Tribute to Laurie Manny - 08/26/10 09:24 PM
No other words...
Via Celeste "SALLY" Cheeseman HAWAII Real Estate & Relocations (Century 21 Liberty Homes):
Laurie Manny  was one of the first ActiveRain members to pick up the phone and call me when I wanted to know about titles, tags and keywords.
Laurie Manny was one of the founding members on ActiveRain that moderated in its infancy and gave a helping hand whenever needed.
Laurie Manny was still a great friend carried over to Facebook where I can chat with my AR friends and most recently she, Thesa Chambers and I were going back and forth on the Nikon P100 camera that I ended … (2 comments)

A Challenge For You Negative Thinkers... - 08/25/10 10:15 AM
I am sitting here in a quiet house, cup of hot tea and trying to get motivated to start my day. The news is on in the background...#1 big mistake! All I am hearing is how horrible the economy is, how the housing market is at an all time low with no recovery anytime soon. ENOUGH!!! I need to hear some positive thinking!!!!
I feel we are having an emergency here and someone has to stop the madness. How do you think our economy gets into a down slide? Someone somewhere has to start talking about how bad it is going to be … (17 comments)

Huntsville, AL #2 Best Market For Real Estate Investing!! - 08/24/10 04:16 PM
Another great ranking for Huntsville, Alabama as seen in The Wall Street Journal today (August 24th, 2010). We are now ranked #2 as the Best Market For Real Estate Investing. Congrats!!
 Read on:
Looking to snap up some investment properties on the cheap? You may want to consider Durham, N.C., Indianapolis and Huntsville, Ala. They are among the best places to invest now, according to a new report that ranks the best and worst markets for conservative residential-real-estate investors. Hard-hit Las Vegas and Orlando, Fla., are among the riskiest.
Local Market Monitor Inc., a Cary, N.C., firm that analyzes real-estate trends for … (1 comments)

Saturday Funny!! - 08/21/10 10:49 AM
My Mom and Dad e-mailed this to me this morning and I HAD to share.

                            My Living Will                             
 Last night, my kids and I were sitting in the living room and I said to them,
'I never want to live in a vegetative state, dependent on some machine and fluids
from a bottle.   If that ever happens, just pull the plug.'

They got up, unplugged the Computer, and threw out my wine!!!!The little bastards ...........
(2 comments)

New Homes in Bell Grove Manor, Huntsville, AL by presented by Legend Homes - 08/08/10 05:48 PM
Well, we have all been waiting to find out what homes are going in the Bell Grove Manor subdivision and here it is!! I personally went to see these home in another subdivision and they are REALLY CUTE, LARGE and affordable! Legend Homes will be building the model homes so you can see them for yourself. They will have full brick, full sod and 42in. cabinets and loads of upgrades that you can get. They have 37 lots and will purchase more if needed. Call me today to get more information. 256.679.6470 or diane@casalesells.com. You can also call Aaron Mance of Legend Homes at 256.503.7138. … (0 comments)

Every Seller Needs To Know, What Sells a house? - 08/08/10 08:27 AM
A very special THANK YOU to Carra Riley for posting this!
Diane Casale

Via Carra Riley CRB, CRS, GRI (Author, Speaker, Consultant, Second Homes AZ LLC):
Every Seller Needs To Know, What Sells a house?
There are four variables that sell a house.

1.  Price
 




2.  Terms
 





3.  Condition
 



4.  Location
 
 
All four of the variables go together to create the "perfect sale."  Each aspect must be taken into consideration if you want a property to sell.






(1 comments)

FHA Loans and Changes - 08/08/10 06:59 AM
I have been asked by several Buyers about the new FHA Policy. I thought I would post this to help out.
FHA Policy Changes You Should Know About
Anyone shopping for a new home and interested in an FHA loan should be aware of several changes to FHA loan requirements now in effect or scheduled to take effect soon. Those who have purchased a home before will notice some important changes in FHA rules that affect not only the cost of FHA loans, but also how an FHA loan can be applied for and approved.For borrowers, one of the most … (0 comments)

FHA CHANGES - 08/07/10 10:12 AM
Wonderful information should you be getting a loan during this time!!

Via Travis Newton OREGON FHA & USDA EXPERT (Preferred Mortgage):
Good Friday! There are some (big) changes to the FHA program beginning on September 7th, 2010. 
FHA is lowering their Up Front Mortgage Insurance (Financed on top of the loan) from 2.25% down to 1%. Yes, this sounds great doesn't it? Not so much, they are raising the monthly mortgage insurance from .55% to .90%. It may not sound like much, so let's take a look at the example below:
 
How does this affect our clients? 
$200,000 Purchase price
(0 comments)

15-Year Mortgage Rate Sinks to Below 4% - 08/06/10 08:42 AM
This was originally posted by Melissa Juarez this morning. Thanks so much Melissa for keeping everyone informed. Good news does a Friday good!!!

Via Melissa Juarez (Massachusetts Buyers Broker Agency, LLC):
Wow! A plunge in mortgage rates is giving homeowners a rare opportunity to lock in a 15-year, fixed-rate loan for less than 4 percent.
Rates haven't dipped this low in decades. For those who can qualify, it's the chance to pay off a home in half the time while saving tens of thousands of dollars - if not more.
The average rate on the 15-year fixed loan dropped to 3.95 … (0 comments)

Prayers for my Nephew Kenny and my Twin Sister/Family - 08/04/10 08:06 PM
I am writing this to ask for all of your prayers. I am fairly new to Active Rain but have gotten to know quite a bit of the wonderful, generous agents who are willing to take a few minutes out of their day to say a prayer for those in need. My 3 year old Nephew, Kenny, needs it.
Kenny and his twin brother, Nick, were born at 23 weeks gestation. Nick put up a big fight for 2 days and then went to be with our Heavenly Father. Kenny has been a fighter ddespite many, many health problems.
Kenny will be getting a … (9 comments)

Another article about Huntsville, Alabama - 08/03/10 11:37 AM
Another great article about Huntsville, Alabama in Government Executive magazine's August issue. It features a cover story on Huntsville entitled, "The New Federal City: Huntsville, Ala., is becoming the center of gravity for key agencies."
The magazine, gives an account of Huntsville's and Redstone Arsenal's growth and includes interviews with several families who have relocated here as a result of the 2005 Base Realignment and Closure Commission's shift of nearly 5,000 federal jobs from the Washington area. Ethan Hadley, the vice president of economic development with the Huntsville/Madison County Chamber of Commerce, calls the 2005 BRAC the "largest economic development announcement in Alabama … (1 comments)

LENN JUST HAD A EUREKA MOMENT ! ! CONVENTIONAL FINANCING MAY PERMIT MORE SELLER INCENTIVE THAN FHA! - 08/02/10 10:55 AM
Lenn, thanks for posting this!
Via Lenn Harley, Real Estate Broker, Virginia & Maryland (Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate):
FHA LIMITS SELLER CONTRIBUTION TO BUYER'S CLOSING COSTS TO 3% OF THE PURCHASE PRICE.  (Any day now.)
O.K.  We get it.  We don't like it but we get it.  We believe it's wrong headed for FHA to limit seller contribution to the buyer's closing costs.  These contributions are negotiated and there is no requirement other than self interest for a seller to agree to contribute a portion of their net proceeds to the buyer.
Question:  Is closing help from … (1 comments)

Farley Elementary School District, Huntsville, AL Homes/New Developments - 08/01/10 06:56 PM
With school getting ready to start (August 9th), I thought it would be helpful for those still looking to purchase a home if I would write about homes and subdivisions in different school districts in and around Huntsville, AL.
Today I am writing about the Farley Elementary School district. I would recommend scheduling a tour of the school with the Principal, Dr. Donna White so you can see first had at all the school has to offer. Tell her that I sent you. Because these neighborhoods are growing by leaps and bounds, I wanted to tell you what the different subdivisions are and provide links … (3 comments)

I Am A Local Real Estate Expert - Zillow Is Not - 08/01/10 12:32 PM
Thanks Leesa (from North Carolina) on an excellent blog post about why Zillow's information is not accurate. If you use Zillow as a resource, please read.
Diane Casale
Via Leesa L. Finley, REALTOR®/RE Strategist Wake Forest NC Real Estate & Wake County (Circa Properties - Your Wake Forest NC Homes Specialist):
I Am A Local Real Estate Expert - Zillow is Not Whether you are thinking of buying a home or possibly selling your home you more than likely have stumbled upon Zillow and thought you hit the mother-load of real estate information!  It's a fancy site with Zestimates, has homes marked on a map … (0 comments)

 
Diane Casale, REALTOR, ABR, SNP; North Alabama Real Estate (Coldwell Banker First, Huntsville, AL)

Diane Casale, REALTOR, ABR, SNP; North Alabama Real Estate

Huntsville, AL

More about me…

Coldwell Banker First, Huntsville, AL

Address: 900 Bob Wallace Avenue, Huntsville, Alabama, 35801

Office Phone: (256) 539-4660

Cell Phone: (256) 679-6470

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