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FHA Requirements For Distances For Properties With Well & Septic Systems
A question that I get often is what are the FHA requirements for distances for properties with well & septic systems?  FHA is clear on their guidelines for distances for properties that have a well & septic system, but FHA also will make exceptions to their guidelines in certain circumstances if the distances are within the local and State requirements.
For example FHA guidelines require that a well be: 
 A minimum of 50 feet from a septic tank A minimum of 100 feet from the drain/leach fields A minimum of 10 feet from any property line But should State or local regulation allow for distances that are less than the FHA guidelines the property may be considered for an exception.  In order to obtain the exception the Lender must provide evidence that the property is in compliance with the State and local distance requirements and meets the following conditions: 
The State and local distances are not less than 75 feet between the well and drain/leach fields The well is not within 10 feet of a roadway The well is not within 10 feet of another single-family residential property The well is not within 10 feet of a commercial, industrial, or multifamily ... more

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