What everybody wants in a lake house - great view! This 3 bedroom tri-level provides one of the best views of Table Rock Lake you can find. It is priced well below what might be expected for a lake front property at $238,500.
Call Joan for additional information on this or other Table Rock Lake Properties. 417-846-7128
June closed residential sales for Shell Knob, Eagle Rock and Golden, MO saw a 45% drop, when compared to June 2008.
There were only 5 closed homes in June, with an average sale price of $127,900. The high sales price was $230,000. Average days on market were 130.
The first half of 2009 tells the story. Sales are down 45% this year. 2008 had 44 properties sold versus the 24 sold and closed this year. The high sale of the year was $275,000. This continues to leave the higher- end and luxury homes languishing. Homes over $300,000 are just sitting month after month with few showings, if any.
This portion of the Ozarks is largely retirees or pre-retirees wanting to enjoy the lake now, with the goal of having their retirement here in the future. We get few, if any, first time home buyers - or Virgin Buyers - as H&G tv likes to call them. We have very few Repo's, so the so called 'Stimulus' money does not help us.
Our MLS Board sales showed a total of 107 properties closed in June, with a list to sell percent of 91.9. Average sales price was $150,894.
Call Joan for all your real estate needs. 417-846-7128
Any home sale closing after August 1st in Stone County, Missouri, will require proper documentation for a permit or septic inspection to receive a Certificate of Transfer. Will this result in higher closing costs? Probably.
The Realtor or seller would need to contact the Stone County Health Department to verify if there is a permit application on file for the property that is being sold.
If a permit is on file and the system is over 10-years old, an inspection will be required. The Health Department has a list of state approved inspectors the home owner can contact.
If a permit is not on file, then the system must also be inspected and an inspector contacted.
If a problem is found the septic will need to be repaired to conform to current standards. The buyer and seller will need to work out repair details to their satisfaction. The transfer fee will be waived if the system needs repair.
There is a $25 fee to file the inspection report and obtain a Certificate of Transfer.
Call Joan for information on Shell Knob or Table Rock Lake properties 417-846-7128
This 6 bedroom, 5 bath raised ranch has a 'Knock Your Socks Off' Great Room. Vaulted cedar ceiling's skylight windows keep the 30 x 25' room continually bright. This opens into the kitchen dining area, with several entrances to the back deck or screened porch to view the lake.
4800 sq ft plus decks and porches all facing a gentle walk down to Table Rock Lake. Walk-out lower level 28 x 25 Family Room, offers a full kitchen, plus 2 bedrooms and exercise room with Hot Tub.
Great Room Vaulted Ceiling
Outside there is a 40x60 insulated and heated out-building with drive-thru for RV. This leads to a horse corral and small barn. ATV trails weave thru the woods.
Green climate control is provided by a 3-zoned Hydro Temp Heating and Cooling system. A 10 x 28 boat slip is included in a near-by boat dock.
I do not know the origin or authors of the following explanation for our Real Estate dilema, but it makes the problems understandable for the general public, even here in Missouri.
An Easily Understandable Explanation of Derivative Markets (i.e.granting easy credit):
Heidi is the proprietor of a bar in Detroit . She realizes that virtually all of her customers are unemployed alcoholics and, as such, can no longer afford to patronize her bar. To solve this problem, she comes up with new marketing plan that allows her customers to drink now, but pay later.
She keeps track of the drinks consumed on a ledger (thereby granting the customers loans).
Word gets around about Heidi's "drink now, pay later" marketing strategy and, as a result, increasing numbers of customers flood into Heidi's bar. Soon she has the largest sales volume for any bar in Detroit .
By providing her customers' freedom from immediate payment demands, Heidi gets no resistance when, at regular intervals, she substantially increases her prices for wine and beer, the most consumed beverages. Consequently, Heidi's gross sales volume increases massively.
A young and dynamic vice-president at the local bank recognizes that these customer debts constitute valuable future assets and increases Heidi's borrowing limit. He sees no reason for any undue concern, since he has the debts of the unemployed alcoholics as collateral.
At the bank's corporate headquarters, expert traders transform these customer loans into DRINKBONDS, ALKIBONDS and PUKEBONDS. These securities are then bundled and traded on international security markets. Naive investors don't really understand that the securities being sold to them as AAA secured bonds are really the debts of unemployed alcoholics.
Nevertheless, the bond prices continuously climb, and the securities soon become the hottest-selling items for some of the nation's leading brokerage houses.
One day, even though the bond prices are still climbing, a risk manager at the original local bank decides that the time has come to demand payment on the debts incurred by the drinkers at Heidi's bar. He so informs Heidi.
Heidi then demands payment from her alcoholic patrons, but being unemployed alcoholics they cannot pay back their drinking debts. Since, Heidi cannot fulfill her loan obligations she is forced into bankruptcy. The bar closes and the eleven employees lose their jobs.
Overnight, DRINKBONDS, ALKIBONDS and PUKEBONDS drop in price by 90%. The collapsed bond asset value destroys the banks liquidity and prevents it from issuing new loans, thus freezing credit and economic activity in the community.
The suppliers of Heidi's bar had granted her generous payment extensions and had invested their firms' pension funds in the various BOND securities. They find they are now faced with having to write off her bad debt and losing over 90% of the presumed value of the bonds. Her wine supplier also claims bankruptcy, closing the doors on a family business that had endured for three generations, her beer supplier is taken over by a competitor, who immediately closes the local plant and lays off 150 workers.
Fortunately though, the bank, the brokerage houses and their respective executives are saved and bailed out by a multi-billion dollar no-strings attached cash infusion from the Government. The funds required for this bailout are obtained by new taxes levied on employed, middle-class, non-drinkers.
Now, do you understand? Just substitute "Real Estate Buyers" for "alcoholics" and "Heidi's Real Estate" for "Heidi's Bar"........
Real estate is local when it comes to market conditions and market trends. Real estate differs from region to region in styles, architecture and amenities generally speaking. For instance; in Florida fireplaces are not the norm whereas in cold winter areas such as Colorado, fireplaces are a standard addition to a home. In some areas of our country people have wood burning stoves and others have coal burning furnaces. There are areas of our country such as here in Florida where you would not dare live without Air Conditioning but in many homes in Washington for instance, air conditioning is more of a luxury than a necessity.
So when we are discussing the effects of cap and trade in your real estate business you will need to take into account the region in which you live as some areas will be more effected than others.
You can move your mouse over the map and see who voted, what party they belong to and their district. You will be able to see that no matter whether they were democrats or republicans if they are in the farm country of America, high manufacturing areas of America, low energy bills of America and the heartland of America- they voted NO on this bill and for very good reasons.
"For a household of four, energy costs go up $436 that year, and they eventually reach $1,241 in 2035 and average $829 annually over that span. Electricity costs go up 90 percent by 2035, gasoline by 58 percent, and natural gas by 55 percent by 2035. The cumulative higher energy costs for a family of four by then will be nearly $20,000.
But direct energy costs are only part of the consumer impact. Nearly everything goes up, since higher energy costs raise production costs. If you look at the total cost of Waxman-Markey, it works out to an average of $2,979 annually from 2012-2035 for a household of four. By 2035 alone, the total cost is over $4,600." Heritage Foundation.
You will notice that the states where the votes were yes are also the states that already have the highest energy bills. The states that voted no are mostly states with presently low energy bills.
Instead of calling this to Cap and Trade- We can really call it the Tax On Electricity Bill.
How does this information pertain to real estate agents? If you live in the lower energy pricing states you are going to be seeing huge increases in household energy bills. If you live in states that are coal powered or oil powered you will see the largest increases ever in your energy bills because those energy sources are going to be punished with taxation.
How is that going to effect home prices?
How is that going to effect movement in and out of your state?
How is that going to effect your real estate office utility bills and who is going to pay for this?
The House is at it again. This was a 1,300 page bill and again as with so many large bills was not read by most of those that voted yes or no. What is it that they don't get? The American people expect our leaders to read what they vote on.
So what else is tucked away neatly into this bill that perhaps no one knows the full implications of yet?
How about the Federal imposition and takeover of building codes? Your local planning and building offices will not be qualified for any Federal funding of any kind unless they adopt what the FEDS say is the new energy efficient building standards. This will create higher prices in building new homes which is then passed on the homebuyers and then you as a real estate agent are also effected because less buyers will be able to afford to buy a new home built . Not to mention having to wait for the Feds to come and inspect the builders and the homes.
How about the new Federal EnergyNazis Inspectors who will come and rate your home before you can sell your home. So before you can list a home for sale, the seller will have to wait for the Federal inspectors to come out. DMV lines anyone? Once that inspector comes out, he or she will give the home an energy rating. If the home does not meet the guidelines the seller will be required to do the work necessary to bring the home up to energy standards before they can sell the home! Can we say money? Does that mean that there will be homeowners who will become prisoners in their homes because they can not afford to make the energy repairs that the feds require? Is that an invasion of your privacy as well as an attack on your property rights?
Hmmm, how is that going to effect short sales where the seller has no money to make the repairs and adjustments?
How is that going to effect your ability to get listings in a timely manner?
How is that going to effect your seller who is about to lose their home in a foreclosure?
How is that going to effect the seller who has to relocate for their job?
How is that going to effect the estates with heirs having to do these repairs and such when there won't be any money until the estate is sold?
I wonder if our House of Representatives and our Congress men and women EVER thought to actually ask us in the field working this business day in and day out how these bills will effect the housing market?
Of course, the US will be living Cap and Tax while the real perpetrators of dirty air like China and India get off scott free. There will be an unfair advantage in pricing products and manufacturing to the point that if a US company even stands a chance of staying in the manufacturing business will have no choice but to move their company oversees which in turn will cause a massive layoff of people increasing the already high unemployment problem we are facing in our country.
How will the unemployment effect your real estate business?
How will the unemployment effect the REOs and massive foreclosures in your community?
How will the unemployment effect home values as you get more and more vacant properties in your area?
If you are an agent in America's farmland you will begin to see farms no longer being able to produce a profit. Farms use a lot of energy. Energy use will be punished. This is why nearly every politician from a farm land state no matter what party they are affiliated with voted no to this bill. Their districts will suffer terribly. As this happens we will be buying more and more produce from other countries with far less health standards than our own. I don't trust foods, especially produce from China or other countries except Europe. But we don't import our veggies from Europe!
How is this going to effect your real esate business if you live and work in a farm land state?
When it comes down to the nitty and the gritty about this bill you must remember that GE is the biggest supporter of this bill. They stand to make billions of dollars from the passage of this bill. The politicians voting yes on this bill, many of them are getting paid to vote yes. And Al Gore will become the very first GREEN billionaire. It is just too bad that he is not a real capitalist. He could not become a billionaire playing fair and square. Instead, he has an unfair advantage, legislation to make him filthy rich. Not exactly the free market way. It is all about the money.
Contact your Senators now to vote NO now. Click on this link to find your Senators and contact them by email, phone and fax today. Let them know how this is going to effect your business and your community homeowners and buyers. Pass this on...
It seems even the Ozarks are not immune to trickle- down economic effects. The Columbian Bank, which financed most of the Indian Ridge Development adjacent to Branson West, was put into receivership by the FDIC last August.
Indian Ridge was to be a huge project covering over 1,000 acres, with a projected $1.6 billion budget. Original plans called for a Resort Hotel; High-tech Convention Center; Extra large indoor water park, plus outdoor water park; Championship Golf Course; Condos, single-family lots; Themed Retail Shopping Mall; Restaurants.
Some condominiums have been constructed, with others started after alot of earth-work for projected roads, etc, but it all sits silent now. This leaves Stone County with a big headache. County Commissioners don't want to recall the bonds the county holds for the project. The recall would end the development, but create problems for the county, which would then be responsible for the infrastructure's completion.
Developers have to wait, under federal regulations, until the FDIC can send some funds, or they may send the note to auction. Indian Ridge will sadly remain on hold indefinitely - a sad reminder of this period in time as tourists drive by on Highway 76 to Branson's shows.
Business may be a challenge for us all right now, but keeping our minds set positively is imperative if you would survive these difficulties.
I received the following email today from a family member, that says it all. Thought I'd share it with you.
Five months ago, on January 15th to be exact, I was told I had stage four malignant squamous cell carcinoma cancer in my right tonsil that had spread to a lymph node on the right side of my throat. I was also told that it was a very aggressive and deadly form of cancer that had to be treated aggressively and quickly. No matter who tells you or where you are when told, the world as you know it changes forever when you hear you have cancer.
To say it takes all the wind out of your sails is a gross understatement. Literally, all of the options and alternatives ran through my head and anything but the one best case outcome was very concerning, especially since there was only one one good outcome and many that were not so good. For me, the impact of it was unlike anything I had ever been told. This insidious disease that I had not felt until it manifest itself as a lump on my throat was trying to kill me and the doctors don't sugar coat the possible outcomes. This news was a life changer for me. As I sat with my wife, who had the burden of telling me, I tried to process what it all meant but couldn't because there is so much uncertainty and so may possibilities depending on the particular combination of circumstances that still needed to be ascertained. I was shocked. However, there was no denying it, and fighting it was the only option. My wife of 25 years and I have two sons, ages 20 and 18, and I help my aged parents and 48 year old brother with down syndrome. Letting it beat me was not an an option I could or would accept.
So, I put everything I had into understanding what I could do to fight this. I read, consulted friends and family in the oncology business, in medicine and in nutrition. I incorporated the learnings and did everything I could think of every step of the way to survive. That said, I was on a journey that I could never imagine. Even when told by my medical team what was coming, I could not grasp the magnitude of what they were saying because I had no frame of reference for how radical, aggressive and quickly they would move to eradicate the cancer. If you have not been through this, it is difficult if not impossible to fathom what everything means in terms of how you will feel or what you would be faced with overcoming, and that changes each step of the way, and still is.
The type of cancer I am fighting (it takes five years before the medical community will classify you as a "survivor" and until that time, they consider you still fighting it, but in the "observation and recovery" stage), or more particularly, the treatments for throat and neck cancer are very hard on your body and leave significant lasting side effects. The first, and most obvious is swallowing is very different and sometimes difficult. Compounding matters, the radiation kills most of the salivary glands and damages the taste buds. I took both for granted prior to all of this, but never will again. Without both of them, you can't eat and if you try, everything tastes so bad as to be beyond description, but the closest would be dried cardboard that had been by the side of the highway for a month mixed with a ground up old tuna fish can. Fortunately, my taste buds have started to come back, though to a limited degree and just this past week I was able to start eating solid, albeit very high moisture content food again orally. That had not been possible since March 25th and it is a huge improvement. It has been difficult to consume enough calories to maintain weight in the interim, which is why I have dropped as much weight as I have - 52 pounds, though I do not recommend this diet. On the flip side, I had to get a whole new wardrobe, which was nice, as nothing I owned except socks and shoes fit.
The surgery also involves cutting through a very delicate area where there are a great many nerves that get damaged or severed. Without nerves, muscles atrophy and die. In my case, since it was the right side of my neck, I have a lot of issues to sort out with my right shoulder, arm and back muscles, though they will never come all the way back. I can tell you for certain, it is not helpful to your golf game. However, I keep it in perspective and remember I am looking at the green side of the grass and not counting the roots.
I have been asked on many occasions what the whole experience was like, and with no profane reference intended, I don't know if I went to Hell and back, but if I was not there, I definitely saw the neighborhood.
Faith helped me through this. Prayers, lots of prayers: mine and others were so important. I never once thought I would not beat this disease and no matter how rough things got, I never got down. Instead, I prayed and asked God for His help. If you are reading this and are not a spiritual person, understand that when you are faced with beating a disease or checking out in less than twelve months, you might change your attitude and try everything you can, including praying, to survive.
Coming through this, I believe that this experience has made me a better person and helped me refocus on what is truly important in life. For me, its family and friends and treasuring and nurturing those relationships is a priority, one that I work harder at now. Taking time to tell those you love that you do is very important. Without my wife in particular, this would have been much harder if not impossible to have gone through. As you go through something like this, you have four doctors, three your are dealing with very frequently: the surgeon, the oncologist and the radiation oncologist and the fourth is your internist who is on the periphery. It gets to the point where you need a wagon master to manage the schedule and treatment process to see your way the end of the trail, and while in the midst of it all buffeted by all the side effects, it would be extremely difficult do it by yourself. Fortunately, I did not have to and I am blessed she is with me.
Five months after diagnosis, four surgeries, thirty-three radiation treatments and a whole lot of "stuff" to get through, I feel great. I just cleared one of the three main hurdles this week when my oncologist told me my post treatment blood work was "terrific - it was completely normal and there was nothing in the results to be concerned with". Moreover, when I told him I started eating, he told me I was six to eight weeks ahead of schedule, which I was pleased to hear as well. Next is a CAT scan June 19. There they check organs from the lungs up to see if they are clear. The CAT scan I had post-surgery but pre-radiation was clear and they expect this post-radiation one will be as well. The last hurdle is a PET (bone) scan in September. If that is clear as well, and the one post-surgery but pre-radiation was, then it should be clear sailing to the survivor category, and that is my goal. Based on everything the medical team has seen to date, they feel that is the "likely outcome" (that is as definitive a statement as they make). So, it has been a long and difficult path, but in comparison to what this could have been, I am blessed.
Dealing with adversity is a state of mind. You have to stay positive and can never ask "why me?". How one handles it is just as important as handling success. This is true for fighting cancer or any other challenge, domestic industry, are all facing big challenges. It is important to keep in mind that all you can do is the best you can each day. None of us created all of this by ourselves and none of us can solve it by ourselves. Keeping perspective is important, because you don't want to internalize the stress and let it ruin your health, and stress is a known cancer cause. One of the lessons an experience such as this drives home is that your health is the most important thing you have and without it, you are in big trouble.
I hope none of you ever have to travel a similar path, but if you do, stay positive, keep focused on winning and I will pray for you.
There will be many disappointed Shell Knob visitors this summer. I have seen some already, as they walk up to Carole's Restaurant and find the door locked.
Carole's has been a landmark in Shell Knob, where it sits on the corner of the Plaza Shopping Center. Tourists looked forward to returning for another great breakfast each year as they started their vacation. Local organizations held regular meetings there.
The Restaurant had been for sale for quite some time. Wanting to retire, but unable to find someone to fill their shoes in food service, the owners closed and sold the building. It will be missed.
Call Joan for all your Table Rock Lake Real Estate Needs. 417-846-7128
Invite the whole family to enjoy the solitude or Table Rock Lake water fun. There is room in the 4500 sq ft, 5 bedroom, 3 bath home for entertaining or reunions. Sits at the end of a peninsula.
This house has it all - everything you would want to relax. ATV trails, large pole barn to store the boats and toys in.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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