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Does the Homeowner Get a Copy of the Appraisal?
In a refinance situation, does the homeowner get a copy of the appraisal?
I receive this question a lot.  And I hear agents and other appraisers talking about it from time to time.  Their conclusions, however, vary...
Just in case you're one of those people who hates reading blogs and just want to know the answer, I'll spare you the suspense: Yes!  Yes, the homeowner is entitled to a copy of the appraisal.  
Still, it can get tricky...
And in case you're one of those people who both hates reading blogs AND need an appraisal, skip on down to Appraisals Guaranteed and order one!
And just to clarify ...  The homeowner receives the copy of the appraisal in a refinance of the existing loan.  When it's a purchase, it's the home buyer who receives the appraisal.  
The appraiser receives an assignment from a specific client.  Often, that client is a bank who is in the process of providing a loan to the homeowner (or home buyer).  So .... the client is the bank.
The appraiser conducts the appraisal following a series of steps outlined in the Universal Standards of Professional Appraisal Practice: USPAP.
You can purchase the 2012-2013 version ... more

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