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The Unexpected Costs of Moving

How to prepare for hidden moving expensesMoving is always an exciting (and exhausting) experience. Whether you’re relocating across town or across the country – à la Khloe Kardashian and Lamar Odom – you’ll need to plan ahead and financially prepare for the task at hand. And while reality television stars may be immune to unexpected expenses, we average folk are repeatedly left scrambling for solutions when hit with hidden costs. If you’re budgeting for a move, remember to take the following items into consideration.
Transfer feesThere are two types of transfer fees to consider when setting up your home. The larger of the two is the land transfer tax on your property. In general, if you purchase land in Canada, you are required to pay land transfer tax. This transfer tax is normally based on the amount paid for the land, in addition to the amount remaining on any mortgage or debt that is assumed as part of the purchase arrangement. Land transfer tax varies by province, so be sure to consult with your realtor during your purchase negotiations.  
(Insider tip: If you’re a first time homebuyer, you may be eligible to receive a refund for all or part of your land transfer dues ... more

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