real estate: Pay it Forward - Acts of Kindness is Golden!
- 07/04/15 11:37 PM
Pay it Forward - Acts of Kindess is Golden! I have heard of people receiving money when least expecting it. A waitress getting a $100 tip. A family receiving a holiday meal, or clothing given to a person who is homeless. Sometimes it is difficult to separate the people who really need help, from those who pretend to be in need. You know the ones I am speaking of, the ones whose "job" is to stand on a corner claiming to be homeless when actually they probably live a better lifestyle than you and me. One Sunday Morning my husband and I made … (1 comments)
real estate: Learn How to Build Wealth Without Depleating Your Income
- 08/13/13 12:04 AM
Did you Know? The eleventh habit of wealthy people is that they own Real Estate. For wealthy people who have found their path to financial independence, it can be summed up in two words: Investment Property.
Theodore Roosevelt said, “Real Estate is the basis for all wealth.” In fact, all wealth since the beginning of time has been founded in Real Estate. Over a third of the world's wealth is tied up in Real Estate.
Fortune Magazine states, 97 out of 100 self-made millionaires made their fortune through Real Estate Investing.
Whether you are a … (0 comments)
real estate: Chandler Arizona a Great Place to Live and Work
- 02/22/12 03:05 AM
I am a transplant to Arizona; I made that trek across the desert almost seventeen (17) years ago and I have not looked back. If you are looking for beautiful winter weather, Chandler is the place. If you are looking for Mountain views, Chandler is the place. If you are looking for Blue skies - Chandler is the place. If you are looking for low maintenance yard work - Chandler is the place. If you are looking for pro-sports - you don't have to go far to find Hockey, Football, Baseball, Basketball, Tennis, Car Racing, and Golf Tournaments. If you like gaming, we have two casinos in the Chandler, Arizona area. … (1 comments)
real estate: THINGS ARE GETTING BETTER
- 02/06/12 09:42 AM
Phoenix has been one of the hardest hit cities by the foreclosure, and short sale market. I am starting to see a change where the inventory is going down, and the prices are inching up. As a matter of fact, I am challenged to find a home in good condition that isn't receiving four (4) to five (5) offers for full price or better. I am sure we (the public) are keeping a open eye on how houses are priced to make sure the uptick is legitimate in lieu of the fiasco we have endured over the past several years. I am happy … (1 comments)
real estate: WHY YOU SHOULD USE A REALTOR IN ALL REAL ESTATE TRANSACTIONS
- 01/19/12 07:49 AM
Now more than ever the need to use professionals in many aspects of our lives is very important to help protect our well being and sanity. As homeowners my husband and I are constantly engaged in the daily maintenance of our home. We handle minor adjustment and repairs as needed to keep the home safe and functional. However when it comes to major tasks such has electrical, heating, or plumbing, we leave it to the experts. Can you imagine if we tried to re-wire the electrical systems in our home. OUCH! One project we thought we could tackle was landscaping in our backyard. After all we … (1 comments)
real estate: WE ARE STILL HERE!
- 12/01/11 07:17 AM
This very same time last year I wrote the blog "We are Still Here" and guess what - we are Still here. This certainly has been a whirlwind of a year with short sales, and REO's being more common than regular sales. Whew! Have we been through the fire. I thought it would be prudent to state the same thing I said last year, because it does still apply. I say keep up the good work my fellow practictioners; Hats off to you.
I love this time of the year because most people will make an extra effort to offer … (1 comments)
real estate: THIS IS THE TIME OF YEAR TO REFLECT
- 12/01/10 05:16 AM
I love this time of the year because most people will make an extra effort to offer a smile and a helping hand to those in need. As we see the Christmas sales, jingles, and deep discounts start to roll in as early as pre-Thanksgiving, we start to reflect on giving gifts, sharing special time with friends and family, and of course missing those who are no longer with us. This is also the time when we as professionals should reflect on the blessings that we have received throughout the year. Let us not forget those hopeful faces of our clients who finally received the keys to their dream … (2 comments)
real estate: OKAY SO IT'S HOT IN ARIZONA
- 07/03/10 11:01 AM
Yep, it is summer time, temperatures are hovering around 100-113 degrees. The faint at heart are fleeing the Sonoran Desert cities and looking for cooler temperatures in the high country - or heading back East and even to the northern costal areas. It is true it does get hot when living in Arizona, however you learn how to adapt and adjust, just as you do in any city in the United States during the summer months. You are in your air conditioned house, car, office, etc., nothing unusual about that. Granted you don't park your lawn chair in the center of the sidewalk while … (1 comments)
real estate: HORSES? YES!
- 04/16/10 11:26 AM
HORSES YES! One of the questions you will find when entering information into our Multiple Listing, is "Horses" Y N. Coming from the Midwest, specifically Northern Indiana, the only horse you would see would be on the television. So it was no wonder that I would always giggle when I was asked to answer Yes (Y) No (N) about horses when taking a listing. Somehow I forgot where I was, OUT WEST! Horses were the only means of transportation in the early days. They help herd cattle, pulled wagons across the desert landscape, ploded fields, and were a faithful companion to … (2 comments)
real estate: HAVE A HOME FINANCED WITH BANK OF AMERICA? HELP MAY BE AVAILABLE - AT LAST
- 04/12/10 06:26 AM
I must say I am impressed with Bank of America and the short sale process. If you can recall I, like many other real estate practitioners have written Blogs complaining about Bank of America short sale process, and shuttered at the thought of working with them. They were the proverbial "black hole". Paper work would go in and NEVER COME OUT. BUT TODAY, TODAY IS A NEW DAY. I received a request from B of A to resubmit my short sale contract through the "Equator" computer bases system. Reluctantly I resubmitted and felt "put out" that they could not just take the … (3 comments)
real estate: OLD SOCKS , NEW SHOES
- 04/11/10 01:43 PM
I am a Jazz lover, I cut my teeth on Miles Davis when I was just 16 years old. The first album (yes I said album, not CD) was a Miles Davis goodie by the name of "Miles Ahead". By the time I learned to like Miles, I had become a Jazz aficionado. Prior to Jazz, I listened to Classical while reading Russian Novels. I had a thirst for understanding different cultures and their music. However, I found early on Jazz transcends all cultures, all races, and all nationalities -in other words it is universal. (Something like what we strive to be as Real Estate … (3 comments)
real estate: Buying a Home In Arizona
- 10/04/09 09:07 AM
BUYING A HOME IN ARIZONA When purchasing a home in the Phoenix Metro area, there are procedures to follow that will make the transaction run smoothly. They are as follows: 1) Pre-Qualify Pre-qualifying is your road map to use when looking for your new home. Call your local mortgage banker and ask to pre-qualified for a home loan. He will take vital information regarding your income, both incoming and outgoing, and will run a credit check to see what the bureaus are reporting regarding your paying habits. Once that information has been complied he will tell you how much you can … (0 comments)
real estate: BEING A SENIOR DOESN'T MEAN YOU ARE AT THE END OF LIFE.
- 09/29/09 07:16 AM
Being a Senior doesn't mean you are at the end of life. My husband is always perplexed as to what to get his mother for special occasions; birthdays, Christmas, etc. I always reply get perfume, a pretty dress, get her hair done, get her a pedicure, manicure, a massage. People forget, that even though the numbers in terms of age is great, women are still women, men are still men, and the things they liked before, they still like. Women love to be feminine, even at 90. I have moved to the senior status, I am 62, my voice is the same, I … (0 comments)
real estate: I HELPED MY PARENTS GET A REVERSE MORTGAGE
- 09/28/09 02:58 AM
I helped my parents get a Reverse Mortgage - they now live a worry free lifestyle. It was quite easy to get this set up for them. We called a local mortgage company that specializes in Reverse Mortgages. The attended counseling prior to signing up, and within three (3) weeks, they were worry free. In fact, they received over $20,000 for their nest egg. To sweeten the pot, they pulled equity out of their home two more times totaling $50,000. They live in a lovely Condo in a gated community with 2 Bedrooms, 2 Bath, single level, large living room, … (1 comments)
real estate: What We Have Done For Ourselves Alone Dies With Us- What We Do For Others is Immortal
- 09/25/09 05:45 PM
"What We Have Done For Ourselves Alone Dies With Us- What We Do For Others is Immortal As service industry specialist in the area of Real Estate, we orchestrate wonderful things for perfect strangers. Contrary to all the negative comments from disgruntled people regarding Real Estate Agents, our hearts are in the right place. I have been through weddings, divorces, births, and death with my clients. I have seen them happy, sad, broke, prosperous, employed and unemployed. I have seen them healthy, and I have seen them ill. My clients become more than business acquaintances, many have become very dear to me. One couple who … (0 comments)
real estate: DISTRESSED PROPERTIES MAKE UP 100% OF LISTINGS
- 09/20/09 02:17 PM
Distressed properties make up 100% of the listingsI pull for my clients. I received a call from a client looking to purchase a home, but did not want a foreclosure or short sale. Contrary to what the news media reports, we are finding that 100% of the homes available are distressed properties. Here is the evidence of my statement. Let's say you are are buyer, and these are your requirements: Available Homes For Sale City - Phoenix 31.309 Single Family 24,076 Under $108,000 4219 3BR, 2BA 2192 Built Yr, 2000+ 1623 Sep Shower Tub 40 Homes Available - 10 Foreclosure- 30 Short Sale - … (4 comments)
real estate: FORECLOSURE HELP AVAILABLE FROM AREA EXPERT
- 09/18/09 02:46 AM
CYNTHIA SMITHERMAN EARNS PRESTIGIOUS DESIGNATION TO HELP HOMEOWNERS IN DANGER OF FORECLOSURE CYNTHIA SMITHERMAN of EMAGE` FINE PROPERTIES, LLC OF CHANDLER, ARIZONA has earned the prestigious Certified Distressed Property Expert (CDPE) designation, after completing extensive training in foreclosure avoidance and short sales. This is invaluable expertise to offer at a time when the area is ravaged by "distressed" homes in the foreclosure process. Short sales allow the cash-strapped seller to repay the mortgage at the price that the home sells for, even though it is lower than what is owed on the property. With plummeting property values, this can save many … (0 comments)
real estate: FREE LOAN MODIFICATIONS ARE AVAILABLE
- 09/09/09 09:15 AM
FREE LOAN MODIFICATIONS ARE AVAILABLE, if you are experiencing a hardship meeting your mortgage payments, FREE help is available. You may visit the following websites to find a program in your area. www.nidonline.org; www.naca.com both organization have counselors who will help you negotiate your loans for a lower payment, interest rate, or a forbearance to help you get on your feet If a modification is not an option and you need to sell your home, call me, I have over 13 years experience in sales and marketing real estate. Cynthia Smitherman, ABR, GRI, DB Emage` Fine Properties, LLC www.homes4saleaz.com email: cynthia@homes4saleaz.com 602 697-4487. … (0 comments)
real estate: FREE HELP IS AVAILABLE FOR LOAN MODIFICATONS AND COUNSELING
- 09/09/09 07:50 AM
Free help is available for Loan Modifications and Counseling to anyone who is need of help. Various housing counseling programs are available under the HOPE Now initiative mandated by President Obama to help individuals who may be loosing their homes. Other services provided by these organization are workshops to educated the public on how to purchase a home and not become victims of predatory lending. If you know of anyone who may be threatened with foreclosure, or is unable to make their mortgage payments, Free help is available by visiting these sites, selecting your State and calling the information provided. WWW.NIDONLINE.ORG WWW.NACA.COM Cynthia Smitherman, ABR, … (1 comments)
real estate: MONSOON IN PHOENIX?
- 09/05/09 03:25 AM
It's Saturday morning just days away from the Labor Day celebrations. Football season is getting ready to dominate the TV, and newspapers. Young boys are setting aside their baseballs, and picking up the pig skin honing their interception skills while pretending to be their favorite football jock. It is 7:05a.m., and I am listening to the sound we Phoenicians love, the sound of rain hitting the roof of our homes. When it rains in Phoenix, something incredible happens, you see people, people who never come out their homes other than to get into their cars. When it rains, they stand on their … (1 comments)
Pay it Forward - Acts of Kindess is Golden! I have heard of people receiving money when least expecting it. A waitress getting a $100 tip. A family receiving a holiday meal, or clothing given to a person who is homeless.
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