On Christmas Eve, it will come back to you !

Mortgage and Lending with American National Bank & Trust NMLS #268590

Greetings everyone.   I hope you have completed your Christmas shopping by now and are getting ready to celebrate the big day tomorrow.   My husband and I have attended many parties and gatherings this year.   We never get tired of enjoying our time with friends and family at Christmas.

As I am sure you have realized by now, I am a Christian and believe in the true reason for the season; the birth of Christ.   I also believe in the love and compassion that comes with this time of year.   

Though I do not personally celebrate Hanukkah or Kwanzaa, I understand that this is an important holiday season for other faiths and beliefs as well as my own.   So, as I prepare to celebrate the holiday in my own way, I want to also send my best wishes to those who celebrate in their own way.

Over the years, Santa Claus has been a part of my life.   Not all children and families have that opportunity in this day in time.   I hope each of you blessed with your possessions will keep this in mind and in your heart.

A good friend of mine heads up the clothing drive locally for the homeless and I will be helping her gather donations.   It makes me sad to see folks in that condition.   This is the season for giving and we can all help.

As you receive the gifts that come with the holiday, consider sharing some of your blessings with those less fortunate.   If you get a new shirt, a new dress, or a new pair of shoes; could you share the slightly used ones you have ?

Winter is here in many parts of the country and coming soon to a street corner or park area near you where the homeless could use your help.   Could you spare a blanket or a coat you or your child has out grown ?

I just want to pose two thoughts for consideration.   I wish all of my readers the best of holiday joy regardless of how they celebrate, Christmas or otherwise.   Secondly, I ask that you keep in mind those who are less fortunate than yourself and do what you can to lift them up.

Most of all, this is more a season of giving than receiving.   Give of yourself, give from the heart and . . . . . 


On Christmas Eve, it will come back to you!




Deanna Early is the # 1 ranked Mortgage Loan Originator in Franklin County, Virginia as scored by the ActiveRain real estate site.   She is a Nationally Licensed Mortgage Loan Originator located near Smith Mountain Lake, Virginia.   She does both purchase and refinance loans throughout the state of Virginia.   She is a residential loan originator for American National Bank and Trust.   She provides home mortgage loans, construction loans and lot loans as well as second or vacation home loans and investor financing.

Please visit her website at   www.DeannaEarly.com   and learn more in the Virginia Mortgage Blog

You can contact her for your financing needs at (540) 721-2349 or by email at  "earlyd@amnb.com"

The views expressed in this post are mine only and do not necessarily reflect the views of American National Bank and Trust Company.   Any scenarios presented are for illustrative purposes only and are not intended to refer to or represent any actual or specific clients, negotiations or financial transactions.


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Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

Good morning Deanna. We are in the middle of a canned food drive that runs for a month. All the food gets donated to three different shelter, we will deliver lots of food again this year.

You are so right!

Dec 23, 2015 06:17 PM #1
Sharon Lee
Sharon Lee's Virtual Assistance - Jonesborough, TN
Retired and loving life

Wishing you a joyous Christmas. God bless you.

Dec 23, 2015 08:43 PM #2
Sharon Lee
Sharon Lee's Virtual Assistance - Jonesborough, TN
Retired and loving life
Dec 24, 2015 04:19 AM #3
Lou Ludwig
Ludwig & Associates - Boca Raton, FL
Designations Earned CRB, CRS, CIPS, GRI, SRES, TRC


May you enjoy a very Merry Christmas with your family.

Good luck and success.

Lou Ludwig

Dec 24, 2015 07:15 AM #4
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Deanna may tomorrow be a very special Merry Christmas for you and your family.

Dec 24, 2015 07:58 AM #5
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DEANNA EARLY - - ( NMLS # 268590 )

Highest Ranked Mortgage Loan Originator Virginia
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