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The importance of a pre-approval letter
Recently I lost a client because I insisted they get a pre-approval letter before I showed them a home. I would like to write this post to my future clients and any future home buyer that wants to start looking for a home.
The pre-approval letter is a very important step in the process of buying a home, it tells you the price range you should start looking in and also gives you a chance to clear up any errors on your credit report that may arise prior to the closing on your new home.
From the seller's point of view, they want to see a pre-approval letter to see how serious you are about buying their home. They don't want to accept your offer and then 3 days later find out you are not qualified to purchase their home. A seller has to vacate their home when you call for a showing and if you are not pre-approved then you are just wasting their time. They have to do a quick clean job of their house and then exit. How would you like it if you were called by complete strangers and said we want you out for an hour so we ... more

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