happiness = your success! So, stop looking in the mirror! See your reflection through your client's eyes.
Ann Sabbagh Vice-President Seacoast Mortgage Corporation 401-305-6906 or 508-243-1190 Residential & Commercial Financing MLO10920
"When you choose me as your mortgage consultant, you … (3 comments)
•· I can't do that because ........................ •· We will never be able to sell the house because ........... •· They will never be able to get financed because ................. •· The real estate market is too bad to buy now. •· The economy is too bad, so I better wait before I buy. •· I just can't buy now because ................
We all MUST ATTEMPT in order for this market to recover. Learn to overcome the objections.
Ann Sabbagh Vice-President Seacoast Mortgage … (0 comments)
ann sabbagh: Can we bring back G rated???
- 05/29/10 02:44 PM
I wish we could go back to the days of G rated everything for public entertainment. Check out this video made in Belgium at a train station. Look at how happy everyone is: young and old.
Can we get back to these days and TRASH THE TRASH in all the media, movies, games our children play, television, dvds, etc..... We need to SAVE our country for our children's sake.
Bring G rated back!
Ann Sabbagh Vice-President Seacoast Mortgage Corporation 401-305-6906 or 508-243-1190 Residential & Commercial Financing MLO10920
"When you choose me as your mortgage … (5 comments)
ann sabbagh: Are you a POSITIVE person?
- 05/29/10 02:13 PM
"If you approach life with a sense of possibility and the expectation of positive results, you're more likely to have a life in which possibilities are realized and results are positive." Lisa Funderburg - Writer
Seacoast Mortgage: Your place for:RI loans, MA loans, CT loans, FL loans, commercial loans, residential loans, FHA, VA, USDA, 100% financing, FSBO (for sale by owner) assistance.
Find a loan in RI, find a loan in MA, find a loan in CT,RI mortgages,CT mortgages,FL mortgages,MA mortgages.
Do you qualify for a loan? At Seacoast Mortgage, we qualify you within your means. What you can afford is different than what you qualify for. Call us today!
"He can do more for others - who has done most with himself." S.D. Gordon
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