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Lessons Learned From the Value of a Penny...
 
What's the value you place on a penny?  That question has had different answers at different times in my life.  In college, pennies found at the bottom of my book bag, locker or purse, were a little bit of a nuisance.  You couldn't use them as change for the vending machine or to do your laundry.  In addition, some local merchants looked askance when many pennies were used to pay for an item. 
In fact, gathering a large number of pennies meant a trip to a local bank (I didn't have a car so it meant taking the bus) and gathering up paper containers to load up the pennies to return them to the bank to get the equivalent in a larger denomination like a dollar.  In my opinion...a lot of work and energy for almost nothing!
Well, I obviously did not understand the wisdom of Ben Franklin who is famously quoted as saying " A penny saved is a penny earned."  In an article entitled: "Penny-wise: Save Those Pennies--They Can be your path to riches, author Vanessa Cortez writes the following:
It takes under a second to snatch a penny off the ground, or search a phone or vending machine's coin return ... more

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