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No Down Payment Home Loan Options – Still Exist – Part 1
This is part one of a two part series on something that many home buyers seem to think has gone away, but has not, the no down payment loan. As we have touched on in the past, with the proper qualifications and program knowledge, there are still many no down payment options available for home buyers in the current marketplace. The first of these no down payment options is one that has been around for a long time and will continue to be, the Veterans Administration Home Loan.
 
Now, of course the Veterans Administration backed home loan, is something specifically for active duty members and veterans of our nation’s armed forces. It is a specially designed program for these individuals and provides some of the best loan terms, rates and options around. Let’s look a little more at the purchase or refinance options available for the program.
 
First of all, when it comes to the purchase of a home, the Veterans Administration home loan provides for up to 100% financing, meaning that a veteran can put as little as a zero dollar down payment down to a purchase home. In addition, closing costs are permitted to be paid by ... more

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