mortgage calculator: Bill Ladewig's AM Market Brief - 11/24/08 02:18 AM


November 23, 2008, 8:00 AM PSTFannie Mae Mortgage Backed Securities Down 16.7Basis Points (bps)* to  5.651%.  *A Basis Point is 1/100 of 1.00%
Advise to LockRates have been down for the two three days and may have reversed a short upward trend.  They still have not established a trend and the safe thing is to lock.
DJI Stocks Up  305.13 +3.79%European and Asian Markets UP 4.58%
10 Year Treasury is currently 3.31%
Crude Oil Currently $50.80 per barrel.
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mortgage calculator: Bill Ladewig's AM Market Brief - 11/21/08 03:51 AM
November 21, 2008, 9:45 AM PSTFannie Mae Mortgage Backed Securities Down 2.2 Basis Points (bps)*. to  5.817%.  *A Basis Point is 1/100 of 1.00%
Advise to LockRates have been down for the past three days and may have reversed a short upward trend.  They still have not established a trend and the safe thing is to lock.
DJI Stocks Up  128.71 +1.70%European and Asian Markets Down 1.35%
10 Year Treasury is currently 3.24%
Crude Oil Currently $49.53 per barrel.






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mortgage calculator: Bill Ladewig's PM Market Brief - 11/20/08 07:28 AM
November 20, 2008, 1:25 PM PSTFannie Mae Mortgage Backed Securities UP 12.0 Basis Points (bps)*. to  5.839%.  *A Basis Point is 1/100 of 1.00%
Advise to LockRates have been down for the past three days and may have reversed a short upward trend.  They still have not established a trend and the safe thing is to lock.
DJI Stocks Closed Down  444.99 -5.56%European and Asian Markets Down 3.66%
10 Year Treasury is currently 3.05%
Crude Oil Currently $48.70 per barrel.






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mortgage calculator: Bill Ladewig's AM Market Brief - 11/20/08 02:38 AM


November 20, 2008, 8:30 AM PSTFannie Mae Mortgage Backed Securities UP 12.0 Basis Points (bps)*. to  5.839%.  *A Basis Point is 1/100 of 1.00%
Advise to LockRates have been down for the past three days and may have reversed a short upward trend.  They still have not established a trend and the safe thing is to lock.
DJI Stocks Down  90.64 -1.13%European and Asian Markets Down 3.23%
10 Year Treasury is currently 3.21%
Crude Oil Currently $50.73 per barrel.
Click here for the ULTIMATE FHA-VA Loan Officer Trainer and Pre-Qualifier   Calculates everything you need to know about FHA and VA Loans.  … (0 comments)

mortgage calculator: Bill Ladewig's PM Market Brief - 11/19/08 07:09 AM
November 18, 2008, 1:00 PM PSTFannie Mae Mortgage Backed Securities Down 1.54 Basis Points (bps)*. to  5.720%.  *A Basis Point is 1/100 of 1.00%
Advise to LockRates have been down for the past three days and may have reversed a short upward trend.  They still have not established a trend and the safe thing is to lock.
DJI Stocks Closed Down 427.47 -5.07%European and Asian Markets Down 3.43%
10 Year Treasury is currently 3.36%
Crude Oil Currently $53.70 per barrel.




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mortgage calculator: Bill Ladewig's AM Market Brief - 11/19/08 02:52 AM
November 18, 2008, 8:45 AM PSTFannie Mae Mortgage Backed Securities Down 1.54 Basis Points (bps)*. to  5.720%.  *A Basis Point is 1/100 of 1.00%
Advise to LockRates have been down for the past three days and may have reversed a short upward trend.  They still have not established a trend and the safe thing is to lock.
DJI Stocks Down -179.85 -2.13%European and Asian Markets Down 3.08%
10 Year Treasury is currently 3.41%
Crude Oil Currently $54.03 per barrel.
Click here for the ULTIMATE FHA-VA Loan Officer Trainer and Pre-Qualifier   Calculates everything you need to know about FHA and VA Loans.  Qualifies Borrowers, … (0 comments)

mortgage calculator: Bill Ladewig's AM Market Brief - 11/18/08 02:30 AM
November 18, 2008, 8:30 AM PSTFannie Mae Mortgage Backed Securities Down 0.51 Basis Points (bps)*. to  5.874%.  *A Basis Point is 1/100 of 1.00%
Advise to LockRates look like they have reached the end of a meandering down cycle and are on their way up again.
DJI Stocks UP 75.90 +0.92%European and Asian Markets Down 0.76%
10 Year Treasury is currently 3.60%
Crude Oil Currently $55.13 per barrel. 


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mortgage calculator: Bill Ladewig's PM Market Brief - 11/17/08 08:43 AM


November 17, 2008, 2:30 PM PSTFannie Mae Mortgage Backed Securities Down 1.10 Basis Points (bps)*. to  5.925%.  *A Basis Point is 1/100 of 1.00%
Advise to LockRates look like they have reached the end of a meandering down cycle and are on their way up again.
DJI Stocks Closed Down 223.73 -2.63%European and Asian Markets Down 2.44%
10 Year Treasury is currently 3.65%
Crude Oil Currently $55.09 per barrel. 


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mortgage calculator: Bill Ladewig's AM Market Brief - 11/14/08 02:01 AM


November 14, 2008, 8:00 AM PSTFannie Mae Mortgage Backed Securities Up 9.1 Basis Points (bps)*. to  5.937%.  *A Basis Point is 1/100 of 1.00%
Advise to LockRates look like they have reached the end of a meandering down cycle and are on their way up again.
DJI Stocks Down -233.76 -2.65%European and Asian Markets Up 2.03%
10 Year Treasury is currently 3.71%
Crude Oil Currently $56.94 per barrel.


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mortgage calculator: Bill Ladewig's PM Market Brief - 11/13/08 07:19 AM
November 13, 2008, 1:10 PM PSTFannie Mae Mortgage Backed Securities Down 9.2 Basis Points (bps)*. to  5.845%.  *A Basis Point is 1/100 of 1.00%
Advise to LockRates remain in a neutral zone where they could go one way or the other.  The safe move is to lock.
DJI Stocks Closed Up 552.59 +6.67%European and Asian Markets Down 0.91%
10 Year Treasury is currently 3.83%
Crude Oil Up to $58.97 per barrel.



MORTGAGE MENTOR The ULTIMATE FHA-VA Tool   Calculates everything you need to know about FHA and VA Loans.  Qualifies Borrowers, Finds Rates,: Payments, Buyer and Seller Costs and FHA and VA … (2 comments)

mortgage calculator: Bill Ladewig's AM Market Brief - 11/12/08 02:30 AM
November 12, 2008, 8:30 AM PSTFannie Mae Mortgage Backed Securities Down 6.9 Basis Points (bps)*. to  5.937%.  *A Basis Point is 1/100 of 1.00%
Advise to LockRates remain in a neutral zone where they could go one way or the other.  The safe move is to lock.
DJI Stocks Down 243.25 -2.80%European and Asian Markets Down 2.59%
10 Year Treasury is currently 3.66%
Crude Oil Down $57.19 per barrel.



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mortgage calculator: Bill Ladewig's PM Market Brief - 11/11/08 09:38 AM
November 11, 2008, 3:30 PM PSTFannie Mae Mortgage Backed Securities Closed on Veterans Day.Monday, MBS were up 18.8 Basis Points (bps)*. to  6.005%.  *A Basis Point is 1/100 of 1.00%
Advise to LockRates remain in a neutral zone where they could go one way or the other.  The safe move is to lock.
DJI Stocks Closed Down 176.58, 1.99%European and Asian Markets Down 4.64%
Bond Markets closed Veterans DayMonday, the 10 Year Treasury was 3.74%
Crude Oil Down $58.85 per barrel.



ULTIMATE FHA-VA Mortgage Mentor   Calculates everything you need to know about FHA and VA Loans.Qualifies Borrowers, Finds Rates,: … (0 comments)

mortgage calculator: Bill Ladewig's AM Market Brief - 11/11/08 03:01 AM
November 11, 2008, 8:45 AM PST
Fannie Mae Mortgage Backed Securities Closed on Veterans Day.Monday MBS were up 18.8 Basis Points (bps)*. to  6.005%.  *A Basis Point is 1/100 of 1.00%Advise to LockRates remain in a neutral zone where they could go one way or the other.  The safe move is to lock.
DJI stocks Down -264.27 -2.98%European and Asian Markets Down 4.60%
Bonds closed Veterans DayMonday the 10 Year Treasury was 3.74%
Crude Oil Down $59.03 per barrel.



ULTIMATE FHA-VA Mortgage Mentor   Calculates everything you need to know about FHA and VA Loans.Qualifies Borrowers, Finds Rates,: Payments, Buyer … (0 comments)

mortgage calculator: Bill Ladewig's PM Market Brief - 11/10/08 07:47 AM
November 10, 2008, 1:30 PM PSTMortgage Rates are Up TodayMortgaged Backed Securities (MBS) Up 18.8 Basis Points (bps)*. to  6.005%.  *A Basis Point is 1/100 of 1.00%Advise to LockRates remain in a neutral zone where they could go one way or the other.  The safe move is to lock.
DJI stocks Close Down 73.27, 0.82%European and Asian Markets Up 1.48%
10 Year Treasury currently 3.74%
Crude Oil Down $62.26 per barrel.
ULTIMATE FHA-VA Mortgage Mentor   Calculates everything you need to know about FHA and VA Loans.Qualifies Borrowers, Finds Rates,: Payments, Buyer and Seller Costs and FHA and VA Maximum Loan Amounts anywhere … (0 comments)

mortgage calculator: Bill Ladewig's AM Market Brief - 11/10/08 02:46 AM


November 10, 2008, 8.30 AM PSTMortgage Rates are Up TodayMortgaged Backed Securities (MBS) Up 18.8 Basis Points (bps)*. to  6.005%.  *A Basis Point is 1/100 of 1.00%Advise to LockRates remain in a neutral zone where they could go one way or the other.  The safe move is to lock.
DJI stocks currently Up 68.50 +0.77%European and Asian Markets Up 2.10%
10 Year Treasury currently 3.79%
Crude Oil Down $64.08 per barrel.
ULTIMATE FHA-VA Mortgage Mentor   Calculates everything you need to know about FHA and VA Loans.Qualifies Borrowers, Finds Rates,: Payments, Buyer and Seller Costs and FHA and VA Maximum Loan … (1 comments)

mortgage calculator: Bill Ladewig's PM Market Brief - 11/06/08 07:53 AM
November 6, 2008, 1:00 PM PSTMortgage Rates Down TodayMortgaged Backed Securities (MBS) Down  18.5 Basis Points (bps)*. to 5.85%.  *A Basis Point is 1/100 of 1.00%Advise to LockRates just entered a neutral zone where they could go one way or the other.  The safe move is to lock.
DJI stocks Down 443.48 4.85%European and Asian Markets Down 6.35%
10 Year Treasury currently 3.69%
Crude Oil Down $61.05 per barrel.





ULTIMATE FHA-VA CALCULATOR  Calculates everything you need to know about FHA and VA Loans.Finds Rates,: Payments, Buyer and Seller Costs and Maximum Loan Amounts
FHA Introduced HOPE … (2 comments)

mortgage calculator: Bill Ladewig's AM Market Brief - 11/06/08 02:19 AM


November 6, 2008, 8:00 AM PSTMortgage Rates Down TodayMortgaged Backed Securities (MBS) Down  18.5 Basis Points (bps)*. to 5.85%.  *A Basis Point is 1/100 of 1.00%Advise to LockRates just entered a neutral zone where they could go one way or the other.  The safe move is to lock.
DJI stocks Down 230.42 -2.52%European and Asian Markets Down 5.65%
10 Year Treasury currently 3.73%
Crude Oil Down $62.88 per barrel.
ULTIMATE FHA-VA CALCULATOR  Calculates everything you need to know about FHA and VA Loans.Finds Rates,: Payments, Buyer and Seller Costs and Maximum Loan Amounts
FHA Introduced HOPE For HomeownersProgram details  … (2 comments)

mortgage calculator: Bill Ladewig's AM Market Brief - 11/05/08 03:06 AM






November 5, 2008, 6:00 AM PSTMortgage Rates Down TodayMortgaged Backed Securities (MBS) Down  40.2 Basis Points (bps)*. to 6.000%.  *A Basis Point is 1/100 of 1.00%Advice is to FloatRates look like they may be heading down for a week or so.
DJI stocks Opened Down 182.07 -1.89%
European and Asian Markets Down 0.36%
10 Year Treasury currently 3.75%
Crude Oil Down $68.25 per barrel


ULTIMATE FHA-VA CALCULATOR  Calculates everything you need to know about FHA and VA Loans.Finds Rates,: Payments, Buyer and Seller Costs and Maximum Loan Amounts
FHA Introduced HOPE For HomeownersProgram … (0 comments)

mortgage calculator: Bill Ladewig's PM Market Brief - 11/04/08 07:08 AM
November 4, 2008, 1:00 PM PSTMortgage Rates Sharply Down TodayMortgaged Backed Securities (MBS) Down  8.2 Basis Points (bps)*. to 6.320%.  *A Basis Point is 1/100 of 1.00%Advice is to FloatRates look like they may be heading down for a week or so.
DJI stocks Closed UP 305.45 +3.28%
European and Asian Markets Up 4.29%
10 Year Treasury is down to 3.74%
Crude Oil UP $69.88 per barrel





ULTIMATE FHA-VA CALCULATOR  Calculates everything you need to know about FHA and VA Loans.Finds Rates,: Payments, Buyer and Seller Costs and Maximum Loan Amounts
FHA Introduced HOPE For HomeownersProgram … (0 comments)

mortgage calculator: Bill Ladewig's AM Market Brief - 11/04/08 02:16 AM


November 4, 2008, 8:00 PM PSTMortgage Rates Down TodayMortgaged Backed Securities (MBS) Down  8.2 Basis Points (bps)*. to 6.320%.  *A Basis Point is 1/100 of 1.00%Advice is to FloatRates look like they may be near the end of a short term increase.
DJI stocks Closed UP 282.91 +3.04%European and Asian Markets Up 3.54%
10 Year Treasury is Up .00% to 3.90%
Crude Oil $67.89 per barrel 





ULTIMATE FHA-VA CALCULATOR  Calculates everything you need to know about FHA and VA Loans.Finds Rates,: Payments, Buyer and Seller Costs and Maximum Loan Amounts
FHA Introduced HOPE For … (1 comments)

 
Bill Ladewig, Experience Is Your Advantage (LoanOfficerSchool.com)

Bill Ladewig

Experience Is Your Advantage

Escondido, CA

More about me…

LoanOfficerSchool.com

Address: San Diego, Escondido, Vista, San Marcos, Oceanside, Rancho Bernardo, Poway, Scripps Ranch, Penasquitos, Shadowridge, Rancho Del Oro, Escondido, CA, 92025

Office: (866) 204-9733

Mobile: (760) 685-0480

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