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These state pages or hyper-local pages provide content directly related to a specific geographical location.
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Principle reduction - is this the answer? - 04/16/12 02:22 PM
Principle Reduction Appeal letter from State Attorney Generals and the IMF sent to FHFA Acting Director The Acting Director of the FHFA received a letter from 11 state Attorney Generals pressing him to allow both Freddie Mac and Fannie Mae to proceed with principle mortgage reductions. The AG’s argued for principle mortgage reductions on the basis of preserving assets and preventing unnecessary foreclosures. They further outlined that the qualifying guidelines for a principle reduction would have to consider all a homeowners debts – not just the mortgage payment – and be standardized in form, transparency and disclosure. It is the hope (2 comments)
Fast Gainesville Short Sale Approvals on Fannie Mae Loans - 04/09/12 10:59 PM
Stephanie Anson, an expert Gainsville Short Sale agent has provided some excellent information that needs to be noted by short sale agents nationwide, in this post. Thanks, Stephanie, for keeping us all in the communication loop! Via Stephanie Anson (Anson Properties LLC): Fast Gainesville Short Sale Approvals on Fannie Mae Loans Gainesville short sales are no longer easier said than done. Normally, before a Gainesville short sale on a home with a guaranteed loan can proceed, the approval of the mortgage insurance groups is a prerequisite. But now, Fannie Mae mortgage servicers have the means to expedite a short sale approval on Fannie (2 comments)
FHA Inspection Disclosure - 04/09/12 10:38 PM
FHA Inspection Disclosures – do the real estate agents involved in a transaction have to provide this disclosure to the buyers? What about during the short sale process? What is the real estate agents scope of obligation? Who is actually responsible in making sure that the buyer gets an FHA Inspection Disclosure notice? *It is the lenders legal obligation to make sure the buyer receives the FHA Inspection disclosure notice* It is the lender’s legal requirement to make sure the buyer receives the notice in a timely manner. The buyers should receive the FHA form that says: “For Your Protection: Get a Home Inspection.” (2 comments)
Florida Arizona Illinois Michigan New Jersey Nevada Maryland Georgia New York California
What types of Mortgage fraud are most common in these states? Occupancy, income and jobs
Where are the fastest home sales in the nation happening? - 04/05/12 04:54 PM
Well, it is the new spring selling season and we all want to know - where are the fastest home sales in the nation happening? Here's the scoop: Santa Rosa, CA - 99 ADOM San Fran, CA- 83 ADOM San Jose, CA - 81 ADOM Santa Cruz- 104 ADOM Vallejo, CA - 104 ADOM Chico, CA - 103 ADOM San Diego, CA- 105 ADOM (my personal favorite) Washington, DC - 105 ADOM Honolulu - 92 ADOM Austin , TX - 103 ADOM Midland, TX - 71 ADOM
Looks like California is still hot!
So that's where the fastest home (4 comments)
Why would you advise your seller to turn down a full price offer? - 04/04/12 09:37 AM
Why would you advise your seller to turn down a full price offer? A few weeks ago, an agent had the opportunity to present a seller with a full price offer on his home. The buyer included his closing costs added into the offer, so that the seller would not have to make any contribution out of the full price offer. The buyer's agent took the time to do a full blown broker price opinion to ensure that the appraised value would support such an offer. Indeed, the agent even took the extra steps necessary to have the lender's local appraiser (10 comments)
The Debt situation made simple - 04/01/12 05:58 PM
The national Debt situation here in America and abroad have extensive explanations that can be confusing and downright misleading at times to the general public at large. When this topic comes up, the debt situation takes on this enormous implication that allege that only economists can understand the crisis and thus implement strategies designed to cope with the consequences. In the mean time, the American people are left in the dark - so this is a small attempt before the elections to explain the debt situation to Americans as briefly as possible. The debt situation is rapidly approaching the point of (7 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.