Ar_home_b_search
 



escondido: Mortgage Rates Set Record Lows as Europe Teeters - 01/13/12 09:40 AM
MORTGAGE LOCK ADVISORY 
January 13, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK   Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.18 point.  
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.89%   MBS (3.5%) - 103.22, High: 103.23, Low: 103.03   DJI Stocks currently $12,406.54,  Down $-64.48, Change -0.52%   Asian & … (2 comments)

escondido: Foreclosures drop to lowest level since 2007 - 01/12/12 03:36 PM
MORTGAGE LOCK ADVISORY 
January 12, 2012, 12:30 PM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.11 point.  
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.91%   MBS (3.5%) - 103.05, High: 103.08, Low: 102.88   DJI Stocks currently $12,471.10,  Up $21.65, Change 0.174%   Asian … (0 comments)

escondido: AM RATE LOCK & MARKET ADVISORY - January 12, 2012 - 01/12/12 09:53 AM
 
 MORTGAGE LOCK ADVISORY 
January 12, 2012, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.07 point.  
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.91%   
MBS (3.5%) - 102.96, High: 103.03, Low: 102.88   DJI Stocks currently $12,458.46,  Up $9.01, Change … (0 comments)

escondido: The morality of strategic default: businesses vs. homeowners - 01/11/12 06:25 PM
MORTGAGE LOCK ADVISORY 
January 11, 2012, 11:00 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.07 point.  The 0.34 decrease in MBS prices from yesterday to today was due to the MBS market moving from a January to a February coupon and does not effect points.
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock … (2 comments)

escondido: Zillow Sees New Record Lows for Mortgage Rates - 01/11/12 09:50 AM
 
 MORTGAGE LOCK ADVISORY 
January 11, 2012, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.01 point.  The 0.34 decrease in MBS prices from yesterday to today was due to the MBS market moving from a January to a February coupon and does not effect points.
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to … (0 comments)

escondido: No Excuses... Just Appointments - 01/10/12 09:50 AM
 
MORTGAGE LOCK ADVISORY 
January 10, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are the up 0.03 point.  MBS are seriously overbought and the market could reverse in the next couple of days.
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate … (0 comments)

escondido: RATE LOCK & MARKET ADVISORY - January 9, 2012 - 01/09/12 06:20 PM
 MORTGAGE LOCK ADVISORY 
January 9, 2012, 3:00 PM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities closed down 0.07 point.  MBS are seriously overbought and the market could reverse in the next couple of days.
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.91% … (0 comments)

escondido: Pending Home Sales Highest in Over a Year-and-a-Half - 01/09/12 09:36 AM
 
 MORTGAGE LOCK ADVISORY 
January 9, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.03 point.  MBS are seriously overbought and the market could reverse in the next couple of days.
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate … (2 comments)

escondido: AM RATE LOCK & MARKET ADVISORY - January 6, 2012 - 01/06/12 10:00 AM
 
 MORTGAGE LOCK ADVISORY 
January 6, 2012, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.01 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORSNational Average Fixed Rate Mortgage 3.95%   MBS (3.5%) - 102.92, High: 103, Low: 102.72   DJI Stocks currently $12,372.41,  Down $-43.29, Change -0.35%   Asian & … (0 comments)

escondido: Bernanke calls for nationwide REO rental program - 01/05/12 11:27 AM
MORTGAGE LOCK ADVISORY 
January 5, 2012, 8:00 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.03 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS National Average Fixed Rate Mortgage 3.95%   MBS (3.5%) - 102.81, High: 102.86, Low: 102.66   DJI Stocks currently $12,372.26,  Down $-46.16, Change -0.373%   Asian & European … (3 comments)

escondido: AM RATE LOCK & MARKET ADVISORY - January 5, 2012 - 01/05/12 09:35 AM
 
MORTGAGE LOCK ADVISORY 
January 5, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.03 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS National Average Fixed Rate Mortgage 3.95%   MBS (3.5%) - 102.81, High: 102.86, Low: 102.66   DJI Stocks currently $12,372.26,  Down $-46.16, Change -0.373%   Asian & … (0 comments)

escondido: RATE LOCK & MARKET ADVISORY - January 4, 2012 - 01/04/12 01:40 PM
MORTGAGE LOCK ADVISORY 
January 4, 2012, 10:30 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.03 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORSNational Average Fixed Rate Mortgage 3.95%   MBS (3.5%) - 102.78, High: 102.94, Low: 102.78   DJI Stocks currently $12,390.53,  Down $-6.85, Change -0.055%   Asian & European … (0 comments)

escondido: AM RATE LOCK & MARKET ADVISORY - January 4, 2012 - 01/04/12 09:48 AM
 
MORTGAGE LOCK ADVISORY 
January 4, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are Down 0.11 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS National Average Fixed Rate Mortgage 3.91%   MBS (3.5%) - 102.93, High: 102.94, Low: 102.81   DJI Stocks currently $12,373.77,  Down $-23.61, Change -0.191%   Asian & … (0 comments)

escondido: RATE LOCK & MARKET ADVISORY - January 1, 2012 - 01/03/12 10:10 AM
DAILY MORTGAGE LOCK ADVISORY 
January 3, 2012, 7:00 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCKMortgage Points based on 3.5% Mortgage Backed Securities are up 0.22 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
National Average Fixed Rate Mortgage 3.91%   MBS (3.5%) - 102.62, High: 102.84, Low: 102.61   DJI Stocks currently $12,450.40,  Up $232.84, Change 1.87%   Asian & European Stock … (2 comments)

escondido: AM RATE LOCK & MARKET ADVISORY - January 1, 2012 - 01/03/12 09:39 AM
 
DAILY MORTGAGE LOCK ADVISORY 
January 3, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCKMortgage Points based on 3.5% Mortgage Backed Securities are up 0.22 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.91%   MMBS (3.5%) - 102.66, High: 102.84, Low: 102.61   DJI Stocks currently $12,364.12,  Up $146.56, Change … (0 comments)

escondido: AM RATE LOCK & MARKET ADVISORY - December 30, 2011 - 12/30/11 09:42 AM
 
DAILY MORTGAGE LOCK ADVISORY 
December 30, 2011, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  FLOATMortgage Points based on 3.5% Mortgage Backed Securities are down 0.18 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.91%         MBS (3.5%) - 102.88, High: 102.92, Low: 102.69   DJI Stocks currently $12,267.81,  Down $-19.23, Change -0.157%   Asian & European … (0 comments)

escondido: Daily Rate Lock Advice & Mortgage Market Update 12-28 - 12/28/11 09:46 AM
DAILY MORTGAGE LOCK ADVISORY
December 28, 2011, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily
 
Mortgage Interest Rate lock Advice for locks within 7 days: LOCKMortgage Points based on 3.5% Mortgage Backed Securities are down 0.07 point.
 
30 Day Mortgage Interest Rate Lock or Float Advice: FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
 
MORTGAGE MARKET INDICATORSNational Average Fixed Rate Mortgage 3.91% MBS (3.5%) - 102.17, High: 102.2, Low: 102.9 DJI Stocks currently … (0 comments)

escondido: Daily Rate Lock Advice & Mortgage Market Update 12-27 - 12/27/11 10:06 AM
DAILY MORTGAGE LOCK ADVISORY
December 27, 2011, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily
 
Mortgage Interest Rate lock Advice for locks within 7 days: LOCKMortgage Points based on 3.5% Mortgage Backed Securities are down 0.02 point.
 
30 Day Mortgage Interest Rate Lock or Float Advice: FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORSNational Average Fixed Rate Mortgage 3.94% MBS (3.5%) - 101.29, High: 102.06, Low: 101.97 DJI Stocks currently $12,300.81, … (0 comments)

escondido: Daily Rate Lock Advice & Mortgage Market Update 12-19 - 12/19/11 10:04 AM
DAILY MORTGAGE LOCK ADVISORY 
December 19, 2011, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  FLOATMortgage Points based on 3.5% Mortgage Backed Securities are up 0.12 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.94%   MBS (3.5%) - 102.55, High: 102.63, Low: 102.47   DJI Stocks currently $11,914.22,  Up $47.83, Change 0.401%   Asian … (0 comments)

escondido: FHA Rehabilitation Loans - What you need to know - 12/18/11 12:18 PM
FHA 203(k) allows the cost of rehabilitation or home improvement to be included in a purchase or refinance loan and work. One loan finances the purchase and improvements.
The 203(k) is a great marketing tool that can bring added value to real estate agents. While it is a great tool to rehabilitate trashed REOs it also can be used to upgrade homes. The primary criteria are: the improvement is a permanent part of the real estate and the improved home's value must be comparable to similar homes in the neighborhood.
There are many uses for the 203(k)
Rehabilitate Energy efficient improvements  … (0 comments)

 
Bill_600_x_720 Rainmaker_large

Bill Ladewig Your FHA Guru - FHA and VA Loans Since 1970

Escondido, CA

More about me…

Address: San Diego, Escondido, Vista, San Marcos, Oceanside, Rancho Bernardo, Poway, Scripps Ranch, Penasquitos, Shadowridge, Rancho Del Oro, Escondido, CA, 92025

Office Phone: (866) 204-9733

Cell Phone: (760) 685-0480

Email Me



Listings

Links

Archives

RSS 2.0 Feed for this blog