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VA Loan Eligiblity: Other Than Honorable Military Discharges
A reader asks, “I have an Other Than Honorable discharge. Can I still get a VA loan?”
The Department of Veterans Affairs has a page outlining VA eligibility rules at the VA official site, called General Rules For Eligibility. Navigating these rules can be a bit tricky as VA loan eligibility is different for those who served in the military at different times. For example, the page breaks down military service into periods such as World War II, the Korean War era, Vietnam, Desert Storm, etc.
One common thread found in many of these eras is a requirement for VA loan eligibility that is dependent on the nature of a veteran’s discharge. For example, many of the earlier service periods require the veteran to have a discharge characterized as “other than dishonorable”.
To non-veterans, this distinction may be confusing. This is due in part to the nature of military discharges–they aren’t necessarily categorized neatly into “honorable” and “dishonorable” discharges. There are medical discharges, something known as the administrative separation, discharges under other than honorable conditions, and a few other types. Some discharges aren’t classified as honorable or dishonorable because they are viewed as “separations”, sometimes involving a servicemember who hasn’t completed ... more

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