Stanislaus County Short Sales - That was easy!
If you have your home listed as a Stanislaus County Short Sale you will find out that one step in the process will be pretty easy. Right now the easiest part of a Stanislaus County Short Sale is getting offers. Pretty much anyone can put a sign in your yard and get an offer or several offers with out even trying. With the low inventory and great interest rates available homes are selling fast here in Stanislaus County. Multiple offers are pretty much expected now. 
But once you receive all those offers on your Stanislaus County Short Sale what's next? That's where the hard work of your agent starts. Not all the banks are exactly the same but pretty close. Your Stanislaus County Short Sale Agent will then have to get the "short sale package" together and present it to your bank/mortgage company.
This package will consist of lots of your personal information. Most banks want bank statements, pay stubs, tax returns, financial statements, the offer, the listing agreement and a hardship letter from you. You Short Sale Agent should have systems in place to get these documents to the lender in an organized and efficient way. Some banks will have your agent upload these documents to their website and others will have your agent fax them in.
Once your bank has all the documents they will eventually assign a negotiator to your file. The negotiator will decide if the short sale is acceptable and will issue a short sale approval letter. That's when the buyer has to start performing and get the deal done.
While getting the offer is currently the easiest part of your Stanislaus County Short Sale it is by no means the end of the transaction. In many ways it is just the beginning of a sometimes long and winding process of getting your home sold.
This is a pretty simplified version of what it takes to get your home from the just listed stage to the sold stage. Your Stanislaus County Short Sale Agent will (or should be) putting in a lot of time and effort on your part to get to the finish line. Be sure you hire a Stanislaus County Short Sale agent that has the experience to get you there.
So if you are thinking about selling your home as a Stanislaus County Short Sale now is the time. Give me, Jim Patton, a call at 209-633-2839 and we can discuss your situation and see if a Stanislaus County Short Sale is an option for you. The Stanislaus County Shot Sale market is HOT, HOT, HOT!
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