In Atlanta, in Buckhead, Midtown or anywhere else in the Metro Atlanta area, Mortgage Readiness is an important part of Due Diligence. Pay attention to the period of time delineated in your Purchase and Sale Agreement. Mortgage Readiness - the FOUNDATION of Purchase process. Just as the photograph above demonstrates how important a FOUNDATION is when building a home, Mortgage Readiness is the FINANCIAL FOUNDATION. You wouldn't build the frame for a home before completing the FOUNDATION. Likewise, you cannot be successful with a Home Purchase unless you have your Financial Foundation in place. Even if paying Cash, one needs a clear Foundation documenting the (6 comments)
As a 1st Time Buyer, Will Several Mortgage Credit Inquiries Hurt My Score? The answer is a resounding "NO". One may apply for several Mortgage quotes within a specified period of time without damaging his or her credit score due to multiple inquiries. Why? Mortgage Credit is different to three other types of credit - Auto; Credit Cards; and, Store Charge Cards. Logical really ... If I get a credit card, or a second credit card, or a third Credit Card, gives the option of running up my debt in an unpredictable way. (4 comments)
U N B E L I E V A B L E You will be quite astounded when you listen to this YouTube. Each of us should send a link for Mark's blog and conversation to everyone we know. HOW ABSURD - almost like Kafka! All Equifax has to do is be honest and state that there is a variance between types of scores. The answer for truth is TRANSPARENCY, isn't it? If a professional mortgage broker didn't know this double triple multi-level system existed- how would others be likely to know? The other question: the person answering Mark's questions mentions that the US (7 comments)
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