Short Sale Lenders: We can help you avoid owning all this mold, algea, rust and wood rot

Real Estate Agent with Keller Williams Realty Louisville East (502) 664-7827

In a short sale:

The longer the banks take, the sellers are less inclined to subject themselves to the stress.

The longer the banks take, the buyers are less inclined to subject themselves to the uncertainty.

The longer the banks take, the Realtors are less inclined to subject themselves to the wasteful runaround.

The longer the banks take, the buyer's loan officer is less inclined to subject themselves to the frustration.

Mother nature, however, doesn't mind. She continues to work on these houses day and night.

The short sale lenders, the servicers, the mortgage insurance companies and the investors who own the loans haggle with Realtors over "policy", "ratios", "investor guidelines" and "fair market value" determined by appraisers who are often directed by the lender to ignore relevant comparables and ignore vital statistics such as long days on market.

While the banks reject offers, the houses are deteriorating, often by tens of thousands of dollars, or more.

Bankers: Will you please let us help you?

We can help you avoid owning all this mold, algea, rust and wood rot.

stain algea

water heater









short sale mold

Posted by



Dave Halpern, Realtor

The Dave Halpern Real Estate Group

Keller Williams Realty Louisville East


(502) 664-7827



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Lynn B. Friedman
Atlanta Homes ODAT Realty Call/Text 404-939-2727 Buckhead - Midtown - Westside -- and more ... - Atlanta, GA
Concierge Service for Our Atlanta Sellers & Buyers

Dear Dave -

I enjoy your point of view. Your postings always share an interesting perspective.

In 1973, I began as a general contractor moving to add my real estate license in 1988 and opening my own Brokerage in 1993.

Believe me --- I know the benefits prevention can bring to a property.  What a difference just maintaining the HVAC active could have made in the property photos you shared!

I am always checking out the corners and edges of property to be sure nothing like tha mess you show has been covered up and just sitting there waiting to POP up again!

Keep on writing -  I'll be there reading and benefiting from your comments!

Have a happy day -


Mar 05, 2011 12:13 AM #1
Jeanne Kozak
RE/MAX In Action - Martinsburg, WV
REALTOR and Broker/Owner in WV and VA

Great post, may I share this with the negotiator at BOA that has drug a perfectly good home thru short sale hell for a year, all because they have a BPO from who knows and will not even look at my CMA, we have lost 30,000 while waiting

Mar 05, 2011 12:26 AM #2
Tom Waite
Thomas Waite Real Estate Broker - Cypress, CA
So Cal-Apartment Bldg Investments

Dave:  I particularly like the "yucka doodoo" mold pix. 

The banks then want the buyers to sign a Comprehensive Hold Harmless Agreement.

I hope that buyers start balking at that.  If we MAKE THE BANKS AWARE OF THE PROBLEM WITH A CERTIFIED LETTER AND PHOTOS...they'll have no choice but to disclose it.

I think N. A. R. ought to help us convince the banks that they are doing wrong by their investors...the TAXPAYERS OF AMERICA.


Mar 05, 2011 02:52 PM #3
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Dave Halpern

Louisville Short Sale Expert
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