rate lock advisory: National Foreclosure Activity Subsiding; Many States Remain Distressed - 08/09/12 12:04 AM
DailyMORTGAGE LOCK ADVISORY 
August 9, 2012, 7:00 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.14 point.   30 Day Mortgage Interest Rate Lock or Float Advice: LOCK. Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.55% MBS (3.5%) - 105.61, High: 105.7, Low: 105.59   DJI Stocks currently $13,182.05,  Up $6.41, Change … (0 comments)

rate lock advisory: HARP Refinancing Continues to Surge, High LTV Share Skyrockets - 08/07/12 11:35 PM
DailyMORTGAGE LOCK ADVISORY 
August 8, 2012, 6:30 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.07 point.   30 Day Mortgage Interest Rate Lock or Float Advice: LOCK. Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.55% MBS (3.5%) - 105.775, High: 105.77, Low: 105.69   DJI Stocks currently $13,140.37,  Down $-28.23, Change … (0 comments)

rate lock advisory: Housing recovery could lift jobs, spending - 08/06/12 11:45 PM
DailyMORTGAGE LOCK ADVISORY
August 7, 2012, 6:45 am PST
Click for Lock Advice Updated Several Times Daily
 
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.24 point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK. Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.55% MBS (3.5%) - 105.66, High: 105.84, Low: 105.66 DJI Stocks currently … (1 comments)

rate lock advisory: As Libor Fault-Finding Grows, It is Now Every Bank for Itself - 08/06/12 12:03 AM
DailyMORTGAGE LOCK ADVISORY
August 6, 2012, 6:45 am PST
Click for Lock Advice Updated Several Times Daily
   
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are down o.11 point.  30 Day Mortgage Interest Rate Lock or Float Advice: LOCK. Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.55% MBS (3.5%) - 105.87, High: 105.95, Low: 105.81 DJI Stocks currently $13,131.21, … (1 comments)

rate lock advisory: Mortgage Rates Tick Up After Three Months - 08/03/12 12:06 AM
DailyMORTGAGE LOCK ADVISORY
August 3, 2012, 6:45 am PST
Click for Lock Advice Updated Several Times Daily
 
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.31point. We are in a correction after a long rate drop. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK.
Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.49% MBS (3.5%) … (0 comments)

rate lock advisory: Mega Banks and The Psychology Of Fraud - 07/26/12 11:34 PM
DailyMORTGAGE LOCK ADVISORY 
July 28, 2012, 6:30 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are Up 0.15 point.  After a long run up it may be time for a correction. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK.
Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.53% MBS (3.5%) - … (5 comments)

rate lock advisory: More than half of US metros post higher foreclosure activity - 07/25/12 11:38 PM
DailyMORTGAGE LOCK ADVISORY 
July 26, 2012, 6:30 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are Up 0.05 point.  After a long run up it may be time for a correction. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK.
Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.53% MBS (3.5%) - … (1 comments)

rate lock advisory: Home Prices Continue Gradual Rise, but is Calling a Bottom Premature? - 07/24/12 11:39 PM
DailyMORTGAGE LOCK ADVISORY 
July 25, 2012, 6:30 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are Up 0.07 point.  After a long drop rates are due for a correction. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK.
Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.53% MBS (3.5%) - 106.23, High: 106.31, … (2 comments)

rate lock advisory: Mortgage Rates Crush Previous All-Time Lows - 07/23/12 11:44 PM
DailyMORTGAGE LOCK ADVISORY 
July 24, 2012, 6:45 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are Up 0.04 point.  After a long run up it may be time for a correction. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK.
Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.53% MBS (3.5%) - 106.2, … (2 comments)

rate lock advisory: Week Ahead: Relatively Docile Economic Calendar Leaves Europe In Focus - 07/22/12 11:44 PM
DailyMORTGAGE LOCK ADVISORY 
July 23, 2012, 6:45 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.17 point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK.
Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.53% MBS (3.5%) - 106.29, High: 106.38, Low: 106.13   DJI Stocks currently $12,614.37,  Down $-208.2, Change -1.65%   Asian & … (0 comments)

rate lock advisory: Mortgage Rates : Falling After June's CPI On New Fed Expectations - 07/19/12 11:55 PM
DailyMORTGAGE LOCK ADVISORY 
July 20, 2012, 6:45 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.16 point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK.
Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.53% MBS (3.5%) - 106.08, High: 106.14, Low: 105.94   DJI Stocks currently $12,866.32,  Down $-77.04, Change -0.599%   Asian … (1 comments)

rate lock advisory: Low Mortgage Rates, Federal Stimulus Primed Housing For Recovery - 07/18/12 11:39 PM
DailyMORTGAGE LOCK ADVISORY 
July 19, 2012, 6:30 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.02 point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK.
Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.56% MBS (3.5%) - 105.92, High: 105.97, Low: 105.88   DJI Stocks currently $12,893.41,  Down $-15.29, Change -0.119%   Asian … (1 comments)

rate lock advisory: Will Underwater Homeowners Lead to Higher Prices? - 07/17/12 11:42 PM
DailyMORTGAGE LOCK ADVISORY 
July 18, 2012, 6:30 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.19 point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK.
Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.56% MBS (3.5%) - 105.95, High: 105.95, Low: 105.75   DJI Stocks currently $12,764.45,  Down $-41.09, Change -0.322%   Asian … (0 comments)

rate lock advisory: Home Prices Have Risen 2.5 Percent in 2012 - 07/16/12 11:37 PM
DailyMORTGAGE LOCK ADVISORY 
July 17, 2012, 6:30 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.07 point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK.
Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.56% MBS (3.5%) - 105.78, High: 105.84, Low: 105.75   DJI Stocks currently $12,773.15,  Up $45.94, Change 0.36%   Asian … (2 comments)

rate lock advisory: CoreLogic Reports 700,000 Homes Emerge from Negative Equity - 07/16/12 12:17 AM
DailyMORTGAGE LOCK ADVISORY 
July 16, 2012, 7:00 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.18 point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK.
Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.56% MBS (3.5%) - 105.88, High: 105.88, Low: 105.69   DJI Stocks currently $12,713.02,  Down $-64.07, Change -0.504%   Asian … (2 comments)

rate lock advisory: The Biggest Banking Scandal The World Has Ever Seen - 07/10/12 11:47 PM
DailyMORTGAGE LOCK ADVISORY 
July 11, 2012, 6:40 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.03 point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK.
Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.62% MBS (3.5%) - 105.75, High: 105.84, Low: 105.75   DJI Stocks currently $12,624.81,  Down $-28.31, Change -0.224%   Asian … (1 comments)

rate lock advisory: Housing Gains as Rest of Economy Slows - 07/08/12 11:36 PM
DailyMORTGAGE LOCK ADVISORY 
July 9, 2012, 6:30am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.06 point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK.
Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.62% MBS (3.5%) - 105.78, High: 105.91, Low: 105.72   DJI Stocks currently $12,750.82,  Down $-21.65, Change -0.17%   Asian & … (2 comments)

rate lock advisory: Rising HELOC Risks & Government Fraud - 07/05/12 11:45 PM
DailyMORTGAGE LOCK ADVISORY 
July 6, 2012, 6:30am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.22 point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK.
Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.62% MBS (3.5%) - 105.69, High: 105.73, Low: 105.47   DJI Stocks currently $12,786.55,  Down $-110.12, Change -0.861%   Asian & … (0 comments)

rate lock advisory: Despite Low Rates, Mortgage Apps See 3.8 Percent Weekly Drop - 07/04/12 11:46 PM
DailyMORTGAGE LOCK ADVISORY 
July 5, 2012, 6:45am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.00 point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK.
Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.66% MBS (3.5%) - 105.28, High: 105.42, Low: 105.28   DJI Stocks currently $12,872.37,  Down $-71.45, Change -0.555%   Asian & … (1 comments)

rate lock advisory: Lawmakers Call Appraisal Management Firms Into Question - 06/28/12 11:49 PM
DailyMORTGAGE LOCK ADVISORY 
June 29, 2012, 6:45am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.21 point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK.
Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.66% MBS (3.5%) - 105.08, High: 105.28, Low: 105   DJI Stocks currently $12,784.43,  Up $182.17, Change 1.425%   Asian & … (3 comments)

 
Bill Ladewig, Experience Is Your Advantage (LoanOfficerSchool.com)

Bill Ladewig

Experience Is Your Advantage

Escondido, CA

More about me…

LoanOfficerSchool.com

Address: San Diego, Escondido, Vista, San Marcos, Oceanside, Rancho Bernardo, Poway, Scripps Ranch, Penasquitos, Shadowridge, Rancho Del Oro, Escondido, CA, 92025

Office: (866) 204-9733

Mobile: (760) 685-0480

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