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Home Owners Insurance Tips
Another great article from my Home Actions Club. If interested send me an email, for a free newsletter.


EIGHT WAYS TO SAVE ON HOMEOWNER'S INSURANCE
Raise your deductible. A deductible is the portion of the loss an insured homeowner has to pay before the policy will start to pay a claim. Property policies usually express the deductible as a dollar amount (rather than a percentage) -- generally $250 and up. Keep in mind that the purpose of insurance is to ensure your financial security. A loss of $250 is unlikely to affect your financial security, but small claims still require handling by the insurer, which costs money. Consider setting aside savings to handle smaller losses instead and save more on your premiums.
 
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