san diego realtor: VA Loan Selling Points You Need to Know - 01/31/14 02:23 AM
VA loan selling points you need to know - With 22 million Veterans nationwide and only 1.9 million active VA loans, maybe real estate professionals need to do a better job of educating our Veterans about the benefits of the loan program.
 
When you see a Veteran you can simply ask "Are you missing the opportunity to buy a home?" The VA is one of the best loan products in the market today.
 
Did you know?
 
1. You can use your VA loan more than once.
2. You can have multiple VA home loans at the same time.
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san diego realtor: When Does A VA Home Loan Make Sense? - 01/29/14 11:14 PM
When does a VA home loan make sense? - If a Veteran falls into any one of these four categories, the VA is probably your best bet.
 
1. Any Zero Down Payment Buyer:
 
This applies to borrowers who have no or limited savings. Who have savings but wish to keep their money in the bank. Typically First Time Buyers or move up buyers. It's the same interest rate regardless of the downpayment.
 
2. High End Buyers:
 
VA buyers who need a jumbo loan, possibly as high as 1.5 million. Clients who have less than 20% down for a … (0 comments)

san diego realtor: Choosing a San Diego Real Estate Agent - 03/19/13 08:02 AM
Your real estate agent is the driver of the transaction. As such, he or she will steer the transaction around common roadblocks and avoid certain pitfalls. That is, if you choose the right agent.
What happens if you don't? Several things:
Your house may not be priced properly. Your house may sit on the market longer than it should. If you're buying, you may end up paying more than you should. A complicated transaction, such as a short sale, may have details that are allowed to fall through the cracks. Avoid these potential problems by hiring an experienced San Diego real … (2 comments)

san diego realtor: What's my Chula Vista home worth? I'm moving on military orders - 02/06/13 12:35 PM
If you are still wondering “What’s my house worth” you should check with an experienced realtor. The estimated average value of homes in Chula Vista at the end of 2012 was about $ 323,900, but it is, once again, average price. A house that has 1500sqft is average priced at approximately S250, 000. But you should consider the neighborhood and other factors that will affect the price of your home.

BECOME A MARKET INSIDER

Get data that is consolidated from multiple sources and includes current listings, recent sales, and more. Understand the difference between "listing prices" (what sellers are … (1 comments)

san diego realtor: VA approved condos in San Diego, CA - 01/21/13 12:44 AM
VA approved condos in San Diego, CA - If you're a veteran or active duty member looking to purchase a condo it's important to know that the condominium needs to be VA approved before a Veteran can buy it.

This applies to the entire complex, not just a single unit. There are no longer VA spot approvals given.

I get asked all the time from Veterans why does the VA make this a requirement when it can restrict the number of condos available for purchase using the VA loan benefit? The answer is simple. The approval is more about … (0 comments)

san diego realtor: Short Sale and San Diego Active Duty Military - 12/18/12 05:47 AM
Short Sale and San Diego Active Duty Military - need to sell your home due to a PCS move? Call Lorraine Santirosa 619-248-5484. Http://www.SanDiegomilitaryRelocationExpert.com Recent mortgage servicer guidelines for Freddie Mac and Fannie Mac loans offer relief for military homeowners who have Permanent Change of Station (PCS) orders and are upside down on their mortgages. Military homeowners can sell their home as a short sale without going into default. The PCS move is considered a hardship. More legislation to help relieve the burden of active duty men and women while relocating on orders is pending. If you're a serving in the … (0 comments)

san diego realtor: Pushing For Change - To Improve the VA loan process - 05/15/12 04:24 AM
Pushing For Change - To improve the VA loan process -The San Diego housing market is now at an all time high when it comes to affordability. This is great news especially for first time homebuyers.  Low sales price and historically low interest rates have created this perfect storm for buyers. As an agent that represents many VA homebuyers, I'm seeing certain issues that can affect appraisals and in some cases, kill a deal. 

I knew I had to do something, when another escrow involving a VA buyer fell apart due to a low appraisal back in December 2011 that … (0 comments)

san diego realtor: Homes for sale in 92119 - 04/30/12 06:08 AM
Find Homes For Sale in San Diego 92119. Search San Diego, California 92119 real estate, new listings for sale, foreclosures, new homes, short sales, school information and todays market trends for San Carlos. Featured Listing 3 bedroom, 2 bath, 2080 sq. ft. house located at 6811 Jackson Dr, San Diego, CA 92119 is selling for $420,000. MLS#120021332 Don't miss out on this charming San Carlos home!!!  Zipcode 92119. You'll love the spacious open floor plan that's perfect for a growing family. The centrally located kitchen is just right for entertaining, large gatherings and impressing your family. Enjoy a relaxing moment in … (0 comments)

san diego realtor: Winding Walk homes for sale in Chula Vista, CA - 04/29/12 01:34 PM
Winding Walk homes for sale in Chula Vista, CA- Search the best list of 4 bedroom single family and condo homes for sale in Chula Vista. Find Chula Vista Real estate zipcode 91915. You will love how quick and easy the search is to find what you're looking for! Chula Vista is a growing community with a wide variety of homes for sale and a new outdoor mall in Otay Lakes. We put together a list that makes it easy for you to see a featured home and homes that are recently reduced. We tell you how much is the actual … (0 comments)

san diego realtor: 6811 Jackson Dr. - home for sale in San Carlos - 04/28/12 11:42 AM
3 bedroom, 2 bath, 2080 sq. ft. house located at 6811 Jackson Dr, San Diego, CA 92119 is selling for $420,000. MLS#120021332 Don't miss out on this charming San Carlos home!!!  Zipcode 92119. You'll love the spacious open floor plan that's perfect for a growing family. The centrally located kitchen is just right for entertaining, large gatherings and impressing your family. Enjoy a relaxing moment in the over sized master bedroom and extra wide bath tub with jets. The dual upper and lower backyard patios with serving areas offer a unique outdoor experience. Close to schools, shopping and hiking. RV parking … (2 comments)

san diego realtor: Otay Ranch homes for sale in Chula Vista, CA - 04/27/12 12:56 PM
Otay Ranch homes for sale in Chula Vista, CA- Search the best list of 4 bedroom single family and condo homes for sale in Chula Vista. Find Chula Vista Real estate zipcode 91913. You will love how quick and easy the search is to find what you're looking for! Chula Vista is a growing community with a wide variety of homes for sale and a new outdoor mall in Otay Lakes. We put together a list that makes it easy for you to see a featured home and homes that are recently reduced. We tell you how much is the actual … (2 comments)

san diego realtor: San Diego, CA - Lovely 3 bedroom, 2 bath home for sale - 04/27/12 02:17 AM
Don't miss out on this charming San Carlos home!!!  Zipcode 92119. You'll love the spacious open floor plan that's perfect for a growing family. The centrally located kitchen is just right for entertaining, large gatherings and impressing your family. Enjoy a relaxing moment in the over sized master bedroom and extra wide bath tub with jets. The dual upper and lower backyard patios with serving areas offer a unique outdoor experience. Close to schools, shopping and hiking. RV parking available. This one won't last. Full Details http://www.buyhousesinsandiego.com/listing/mlsid/219/propertyid/120021332/syndicated/1/cgltguid/3AA6FDB7-B4C6-48BE-BFEF-1287C0319CC1/?ts=crg Listing Courtesy of Lorraine M. Santirosa, Keller Williams SD Metro - San Diego realtor … (4 comments)

san diego realtor: What is my Mission Valley home worth? - 04/08/12 02:07 PM
What is my Mission Valley home worth? - If you're thinking of selling your Mission Valley home as a short sale or equity sale, the first thing you will want to know is the value of your property. The San Diego housing market is heating up because there's a short supply of homes available for sale in comparison to the number of buyers looking to buy. Contact us to receive an in depth custom evaluation for your home, with a comparison of homes recently sold in your neighborhood. This will guarantee you'll receive the most accurate information available. To find out … (0 comments)

san diego realtor: Need help selling your Mission Valley home? - 04/07/12 05:08 AM
Need help selling your Mission Valley Home? Housing demand is on the rise - The San Diego area housing market is currently experiencing a housing shortage because not enough homes are available for sale to meet buyer's demand. The number of homes for sale in the local San Diego MLS is approximately 8,000. This number may seem high but based on the current pace of homes being sold, this amounts to 3 months worth of inventory.  Basically, this means if no more homes come on the market everything will be sold in a matter of a few months. The San Diego … (0 comments)

san diego realtor: Need help selling your San Carlos Home? - 04/06/12 04:22 AM
Need help selling your San Carlos Home? Housing demand is on the rise - The San Diego area housing market is currently experiencing a housing shortage because not enough homes are available for sale to meet buyer's demand. The number of homes for sale in the local San Diego MLS is approximately 8,000. This number may seem high but based on the current pace of homes being sold, this amounts to an inventory of homes for about 3 months. Basically this means if no more homes come on the market everything will be sold in a matter of a few months. … (0 comments)

san diego realtor: What is my Mission Hills home worth? - 04/05/12 01:45 AM
What is my Mission Hills home worth? - If you're thinking of selling your Mission Hills home as a short sale or equity sale, the first thing you will want to know is the value of your property. The San Diego housing market is heating up because there's a short supply of homes available for sale in comparison to the number of buyers looking to buy. Contact us to receive an in depth custom evaluation for your home, with a comparison of homes recently sold in your neighborhood. This will guarantee you'll receive the most accurate information available. To find out … (0 comments)

san diego realtor: Need help selling your San Diego home? - 03/10/12 09:24 AM
Need help selling your San Diego home? - When it's time to move, you need someone who will advertise your home, show to prospective buyers, negotiate the purchase contract, arrange financing, oversee the inspections, handle all necessary paperwork and supervise the closing. I can take care of everything you need, from start to close. What is My Home Worth? Receive a FREE custom evaluation for your home, including comparisons to other homes that have recently sold or are on the market. This guarantees you'll receive the most accurate information available. To find out what your home is worth, fill out the … (1 comments)

san diego realtor: Ready to Sell your San Diego home? - 03/08/12 09:51 PM
Ready to Sell your San Diego home? - National news headlines paint a doom and gloom picture of the housing market but the truth is, the San Diego market is heating up. The local housing inventory now stands at approximately 8,000 homes the lowest in four years. There are more buyers competing than available properties for sale creating a multiple offer situation on homes that have the most appeal. It's a great time to sell your San Diego home. Now that you're ready to list, the first thing you'll need to do is to find out how much your home is … (0 comments)

san diego realtor: Chula Vista, CA homes for sale - 03/07/12 02:39 AM
Chula Vista, CA homes for sale-  Whether your a first time home buyer, VA buyer, FHA buyer, investor or move up buyer looking for a bargain homes in Chula Vista, CA, we can help. Welcome to the Chula Vista homes and real estate portal: your single stop for finding a home in Chula Vista. Here you can search every available home for sale in Chula Vista. Pay close attention to the extra fees such as mello roos and HOA that are fairly common in the Chula Vista area and can impact the overall monthly cost of owning a home.
As of … (0 comments)

san diego realtor: Rock bottom mortgage interest rates won't last forever! - 03/05/12 10:42 PM
Rock bottom mortgage interest rates won't last forever! -At no time in our history has the interest rate been this low. For San Diego home buyers that have been waiting for the market to improve this is a big reason to jump in. Favorable Interest rates and a good selection of homes provide a great opportunity for San Diego buyers to take advantage of the market. Here are a few things to for buyers to keep in mind: 1. Know what you can afford before you fall in love with your dream home.Get pre approved with for a mortgage loan. Veterans … (0 comments)

 
Lorraine Santirosa, #1 San Diego Military Relocation Expert! (HomeSmart Realty West)

Lorraine Santirosa

#1 San Diego Military Relocation Expert!

San Diego, CA

More about me…

HomeSmart Realty West

Address: 8885 Rio San Diego Dr. #370, San Diego, CA, 92108

Office: (619) 248-5484

Mobile: (619) 248-5484

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