foreclosure assistance: Stop Foreclosure Now! Need to Short Sale? Free Short Sale Help - 03/30/17 04:32 PM
 
 
 
For all the homeowners who are upside down and can no longer make their mortgage payment (because of either a job loss, divorce, or an option ARM that’s adjusting higher), up to now the only option was, letting the bank foreclose. A short sale may be the best option.
 
What is a Short Sale?
short sale, also known as a pre-foreclosure sale, is when you sell your home for less than the balance remaining on your mortgage. If your mortgage company agrees to a short sale, you can sell your home and pay off all (or a portion of) your mortgage balance with the … (0 comments)

foreclosure assistance: SHORT SALE Q & A - Orange County SHORT SALE SPECIALIST - 03/07/12 06:44 AM
FACTS ON SHORT SALES
Missed some mortgage payments?  Want to keep your home?  Is the bank about to put you into foreclosure?
WE CAN HELP YOU!
We will advise you of your options and may be able to help you stop the foreclosure and may even save your credit.
Default situations are time sensitive, trying to avoid dealing with the situation is simply unwise.
Let us try to provide you with the quality of life both you and your family should have.
For a FREE CONSULTATION call (714) 588-7676
FAQ's
What is a mortgage default?

A mortgage is considered … (0 comments)

foreclosure assistance: List with an Experienced Orange County Short Sale Specialist & Realtor - 03/07/12 06:34 AM
RECENT SHORT SALE APPROVED NEGOTIATIONS
Loan Amount Owed          Negotiated Short Sale Amount
$ 1,500,000                             $ 1,050,000
$ 1,200,000                             $ 965,000
$ 980,000                                $ 830,000
$ 900,000                                $ 690,000
$ 950,000                                $ 720,000
$ 850,000                                $ 580,000
$ 720,000                                $ 460,000
$ 690,000                                $ 410,000
$ 650,000                                $ 470,000
$ 650,000                                $ 390,000
$ 630,000                                $ 490,000
$ 630,000                                $ 485,000
$ 580,000                                $ 420,000
$ 570,000                                $ 432,500
$ 580,000                                $ 370,000
$ 535,000                                $ 370,000
$ 520,000                                $ 305,000
$ 490,000                                $ 340,000
$ 480,000                                $ 303,000
$ 460,000                                $ 305,000
$ 430,000                                $ 290,000
$ 410,000                                $ 307,000
(0 comments)

foreclosure assistance: Successful Short Sale Negotiator - Your Orange County Short Sale Specialist!! - 03/07/12 06:27 AM
What is a Short Sale?
A short sale, also called "Short Pay" or "Pay Off", is a transaction that allows for the sale of a property for an amount that is less than the amount that is owed to the lender. The bank in return may accept the proceeds as full settlement of the debt.
What is Necessary from a Successful Short Sale Negotiator?
• Sophisticated Financial Knowledge
• Strong relationships with lenders and Understanding the Lender's Language
• Proven Track Record
• Time, time and more time
• Accurate Paperwork
• Experience
• Legal Knowledge
• Negotiation Skills
• … (0 comments)

foreclosure assistance: Ten Facts, about Mortgage Debt Forgiveness - Orange County Short Sale Realtor - 03/06/12 04:12 AM
If you are a homeowner whose mortgage debt is partly or entirely forgiven during tax years 2007 through 2012, you may be able to claim special tax relief and exclude the debt forgiven from your income.
Here are 10 facts the IRS wants you to know about Mortgage Debt Forgiveness.    1.  Normally, debt forgiveness results in taxable income. However, under the Mortgage Forgiveness Debt Relief Act of 2007, you may be able to exclude up to $2 million of debt forgiven on your principal residence.    2.  The limit is $1 million for a married person filing a separate return.    … (0 comments)

foreclosure assistance: DO YOU QUALIFY FOR A SHORT SALE? - ORANGE COUNTY SHORT SALE SPECIALIST - 03/06/12 03:47 AM
·         Do you owe more on your property than its current Fair Market Value?
 
·         Is there little equity and it is not enough to cover the agent commission costs and closing costs?
 
·         Does the property need rehabilitation work on it before it will sell?
 
·         Do you have a current or upcoming hardship that will force you to default?
 
·         Are you behind on your mortgage?
 
·         Are the banks calling you several times a day to collect on their loans?
 
·         Do you want to stay in your home but aren't … (0 comments)

foreclosure assistance: SHORT SALE BANKS THAT HAVE QUICK TURN AROUND TIME!! - ORANGE COUNTY REALTOR - 03/05/12 05:57 AM
ARE YOU CONSIDERING DOING A SHORT SALE WITH ANY OF THE LENDERS LISTED BELOW?
•·         GMAC, DITECH
•·         CITI Mortgage
•·         HSBC
•·         LITTON
•·         WACHOVIA
•·         EMC
•·         AURORA LOAN SERVICING
•·         Bank of America
•·         AHMSI
•·         WELLS FARGO
•·         SELECT PORTFOLIO SERVICING
We have assisted over 400 home owners avoid foreclosure!! You will not be disappointed.  99% success rate on short sale lender approvals
www.ReMaxAnn.com
Orange County Short Sale Queen
Ann Urias (714) 588-7676
Aliso Viejo short sales, Anaheim short sales, Anaheim Hills short sales, Brea short sales, Corona Del Mar short sales, Costa Mesa … (0 comments)

foreclosure assistance: DOCUMENTS NEEDED IN A SHORT SALE, FROM SELLER AND REALTORS - SHORT SALE HELP - 03/05/12 05:49 AM
Items needed in a short sale from the seller
2 MONTHS RECENT BANK STATEMENTS
TWO YEARS TAX RETURNS
ONE MONTH OF MOST RECENT PAY CHECK STUBS
SIGNED HARDSHIP LETTER
SIGNED FINANCIAL WORK SHEET
AUTH LETTER
 
Items needed from the Listing agent
CMA
Listing agreement
Buyers offer
Pre-approval lttr
Copy of deposit check
Proof of funds if there is a down payment
HUD 1
EVERY BANK HAS ITS OWN GUIDELINES. CALL AHEAD FOR THEIR LIST OF REQUIREMENTS.
We have assisted over 400 home owners avoid foreclosure!! You will not be disappointed.  99% success rate on short sale lender approvals
www.ReMaxAnn.com
Orange County … (1 comments)

foreclosure assistance: Guide to help you, through a Short Sale - SHORT SALE HELP FOR SELLERS - 03/05/12 05:38 AM
Call the Lender You may need to make a few phone calls before you find the person responsible for handling short sales. You do not want to talk to the customer service or collections. Request the contact number for their short sale department or loss mitigation.
Submit Letter of Authorization Lenders typically do not want to disclose any of your personal information without written authorization to do so. If you are working with a real estate agent, closing agent, title company or lawyer, you will receive better cooperation if you write a letter to the lender giving the lender permission to talk with … (0 comments)

foreclosure assistance: Wells Fargo and Wachovia Short Sales, Receive up to 25k in cash assistance!!! - 03/05/12 05:29 AM
Do You have a mortgage with Wachovia or Wells Fargo? If so you may qualify for relocation assistance when you agree to short sale your home. Assistance may range from $2500 to $25,000
See if You Qualify for a Short Sale
· Is your home upside down? (Your home is worth less than what you may owe on it.) 
· Have you been denied for a loan modification? 
· Do you have a hardship? (Things have happened where you find yourself struggling to make your mortgage payment or can't make it at all.) 
· Do you want to save your … (0 comments)

foreclosure assistance: Are you Behind on Your Mortgage? List your home with your Orange County Short Sale Realtor - 03/05/12 05:20 AM
We Help Homeowner's Avoid Foreclosure Most Homeowner's are deeply below the surface with their home mortgage. In Southern California, there are over 12,323 currently facing foreclosure, so please believe me when I tell you that - You are not alone! Most people fall behind for some of these major reasons: • Loss of Job • Divorce • Cutbacks in Wages • Death in family • Relocation These are all valid reasons for you to fall behind on your payment. I know that most of you would prefer to stay in your home, but if you have kept up with the news … (0 comments)

foreclosure assistance: See If You Qualify!! - Bank of America Short Sale Specialist - 03/02/12 06:05 AM
See if You Qualify for a Short Sale
 
you have a hardship, such as a job loss, divorce, job relocation, increased debt or medical you owe more than your house is worth you're unable to afford your current monthly mortgage payment you're unable to modify your current home loan You do not have to be delinquent on your mortgage to short sale A short sale will help you:
Avoid Foreclosure Avoid Bankruptcy Protect your credit Postpone your foreclosure sale date You may qualify for cash assistance ReMax Homes & Estates Short Sale Division We are licensed Realtors® and "certified short sale specialists" … (0 comments)

foreclosure assistance: 6 Reasons why Short Sales get DENIED!!! - Orange County Short Sale Realtor - 03/02/12 06:01 AM
6 REASONS SHORT SALES GET DENIED
Offer is too low
Seller does not show a valid hardship
Property has multiple liens and any one of the lien holders will not accept the offered settlement amount
Incomplete Or Fraudulent Short Sale Package
Inaccurate Market Analysis/Appraisal/BPO
Incompetent Short Sale Agent
Don't Let Your Short Sale Fail! Educate Yourself And Choose An Experienced Short Sale Agent!
When short sales fail, it's the homeowner left holding the bag. Most likely, the homeowner will go into foreclosure, which is the last thing anybody wants.
Foreclosures devalue neighboring properties, cost banks tens of thousands of dollars, … (0 comments)

foreclosure assistance: 9 Reasons to Short Sale your home with your Orange County Short Sale Realtor - 03/02/12 05:53 AM
Top nine Reasons to Short Sale 
1. You pay no out of pocket expenses. All short sales are sold as-is, meaning you won't have to bother spending time and money on tedious home repairs. Your lender also pays for all commissions and services on both sides of the transaction, giving you the least hassle possible in moving on to your next home.
2. Your credit damage is minimized.A short sale will have a recoverable impact of 80-100 points on one's credit, compared to the devastating effect of 250-350 points a foreclosure has on a credit score.
3. You can buy another … (1 comments)

foreclosure assistance: CALIFORNIA FORECLOSURE TIMELINE - SHORT SALE SPECIALIST - 03/01/12 06:59 AM
The following time-line is applicable for non-judicial California Foreclosures under a Deed of Trust. Foreclosures begin with the borrower not making the monthly payments to the Beneficiary (Lender), the first missed payment is technical default, but in practical terms, most Beneficiaries do not begin the process until the third payment is missed. If the Beneficiary cannot resolve the defaulted payment amount with the Trustor through Forbearance or other Loss Mitigation measures, the Beneficiary will instruct the Trustee to begin Foreclosure proceedings.
 
Day 1
 
Record Notice of Default
 
Within 10 business days
 
Mail and publish Notice of Default
(0 comments)

foreclosure assistance: A SHORT SALE, MAY BE THE BEST OPTION!! – YOUR SHORT SALE SPECIALIST - 03/01/12 06:55 AM
RE/MAX Homes & Estates Short Sale/Pre-Foreclosure Division Inform yourself of all the possible options before you may or may not consider bankruptcy. The consultation is absolutely free and confidential. Again, educate yourself of all of the possible pros and cons. Then you may choose the best options that will optimize your benefits for both you and your family. My name is Ann and I'm here to help... For answers to some of your questions you may access my website www.remaxann.com
We have assisted over 400 home owners avoid foreclosure!! You will not be disappointed.  99% success rate on short sale lender … (0 comments)

foreclosure assistance: Do Not Foreclose you have Options!!!! – Orange County Short Sale Specialist - 03/01/12 06:51 AM
Things Sometimes Can Go Very Wrong. And Losing Your Home To Foreclosure Isn't The Only Option You Have.
 
A "Short Sale" Could Be The Answer.
 
We Could Negotiate With Your Lender To Accept Less Than Your Payoff Amount Owed.  This Is Better Than Having A Foreclosure Or Bankruptcy On Your Credit History.  We get paid by the bank for our services.
We have assisted over 400 home owners avoid foreclosure!! You will not be disappointed.  99% success rate on short sale lender approvals
www.ReMaxAnn.com
Orange County Short Sale Queen
Ann Urias (714) 588-7676
Aliso Viejo … (0 comments)

foreclosure assistance: FACING FORECLOSURE??!! - ORANGE COUNTY SHORT SALE SPECIALIST - 03/01/12 06:48 AM
FACING FORECLOSURE PROBLEMS? -Are You In a Default Situation? -Are You Facing Back House Payments? -Do You Need To Sell ASAP? -Do You Have Little Or No Equity In Your Home? -Do You Owe More Than Your Home Is Worth? -Do you have a Notice of Default? -Do You have a sale date ? We Can Help You Avoid Foreclosure And Bankruptcy!! Things Sometimes Can Go Very Wrong. Losing Your Home To Foreclosure Isn't The Only Option You Have. A "Short Sale" Could Be The Answer. We Can Negotiate With Your Lender To Accept Less Than Your Payoff Amount Owed. This … (0 comments)

foreclosure assistance: Short Sale your Home, up to $5,000 cash back!! - Orange County Short Sale Specialist - 02/29/12 06:37 AM
See if you Qualify for a HAFA Short Sale
Do you have a hardship? (Things have happened where you find yourself struggling to make your mortgage payment or cant make it at all)
Do you want to save your credit from a bankruptcy and/or foreclosure? (Bankruptcy and/or Foreclosure will damage your credit for 7-10 years)
Have you missed any mortgage payments? ( Banks may approve a short sale if missed mortgage payments are inevitable)
Do you need to relocate?
Have you been denied for a loan modification?
Going Through a Divorce?
Medical Issues?
We have assisted over 400 Homeowners avoid foreclosure!! … (0 comments)

foreclosure assistance: For FREE Professional Short Sale Service - Contact Your OC Short Sale Specialist - 02/29/12 06:29 AM
We Help Homeowners AVOID Foreclosure
Most Homeowners are deeply below the surface with their home mortgage. In Southern California there are over 12,323 currently facing foreclosure, so please believe me when I tell you that YOU ARE NOT ALONE!
Most people fall behind for some of these major reasons:
Loss Of Job Divorce Cutbacks in Wages Death in Family Relocation These are all valid reasons for you to fall behind on your payments. I know that most of you would prefer to stay in your home, but if you have kept up with the new - Banks are not keeping their … (0 comments)

 
Ann  Urias,  Your Real Estate Concierge (Aston Group - Orange County Real Estate) Rainmaker large

Ann Urias

Your Real Estate Concierge

Irvine, CA

More about me…

Aston Group - Orange County Real Estate

Address: 8 WHATNEY 100 , IRVINE, CA, 92618

Office: (714) 588-7676

Fax: (714) 384-3766

Email Me

IRVINE HOMES FOR SALE, GREAT PARK NEIGHBORHOODS, IRVINE NEW HOMES FOR SALE, LAGUNA ALTURA, QUAIL HILL, OAK CREEK, WEST IRVINE, ORANGE COUNTY UPDATES, IRVINE REAL ESTATE


Listings

Links

Archives

RSS 2.0 Feed for this blog