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Getting ready to buy a home.
Buying a home is one of the largest financial purchases many of us will make in our lives. Even during this present situation there are things you can be doing to prepare yourself to buy a home.
Lenders at the moment, have tightened credit, and even if there is a rescue plan it is likely that some if not all of these lenders are going to working with much stricter guidelines. So you need to start doing several things to get ready.

America is a society that loves to spend money, but you need to use some restraint and start saving so you will have funds for a deposit and also for closing costs when you buy. Closing costs are transfer taxes, repayment of taxes the current owner has already paid, deposit of taxes that the mortgage company is going to pay on your behalf later, fees for recording the deed and a host of other fees related to your mortgage and your purchase. As one financial advisor said you need to pay yourself first and live on the rest.

On top of saving you also need to work at improving your credit score, pay all your bills on time, ... more

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