Los Angeles & Ventura Counties Real Estate & Mortgage News & Info

Right now, there are dozens of 4bd properties in Simi Valley that are eligible for up to $200,000 in down payment assistance.  Many of these properties are not REO's or short sales but actual equity sales with really motivated sellers like this property.   This lovely 4bd/2ba SUNKIST pool home of...

I came across this the other day and thought it was a great list of moving day tips and suggestions.  However, I want to add a few more tips and suggestions of what to do before moving day: When packing up, get rid of anything you don't want or need. If you haven't used it or worn in the past 18...

Well, this week there were so many really great posts here in the rain by some of my fave bloggers as well as some newbie bloggers that I've recently come across.  First and foremost, I just want to give a shout out to my fellow rainers for their gold star features that I was happy to "call the ...

If all you want is the highest all-cash offer you can get because the property isn't eligible for standard financing - THEN JUST SAY SO!   I recently came across Do You "Disclose" a Home's Obvious Deficiencies in Your Marketing? by Jennifer Allen.  Jennifer presents a scenario of a listing she on...

If I Buy a Duplex, Can I Use the Tenants Rent Towards My Mortgage and Can I Still Use the Down Payment Assistance (dpa) that I've Been Approved for?   As a Mortgage Loan Originators (MLO) here in Los Angeles & Ventura counties, I work with a lot of low-medium income first time buyers who are usin...

  Well, this week there were so many really great posts from some of my fave bloggers and once again, I seemed to have been blessed by the AR Gods with the most "called shots" I've ever had.  First and foremost, I just want to give a shout out to my fellow rainers for their gold star features th...

  This wonderful 3bd/2b gated home has more than 1,200 sq. ft. of living space for the right family.  This fully rehabilitated, enery efficient home has double paned windows, central heating system and a tankless water heater.  There is also new flooring (tile & wood), cabinets and counter tops ...

Yesterday, I blogged about Why I May or May Not Be Able to Just "Order the Appraisal Already"!.  I blogged about the other processes that need to happen before a Mortgage Loan Originator (MLO) and their lender can implement the appraisal ordering process.  However, I intentionally did not go into...

Getting a mortgage loan these days is a PROCESS!!!   For some it seems like a never ending process, for others who have been through one, it's a process they never want to go through again.  For most Mortgage Loan Originators (MLO), it's simply a series of small processes that transpire one after...

Well, this week there were so many really great posts here in the rain by some of my fave bloggers as well as some newbie bloggers that I've recently come across.  First and foremost, I just want to give a shout out to my fellow rainers for their gold star features that I was happy to "call the s...