ventura county short sale help: Ventura County Mortgage Market Update #ChrisBJohnsonRealtor
- 12/11/15 01:41 AM
Chris B Johnson, REALTOR® Featured Listing Mortgage Pre Approval Time To Buy A Home TransUnion predicts that the serious delinquency rate on mortgage loans, which is defined as the percentage of borrowers 60 or more days past due on their mortgage payments, will experience a dropoff from 2.50 percent at the end of 2015 to 2.06 percent at the end of 2016. The serious delinquency rate for mortgages has declined every quarter since hitting a peak of 6.94 percent in Q1 2010, at the height of the housing crisis. The projected 2.06 percent rate for seriously delinquent mortgage loans would place that number in … (0 comments)
ventura county short sale help: If You Have The LAND, Should You “Granny Pod”?
- 12/02/15 02:36 AM
Chris B Johnson, REALTOR®, SFR®, CDPE®, CHS® Time To Buy A Home Featured Listing Mortgage Pre Approval In this day and age, it is getting more and more challenging to give our precious elderly the care and attention they need. For years they do their best to raise us, and make sure we don’t die of starvation or stupidity. In the end, don’t they deserve a little more consideration than occasional visits at a nursing home? Introducing Med Cottages, a/k/a “Granny Pods”. These detached living quarters were designed by Reverend Ken Dupin to provide closer care and monitoring of our elderly loved ones. They’re reminiscent … (3 comments)
Weekly Mortgage Rate Update Increased expectations for additional stimulus in Europe were positive for mortgage rates over the past week. The economic data and the Fed Minutes had little impact. Mortgage rates ended the week a little lower. THIS WEEK'S RATE TREND IS DOWN
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ventura county short sale help: Is Flat The New Black? #ChrisBJohnsonRealtor
- 11/19/15 08:38 AM
Chris B Johnson, REALTOR® Featured Listing Mortgage Pre Approval Time To Buy A Home California’s Ho-Hum Housing Market is Disturbingly Flat and UnexcitingCALIFORNIA, NOVEMBER 18, 2015 – Seasonal forces continued to exert downward pressure on the sales of California single-family homes and condominiums. October sales fell 2.9 percent to 35,182 from a revised 36,232 in September. On a year-ago basis, sales were nearly unchanged, down 1.0 percent from 35,541 in October 2014. When the extra business day in October 2014 is taken into account, sales were unchanged year-over-year. Year-to-date sales through October 2015 were up 6.5 percent compared to the same period in … (0 comments)
ventura county short sale help: Job Growth, Housing, Traffic and Why Ventura County is Lagging
- 11/14/15 04:44 AM
Chris B Johnson, REALTOR® Featured Listing Mortgage Pre Approval Time To Buy A Home How is YOUR local economy?Comparing how the economy is growing across regions of Southern California, I noticed that there is considerable strength in the coastal areas and in the Inland Empire, although the increase jobs created has moderated over the last couple of months. Nevertheless, unemployment rates are at full employment in Orange, San Diego, and Santa Barbara Counties, and close to full in Ventura and the Inland Empire Counties. Northern Los Angeles County has demonstrated considerable improvement this year, mostly in the Santa Clarita Valley. And the Antelope Valley … (0 comments)
Since it is uncommon that builders pay a commission on new home sales, it’s in your best interest to be prepared to point out the positives and negatives of buying a resale property vs. a new home.
Buying a new home instead of an existing one has plenty of perks.
Of course, buyers pay for those perks; new homes cost more than comparable used ones.
And that’s where it begins and ends for many prospective buyers.
It costs … (2 comments)
ventura county short sale help: Home Sales Slow In September & Prices Are Down A Bit Too!
- 10/21/15 07:38 AM
Chris B Johnson, REALTOR® Featured Listing Mortgage Pre Approval Time To Buy #ChrisBJohnsonRealtor CALIFORNIA, OCTOBER 21, 2015 – Seasonal forces pushed California single-family home and condominium sales down 4.3 percent to 35,629 in September from a revised 37,227 in August but were up 5.8 percent from 33,674 in September 2014. Driving the increase in year-over-year sales was the 9.4 percent increase in non-distressed property sales. In the first three quarters of 2015, sales were up 7.1 percent compared to the same period in 2014 but remain far below 2002 through 2007 sales volumes. “Despite the increase over 2014, when you step back and take a look … (3 comments)
ventura county short sale help: What Did We Learn From The Last Decade? Zero Down Is Back!
- 10/19/15 03:40 AM
By Chris B Johnson Realtor, Short Sale Options, Moorpark Short Sale , Thousand Oaks Short Sale, Simi Valley Short Sale, Ventura County Short Sale, Ventura County Real Estate Market Updates There Is No Housing Bubble "Own For $0 Money Down!" It took nearly a decade, but "owning" a house for zero money down has finally come back. As seen on the SE corner of S Fort Apache and W Warm Springs Road in Las Vegas this morning, where the amount of new construction is off the charts, and where, as a reader notes, the builders - just like the CEO of Schlumberger - have realized … (0 comments)
ventura county short sale help: How Many Years Back Can The IRS Audit A 1099 Business?
- 10/15/15 01:26 AM
Chris B Johnson, REALTOR® Your Moorpark Neighborhood Specialists Mortgage Pre Approval Time To Buy #ChrisBJohnsonRealtor Buying a Home This Fall Selling Your Home This Fall The IRS has (basically) 3 years after you file a tax return to audit you. (the state of Calif.has 4)
If the IRS shows up after that, you may be able to point out that the statute of limitations has run.
It’s better than hunting for receipts! But there are many special rules that can extend the purgatory.
First, the 3 years is doubled to 6 if more than 25% of your income is omitted.
It’s also doubled if you failed … (2 comments)
ventura county short sale help: Where are we in the Ventura County market cycle? #ChrisBJohnsonRealtor
- 10/06/15 02:59 AM
Where are prices right now in terms of the California real estate market cycle? Headed up. (48%, 57 Votes) At their peak. (38%, 46 Votes) Headed down. (13%, 15 Votes) At bottom. (2%, 2 Votes) Total Voters: 120 Chris B Johnson, REALTOR®, SFR® More On Moorpark Real Estate More on Ventura County Real Estate There Is No Housing Bubble Real Estate News Selling Your Home This Fall ChrisHasYourBuyer.Info Moorpark Homes 4 Sale Simi Valley Homes 4 Sale Thousand Oaks Homes 4 Sale
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ventura county short sale help: Ventura County Mortgage Rates & Homes For Sale #ChrisBJohnsonRealtor
- 09/25/15 03:31 AM
Chris B Johnson, REALTOR® More on Ventura County Real Estate There Is No Housing Bubble Time To Buy #ChrisBJohnsonRealtor Moorpark Homes 4 Sale Simi Valley Homes 4 Sale Thousand Oaks Homes 4 Sale Weekly Mortgage Rate Update This week, mortgage rates gave back some of the improvement seen following last week's Fed meeting. The reversal was helped along by comments from Fed Chair Yellen. Recent economic data was mixed and had little impact. Mortgage rates ended the week a little higher. THIS WEEK'S RATE TREND IS UP … (2 comments)
ventura county short sale help: What to Consider Beyond the Physical Inspection #ChrisBJohnsonRealtor
- 07/27/15 09:04 AM
Chris B Johnson, REALTOR® Chris B Johnson, REALTOR® By Chris B Johnson Realtor After you have put an offer on the home of your dreams, you’ll likely want to make sure you have a roof that won’t leak, a solid foundation, proper wiring and so on. But what about the things not covered by the inspection? Sometimes it’s these less obvious factors that end up making the biggest impact on your day-to-day experience of a house — things like the quality of light, flow from room to room and the amount of time it takes to shovel the driveway. Here are 20 things … (2 comments)
ventura county short sale help: Unintended Consequences #ChrisBJohnsonRealtor
- 07/13/15 03:23 AM
"Dodd-Frank Five Years Later: Are We More Stable?" The focus of Thursday's hearing was on how the 400 new regulations enacted in the 2,300-page law is a threat to the country's financial stability. "What is undebatable is the fact that since the passage of Dodd-Frank the big banks are now bigger; the small banks are now fewer," Committee Chairman Jeb Hensarling (R-Texas) said in his opening statement at the hearing. "In other words, even more banking assets are now concentrated in the so-called 'too big to fail' firms. Pray tell, how does this improve financial stability?"
One of the witnesses, Todd Zywicki, Professor of Law at … (2 comments)
ventura county short sale help: VA MORTGAGES ARE ENERGY EFFICIENT ?
- 06/19/15 03:18 AM
Chris B Johnson, REALTOR® Did you know you can take advantage of improving a home with a VA Loan Energy Efficient Mortgage (EEM). With a VA EEM, the cost to upgrade the energy efficiency of the home can be financed as part of the mortgage. The VA EEM, along with other VA loans, can be obtained by a reputable VA mortgage lender With the EEM program, the VA mortgage can be increased by $3,000 based solely on the documented costs, and up to $6,000 as long as the increase in monthly mortgage payment is not more than the reduction in monthly utility bills … (0 comments)
ventura county short sale help: Ventura County Short Sale, How to Get All Your Home Tax Deductions
- 02/10/15 11:15 AM
By Chris B Johnson Realtor by Chris B Johnson Realtor Share Related Moorpark Home Owners Save Big with Smart DIY TipsIn "Buying Short Sales In Simi Valley" Buy Simi Valley Short Sales, How to Build Greater Wealth in 2015In "Real Estate" Ventura County Short Sale-How to Save Money on Your UtilitiesIn "Buying Moorpark Short Sales" … (0 comments)
ventura county short sale help: Ventura County Short Sale – What does 2014 hold? Which Way Will The Market Be Headed?
- 04/13/14 10:17 AM
https://chris-b-johnson-realtor.business.site/ http://www.facebook.com/ChrisBJohnsonRealtor http://www.ChrisBJohnsonRealtor.com http://www.twitter.com/CBJRealtor https://www.pinterest.com/chrisbjohnsonre/ https://www.instagram.com/chrisbjohnsonrealtor/ By Chris B Johnson Realtor, While the housing market tends to do especially well when the job market improves and mortgage rates decline simultaneously, that combination of events occurs only rarely…People buy homes when their job and income prospects improve – even if it’s more expensive to do so – rather than buy when it is inexpensive to do so but they’re worried about keeping their jobs. Therefore, most economists expect an improved job market in 2014, with employment growth accelerating and the unemployment rate continuing to decline. That jobless rate drop will reflect more of a … (1 comments)
Chris B Johnson, REALTOR® Featured Listing Mortgage Pre Approval Time To Buy A Home
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