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home buyers: I Thought a Buyer Would Snap up my Cabin - Four Things to Consider - 04/15/12 08:11 AM
Home Sellers, Marketing, Home Buyers, Housing Market, Real Estate, Economy
You have a nice cabin in the mountains but life is ever changing and now you either want or need to sell it. You feel confident that the cabin will appeal to a lot of prospective buyers so you think it should sell fairly quickly and you can get on with your life. After all, you love the cabin and therefore, most everyone else will too.
But, “what if” it doesn’t sell right away?
Have a backup plan in case it takes longer than you expect for your cabin to sell … (5 comments)
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home buyers: Why Now is the Time to Buy in the North Georgia Mountains - 4Q 2011 - 10/11/11 01:55 PM
The North Georgia real estate market (speaking specifically to the Blue Ridge area) consisting of Fannin, Gilmer, Pickens, Union and Towns counties has navigated rough and even unchartered waters for the last four years. Factors such as being primarily a secondary home market with a high percentage of vacation homes, uncertainty in the economy and a high unemployment rate compared to the state average contributed to holding down sales. All factors caused secondary homebuyers to take a much harder look before purchasing additional housing.
In contrast, exceptionally low interest rates, high inventory and in many cases, some very good … (1 comments)
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home buyers: Home Buyers Establish Your Purchasing Power Upfront - 03/18/11 07:16 AM
North Georgia Real Estate, Blue Ridge Mountains, Home buying, Home Loans, Credit Scores, Pre-Qualify
The first order of business for any homebuyer when thinking about purchasing their first home or their fifth home is to make sure your credit is in good shape. You may think everything is fine but if you haven't checked your credit report lately with the three main credit bureaus, you could be in for a big surprise. It's essential to repair any damage and clear up any discrepancies before you start shopping.
Know your credit score and find out how much you … (2 comments)
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home buyers: What North Georgia Home Buyers and Sellers Want to Know - 02/27/11 09:14 AM
North Georgia, Blue Ridge Real Estate, Home Values, Home Buyers, Home Sellers, Residential Real Estate
… (6 comments)
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home buyers: Sellers Want to Know - Why Isn't my House Selling? - 02/01/11 10:12 PM
North Georgia, Blue Ridge Real Estate, Home Values, Home Buyers, Home Sellers, Residential Real Estate
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home buyers: Benefits Home Buyers and Sellers Should Know About FHA Loans - 01/17/11 05:48 AM
North Georgia Mountains, Blue Ridge Real Estate, FHA Loans, Mortgages, Home Buyers and Sellers, Financing
The housing market can be at best confusing when it comes to financing. FHA Pros, LLC developed a list of facts regarding the benefits of FHA (Federal Housing Administration) loans since buyer interest in this loan option has gone from virtually zero to 87% or more. Even with the rapid increase in popularity, many buyers and sellers too, still don't know these important benefits.
Watch this quick video for more detail (narrated by Donna Yates).
MOVE 2 NORTH GEORGIA … (2 comments)
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home buyers: What Home Buyers Should Know About Earnest Money Deposits - 06/10/10 02:26 PM
It's important for buyers to understand "Earnest Money" deposit since payments made before closing may not be treated the same in all transactions. How the Earnest Money will be handled is usually spelled out in the purchase and sales contract. You (the buyer) should consult with an attorney if you do not understand the purpose or disposition of payment terms or any other terms in the contract.
Let's start with some basic questions and answers about Earnest Money payments:
What is Earnest Money?It is good faith money that the buyer usually gives to the seller's … (4 comments)
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home buyers: North Georgia Blue Ridge Mountains - Homebuyer Tax Credit - 01/30/10 01:36 PM
North Georgia Mountains | Blue Ridge Real Estate | Expanded Tax Credit for Homeowners
Now Applies to Existing Homeowners who Qualify
The US government has extended the tax credit and expanded it so that existing homeowners can also take advantage of this great opportunity. So if you are new to the real estate market, or have owned a home for 5 out of the past 8 years - you may qualify! Let me help you take advantage of the new tax credit. I'm ready to answer your questions and to help you find your dream home … (4 comments)
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home buyers: "Fall" for North Georgia - Places to Go, People to See, Things to Do - October 2008 Edited - 10/02/08 11:24 AM
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home buyers: Price Is Right - Blue Ridge Mountains - 08/15/08 07:43 PM
The North Georgia Blue Ridge Mountain real estate market is primarily a second home, discretionary market. This fact alone could cause mountain properties to take longer to sell than properties in primary markets because a buyer who already owns a home must choose to spend money to buy a second home in an uncertain economy.
The overall real estate market (consisting of Fannin, Gilmer, Towns and Union Counties) is being called stable by some local appraisors. Have We Hit Bottom ? Well, we won't really know until prices start going up.
One of the challenges currently facing Realtors in assisting home sellers … (17 comments)
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home buyers: Video Walkthru of Adorable Dovetail Log Cabin in McCaysville - 08/06/08 09:59 PM
This video was made to showcase some of the best features of this adorable, cozy dovetail log cabin. In town living but far enough from town to have privacy. The video will show the Toccoa River which is just across the road from the cabin and also shows the quaint mountain town of McCaysville.
The cabin was constructed in 2006, 2 bedrooms, 2 bathrooms, great room, eat-in kitchen, large laundry room, living on main level, two covered porches, full unfin walk-out basement stubbed for 3rd bath. Large, private lot with small branch bordering property. Fully furnished, includes washer and … (20 comments)
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home buyers: Buying a Home in North Georgia Just Got Easier - 05/15/08 07:39 AM
As a licensed Georgia Realtor with Mountain Investments of North Georgia, I have the opportunity to work on a daily basis with a team of professionals providing an array of services for the home buyer. Take financing for example: I network with several experienced mortgage representatives who can help you make smart financing decisions and get the mortgage that is right for your lifestyle.
Although, I primarily work with second home buyers in my market area of Blue Ridge, I have a great desire to help first time homebuyers too. I believe first time home buyers have been left … (8 comments)
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home buyers: Something Home Buyers Should Consider - 05/08/08 09:38 PM
Home buyers - thinking about a Move 2 North Georgia or maybe a second home in the cool North Georgia Mountains? Please take a minute and think about this...
As a licensed Realtor in the state of Georgia, I feel it is very important for home buyers to understand buyer representation and give serious consideration to entering into a Buyer's Agency Agreement with a trusted Realtor. Without buyer representation, the default is for the real estate professional to represent the seller (not the buyer) in all dealings with the buyer.
So what is buyer representation and why is it important for the buyer … (9 comments)
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home buyers: Use Reason and Logic to Buy Real Estate in the Current Economy Edited - 03/01/08 03:38 AM
Ignore the news and tune out the chatter "the sky is falling" is easier said than done. If we are not in a recession, then we act like we are. We have allowed fear to become the overiding factor causing many to do nothing when it comes to investing in real estate. One should remember that real estate is a long term investment and has proven to be one of the best investments overall. Of course, there should be some skepticism and caution given the current outlook of our economy, but skepticism and caution should be tempered with reason and logic and not become out … (30 comments)
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home buyers: North Georgia Mountains Market Watch February 8, 2008 - 02/08/08 03:20 PM
North Georgia Blue Ridge Mountains Market Watch 2008Fannin, Gilmer, Union, Towns and Pickens CountiesSingle Family Residential Homes
Mountain Homes For Sale | Listing Notifier | Home Evaluation | Mortgage Calculator
Donna Yates, Georgia Realtor primarily serving the North Georgia Blue Ridge Mountains is with Mountain Investments of North Georgia located in Blue Ridge, Georgia 30513. Donna is dedicated to the real estate profession full-time and is ready to help home sellers and buyers in Georgia, North Carolina and Tennessee. Email: Donna@ellijay.com Call 706-633-0644 cell or 706-946-7111 office Visit Donna's website to view great mountain properties: www.move2northgeorgia.net
The latest demographic study according to the … (6 comments)
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home buyers: Campus Restaurant Renovated and Open to the Public - Young Harris College - 02/08/08 01:25 PM
Towns County located in the North Georgia Mountains known for its beautiful mountains, streams, and waterfalls
...has the highest mountain peak in Georgia - Brasstown Bald Mountain (Streaming web cam) ...is home to Zell Miller, former Georgia Senator and Governor ...plays hosts to top country music artists from spring to late fall ...is home to the Georgia Mountain Fair and...is home to Young Harris College founded in 1886
The campus restaurant has been closed for months and Sharp Memorial Methodist Church opened their fellowship hall so meals could be prepared for faculty and staff while months of renovations and hard work was completed. The … (4 comments)
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home buyers: If I were Your Real Estate Agent and You were my Buyer... North Georgia Blue Ridge Mountains - 01/24/08 11:40 AM
I would treat your transaction as if it were my own, so when it comes to obtaining a mortgage, I would tell you to:
Scrutinize your credit report Clean up any discrepanciesBe prepared to explain to creditors any negative hitsObtain letters from past creditors that clear any negative hitsSupply these letters to the three major credit bureaus to either have the discrepancy removed or have the letter attached as further documentationCredit Bureau: Equifax, Experian, TransUnion
Shop 'til you drop for the right mortgage
Mortgage brokers Mortgage lenders Banks Credit unions Look up any terms you do not … (20 comments)
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home buyers: Log Chalet Screams Mountain Charm ! Mineral Bluff, Georgia - 01/08/08 04:20 PM
Donna Yates, Realtor Georgia Real Estate, North Georgia Blue Ridge Mountains 706-633-0644 cell 706-946-7111 office www.move2northgeorgia.net (Mountain Properties) www.move2southgeorgia.net (coastal and metro Atlanta Properties) donna@ellijay.com … (7 comments)
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home buyers: 2008 ! I Can See Clearly Now... - 01/01/08 03:04 AM
We were inundated with one news story after another, mostly and unbelievably negative about the real estate industry in 2007. The media sounded like a broken record with their overkill from singing the same song, same verse: the sky is falling. Many people decided for whatever reason to believe it, mostly out of fear of the unknown, I suppose. Perhaps, it was just a knee jerk reaction to what people believed was a bad market. Still, it didn't stop opportunity from knocking.
We all know that a certain amount of our population will always be on the move. Life happens and … (20 comments)
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home buyers: Dreaming of a Blue Ridge Mountain Home away from Home? Look at the Latest Interest Rates! - 12/23/07 01:22 PM
Take a look at this eye catching log chalet !
and these outstanding interest rates Denise Greene with Mortgage of America Partners, LLC can get for you and then take a look at the outstanding mountain properties for sale in the North Georgia Blue Ridge Mountains, western North Carolina and eastern Tennessee. Be sure to take a look at the Lake Blue Ridge cabin (new construction) at www.move2northgeorgia.net (go to the new construction page or click here). Quality built with upgraded finishes. Home Buyers, you can be in this brand new log cabin in no time and still enjoy a cozy fire and … (5 comments)
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Donna Yates Broker Assoc, GRI, Georgia North Georgia Blue Ridge Real Estate
Blue Ridge,
GA
More about me…
Blue Ridge, Ellijay, Blairsville, Hiawassee, Morganton, Aska
Address: 274 W. Main Street, Blue Ridge, GA, 30513
Office Phone: (706) 632-7311
Cell Phone: (706) 633-0644
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