home buying: Local Greenbriar Park Near Montgomery MD Home
- 02/13/17 06:07 PM
One of the criteria homebuyers sometimes overlook is access to recreational activities near the home they are thinking of buying. Commute times to work, schools for kids, hoa's, nearest hospital, etc are almost always checked. But sometimes buyers just assume there will be parks, pools, and recreational activities available nearby. Well, that isn't always true. Sometimes there are pools, but they are private and have limited memberships available. Then, after doing some checking, there aren't any tennis courts, parks, hiking trails, or other activities nearby. So now, homeowners are driving themselves and their kids to places out of the area for … (1 comments)
home buying: FHA Premium Reduction Could be Recinded in Trump's "12:01 changes"
- 01/19/17 06:37 AM
Mortgage news you can use. Agents are not loan officers, but we must keep on top of pending changes, especially when working with buyers. John Melnick II with Presidential Bank Mortgage NMLS ID # 527960 in Fairfax provided this information.
"Subject: Potomac Partners Update: FHA Premium Reduction Likely To Be Rescinded & Updated It now appears likely that HUD will rescind the FHA premium reduction on Friday as part of the Trump Administration’s plans to overturn a host of regulations/policies implemented by the Obama Administration. Referred to as the “ 12:01 changes” (i.e. immediately after the Inauguration), we understand each Department/agency was asked … (3 comments)
home buying: Follow the Basics When Checking Your Credit Scores
- 01/10/17 05:31 AM
If you plan on purchasing a large ticket item like a new vehicle, land, or house, it is good to know your credit score ahead of time. But where you get those credit scores from can make a huge difference to lenders. So if you are planning on buying a home, stick with proven basics. (1) Check with whichever lender / loan officer you have chosen to work with first. They know which scores they will use, and they know how they can help improve your score if need be. (2) Plan ahead, especially if you think your score is borderline. It can … (1 comments)
home buying: Research Before You Lurch
- 03/03/16 07:30 AM
When working with buyers, many times they'll see a new listing come up, and then I'll get a text message within 30 minutes. " Can we go see this one this evening" ? I usually respond with something like " Let me check it out and see what show instructions are". I usually have my buyers criteria memorized, so as I pull up listings to review, two to three times out of ten, I'll notice items that indicate that the listing they texted about won't meet their needs. It could be no walkout, no lower level bath or rough in for … (20 comments)
home buying: January is Radon Action Month in VA - 2nd Leading Cause of Cancer?
- 01/18/15 10:45 PM
The Governor of Virginia declared the month of January Radon Action Month. Radon has been found to be the 2nd leading cause of cancer in people who don't smoke. Many homebuyers will skip the radon testing when buying a home. I know there are many people that just don't believe radon is anything to be worried about. I have also worked with sellers who have lived in homes for 30+ years who will say " I raised my kids here and they're fine, and we've been here 30 years and we don't have cancer.. we're not paying for any radon remediation...". … (6 comments)
home buying: Signs You are Nearing Your Breaking Point with People
- 05/20/14 11:30 AM
I know many times we just need to tell a client or customer that we just can't work with them. It could be a variety of reasons, like getting a straight answer out of them is nearly impossible, they think they can buy a $350,000.00 property for $195,000.00, they know more than every agent and mortgage broker combined, every property is overpriced, they keep saying " my lender said he could get me a pre-approval letter within 1 hour if I find a house I like", and "do you think they will owner finance?", etc. It's predictable you will be wasting time … (5 comments)
home buying: Home Warranties With Home Sales - Buyers Should Shop and Compare
- 04/25/14 03:12 AM
If you are in the market for a home, at some point, usually when you are signing the contract, the subject of home warranty is bound to come up. Before you sign, do you even know what type of home warranty you are going to get? Do you know which company is going to stand behind that warranty? Do you know what that warranty covers? Do you know warranty companies offer several levels of protection, and offer many add-ons. Basic coverage can start around $335.00 for a one year plan, but if you want enhanced coverage, you might have to pay … (2 comments)
One of the criteria homebuyers sometimes overlook is access to recreational activities near the home they are thinking of buying. Commute times to work, schools for kids, hoa's, nearest hospital, etc are almost always checked. But sometimes buyers just assume there will be parks, pools, and recreational activities available nearby. Well, that isn't always true. Sometimes there are pools, but they are private and have limited memberships available. Then, after doing some checking, there aren't any tennis courts, parks, hiking trails, or other activities nearby. So now, homeowners are driving themselves and their kids to places out of the area for … (1 comments)
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