Someone once told me that having debt makes a person more responsible. He felt that by increasing your debt you become more motivated to work and therefore are driven to succeed. The larger the amount of debt you accumulate, the greater your chances for success. He used the term debt lightly without defining the purpose. Is debt used for a personal or business neccessity or for a luxury item? He continued to explain that the purpose we work is to provide perks, otherwise, there would be no purpose in getting out of bed in the morning.
I plan to get out of bed in the morning and continuing working at real estate even if I don't have any debt. I simply, love my job.