Freddie Mac and HARP The Home Affordable Refinance Program, commonly known as HARP is available for Freddie Mac mortgages too. When the HARP 2.0 program rolled out at the end of 2011, it offered holders of Conventional Mortgages the opportunity to refinance their homes and take advantage o
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05/17/2012
FHA Mortgages and Gift Funds FHA Mortgages allow borrowers to use Gift Funds to meet the 3.5% down payment requirement. When using Gift Funds to purchase a home it is important that Gift Funds be documented properly to avoid any issues with the FHA underwriting process. The primary intention
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05/04/2012